Returning college students can enjoy subsidized interest rate on loans for entrepreneurial projects
College students returning to their hometowns to start their own businesses can enjoy subsidized interest rate on loans for entrepreneurial projects after obtaining the ? The company's business is a new one, and it's a new one, so it's a new one. After that, not only can you apply for a loan, but you can also get a 50% subsidy on the annual interest of the loan within the credit limit (see Zhuji.com for details).
According to a recent joint document issued by the Office of the Municipal Talent Work Leading Group, the Youth League Municipal Committee, the Municipal Personnel Bureau, and the Zhuji Rural Cooperative Bank, the conditions for applying for a loan subsidy for college students returning to their hometowns to start their own businesses are as follows: age below 40 (including 40 years old), compliance with the law, and no bad credit records; starting a business within three years of graduation, household registration in the Zhuji municipal area, and a college degree or higher, and household registration for returning foreign students. Above the education level, the household registration of returned foreign students, graduation year is not limited; can actively develop and apply new technologies, new products, new projects; in line with the basic conditions of bank loans.
It is understood that returning college students need to fill out the "Zhuji City, returning college students entrepreneurship card application form", "Zhuji City, returning college students entrepreneurship project report", to the township (street) Youth League Committee, by the township (street) Youth League Committee in conjunction with the local rural cooperative bank grass-roots branches of the qualification review, credit assessment and project evaluation, before May 10 to the project evaluation committee (office set up by the Youth League Committee) to apply. ) before May 10th. The Municipal Talent Office, Youth League Municipal Committee, Municipal Personnel Bureau, Municipal Bureau of Science and Technology, Rural Cooperative Banks and Youth Federation will jointly form a review committee to conduct a comprehensive review and finalize whether to issue the? Zhuji City back to the home town college students entrepreneurship card?
Get a copy of this article. The returning college students can apply for a loan from their township (street) branch, with a single maximum loan amount not exceeding 1 million yuan, and enjoy the benefits of? The first step in the process is to make sure that you have the best possible chance of getting the best out of your business. The three preferences are as follows Three preferential? Policy (valid for 3 years). The interest rate of the loan will not exceed 40% (60% for general loans). Municipal talent special funds will be entrepreneurial card holders in the credit limit of the loan amount of the annual interest to give 50% of the discount, and in the beginning of the next year to cash, the discount period of 1 year.
In addition, the reasonable financial needs beyond the loan amount of the business card, in accordance with the implementation of the general loan mode, can be implemented in a single approved, sub-issuance of `methods. The loan period is then determined according to the cardholder's production and business cycle, comprehensive repayment ability and other factors. In the event that risks have arisen or are foreseen to be likely to arise during the business period of the business card holder, the rural cooperative bank has the right to take measures such as preserving assets and stopping the issuance of new loans, and recovering the loans already issued in advance.? Venture Card? is assessed once a year and re-assessed after one year based on its business status and credit history.
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