Career planning is conducive to the overall career development of financial personnel job seekers. The following is a personal career planning book for the financial industry shared by me. I hope it will be useful to you.

Personal Career Planning Book for the Financial Industry (I)

This semester, through one semester's study of college students' career planning course, I learned that career is a continuous process of all career-related behaviors and activities, as well as related attitudes, values, wishes, etc., and it is also a process of realizing career and position changes and work ideals in one's life. Simply put, a career is a person's lifelong work experience. Generally speaking, our career begins with pre-employment vocational study and training and ends with retirement. What occupation we choose as our job is self-evident to each of us.

The career planning course has a lot of educational significance for me, and the videos are highly targeted, which has sounded the alarm for us ignorant students who have just entered the university, which is why Teacher Zhou opened this course in freshmen. Career planning course is like a bright light to illuminate our direction. Remember Edward from Harvard University? Dr. Banfield's research on the motivation of American social progress found that those successful people are often people with long-term concept of time. They will take a long-term view when planning their daily, weekly and monthly activities. They will plan for the future in five, ten or even twenty years. They allocate resources or make decisions based on their expected position in a few years. This research result is of great significance to the professionals who have just entered the society. Only by planning your life well can you avoid taking many detours.

1. Self-analysis

(1) Birth background

I come from the inland provinces near the southeast coast of China, and I was born in a relatively backward small county town. Although my hometown's economy is not very developed, I still feel the great influence of the 31 years of reform and opening up on China. Although it is not very trendy in thought, it is basically acceptable for new things. The conditions at home are passable in a small county, so I didn't suffer much when I was a child. I know that if I enter the society, my experience is far from enough, and the society is complicated, so we college students have to try all kinds of experiences, so I hope I can exercise myself in the next three years, strengthen my independent survival ability and self-solving ability.

(2) Personality and ability

My personality is not the extroverted type. I like to experience many things by myself, and sometimes I exclude myself from the group. Besides, I don't like to communicate with others, and it is difficult to accept other people's opinions, so I am more assertive. Sometimes it's just a three-minute passion for something, and sometimes you can't stick to your initial goals. But I have an indomitable character. Every success will bring me great motivation. I like to surpass the people around me.

although I sometimes forget things, I can be 111% energetic at critical moments. Also, I like to help people around me, regardless of the current gains and losses, and I can look far away.

second, the professional employment direction and prospect analysis

I majored in financial management. Generally speaking, financial management is the original work of accountants and cashiers. Of course, the financial management under the existing system is no longer a simple matter of statistics and expenditure. The major of financial management was established relatively late in China, so there is a big gap between the research level of financial management in China and the international level.

Employment orientation: Graduates are mainly engaged in financial analysis and management of large and medium-sized industrial and commercial enterprises, commercial banks, insurance companies, various investment funds and financial institutions, and government departments, as well as teaching and research in financial management in schools and scientific research units. A considerable number of undergraduates continue their further studies in our school, key domestic scientific research institutes and famous foreign universities after graduation.

Analysis of employment prospects: Financial management is an important part of enterprise management, and it is a management activity to raise, control and put funds into enterprises. Therefore, graduates majoring in financial management are mostly employed in the financial departments of enterprises, including some institutions. In a very popular phrase, it is "to become the central nervous system of capital flow in enterprises and institutions". However, as China is in the second stage of reform, from the past, the separation of government from enterprise to modern enterprise system, so all aspects need to be improved urgently, including financial management. Enterprises not only need those who can engage in internal financial management business, but also increasingly hope that these talents have higher quality, so as to contribute to the strategic decision-making of enterprises, including investment, risk avoidance and other aspects. The demand of enterprises for talents makes such talents very popular in the graduate market. Of course, the popularity mentioned here mainly refers to graduates from key universities. Because of the quality of these graduates and the level of school teachers, their ability after graduation basically meets the requirements of enterprises, and there is great potential for on-the-job training. Compared with these graduates, the supply of graduates from ordinary schools seems to exceed the demand, because no matter from the existing ability or potential, they have no advantages and cannot meet the requirements of employers. Therefore, on the whole, the employment market of financial management graduates is relatively oversupply.

and generally speaking, graduates prefer to hold important positions in big companies, but from my personal point of view, seeking a job in a big company requires not only profound financial skills and mastery of the essence of financial knowledge, but more importantly, strategic vision, planning for the long-term development of the enterprise and careful calculation, so as to keep the company's financial position in good condition and maintain a high return on investment. All the above requirements make every job seeker who wants to be competent in the financial department must have strong ability to keep a clear head every day, and keep learning and making progress. Therefore, when choosing a job, we should not only envy those big companies, but also carefully analyze and think about our own strengths and weaknesses, so as to break through the strengths and avoid the weaknesses, so as to be targeted and lay a good foundation for future work.

Third, career analysis

For us, of course, it is to work in some financial institutions or some enterprises with better prospects. Compared with other management majors, financial management has a long history and plays a very important role in management and operation. Financial management needs to have a solid foundation of economic theory, be familiar with the operation principle of market economy and be familiar with management knowledge. Professional knowledge is wide, and the cultivated talents have strong adaptability. If you want to learn this major well, you should often go to the actual financial department for professional practice, understand the operation of actual financial work, be familiar with the circulation of actual financial funds, and improve your practical work ability.

Analysis of the internal employment environment of financial management:

Under the influence of global economic integration, the internationalization of finance is an inevitable choice. China enterprises should go abroad and compete internationally, and more importantly, emphasize the internationalization of finance. In the ever-changing economic and commercial environment, the larger the enterprise, the more investment projects. The source of funds is no longer limited to equity and bank loans. In addition, different strategies and decisions bring different risks, such as: business internationalization involves foreign exchange risks; Financing with floating interest rate will generate interest rate risk. In response to the demand for hedging, the financial market provides many hedging tools, such as futures and options. Managers at all levels must firmly establish the concepts of competition, time value of money and risk, proceed from overall optimization, make various financial decisions, realize the guidance, adjustment and control of production and operation in a dynamic way, and finally realize the financial management objectives.

Analysis of the external employment environment of financial management:

With the rise and development of the scientific and technological revolution characterized by information technology, the scale of multinational companies and the trend of international economic integration, especially the increasingly important position in the financial market, have increased investment risks. As we move closer to internationalization. Therefore, our financial management should also be close to international practice. At present, investment management has received unprecedented attention in the world. The content of corporate finance turns to the study of efficient market theory, portfolio theory, capital structure theory and pricing theory. The research method of corporate finance has gradually changed from descriptive to analytical, and from qualitative to quantitative. It should be noted that while the company's financial theory and methods have developed in depth, its extension has also been continuously broken through. The theory and methods of corporate financial management are widely used in non-corporate organizations, such as the financial management of small and medium-sized enterprises and the financial management of non-profit organizations. The research on corporate financial management extends to multinational enterprises and forms a special topic of international financial management.

My career goal is to work in a bank.

I should have many knowledge and abilities in my work.

I think this major should acquire the following knowledge and ability: basic training in financial and financial management methods and skills, strong basic ability to analyze and solve practical problems in financial and financial management, scientific research ability and the ability to innovate by combining learned theories with practical business; Familiar with the relevant principles, policies and regulations of China's economic management and the practices and rules of international enterprise management; Strong writing skills, familiar with the application of computer in enterprise management; Master the basic principles and decision analysis methods of enterprises in investment and financing decision-making, and learn to use financial analysis methods to analyze and predict the financial situation of enterprises.

The specific classification is as follows:

(1). Grasp the basic theories and knowledge of management, economics, finance and finance;

(2) Master the qualitative and quantitative analysis methods of finance and financial management;

(3), with strong language and written expression, interpersonal communication, information acquisition and basic ability to analyze and solve practical problems in finance and financial management;

(4) Be familiar with the principles, policies and regulations concerning finance and financial management in China;

(5) Understand the theoretical frontier and development trends of this discipline;

I'm far from the position I want, and I don't know the methods of financial management in predicting, organizing, coordinating, analyzing and controlling financial activities in the company's operation. For an enterprise that implements modern enterprise system, the center of enterprise management is financial management when the production direction, scale and quality level of products are fixed. Therefore, managers involved in financial decision-making, especially financial managers, must have and master basic financial management knowledge. I lack too much in this respect, so I will enrich myself in the next three years.

IV. Plans for the next three years

My major is not our school's strong specialty either. But there is an ordinary me here, but my heart is extraordinary. My "ambition" can conquer every day I am here and everything I do. Since I can't change the reality, I don't want to change myself. I want to change myself. Let my life be a life of struggle.

College students should have a plan for the future. In my life, I have always established such an employment barrier: making a living should not be a mental service; More idealism should be to reap happiness, fulfill each other and be worthy of dedication. And I choose the latter. Job application, study and ability are two passes, but only when the education and ability are almost the same can the personality quality be valued by the examiner. Honest, grateful, diligent and confident.

For the next three years, my plan is as follows:

First, I will take some necessary certificates.

1. First, I will take CET-4 and CET-6. Then I will take CET-2 and CET-4. These are the basic requirements for my major.

2. Next, take the accounting certificate, which is very important for our major. It will be an important weight when we are looking for a job.

3. Secondly, the CPA exam, the difficulty is ACCA. Since the introduction of ACCA's Accounting Qualification Certificate in 1972, more than 11,111 people around the world have obtained this certificate. Many of them have benefited from this graduate-level course and served as financial managers, chief financial officers and general managers all over the world. Then take an internal auditor.

Then go to an enterprise for an internship.

In an enterprise, you can learn knowledge that can't be learned in school and textbooks, and you can also integrate into society quickly.

If I have the conditions, I will still choose the postgraduate entrance examination, because graduate students have two advantages.

1. Compared with college students, masters and doctoral students have obvious advantages in the depth and breadth of knowledge and the proficiency of skills, especially doctoral graduates. Moreover, most graduate students have the experience of doing projects with tutors, and science graduate students also have the experience of participating in practical projects. These experiences are precious and of great help to job hunting. The reason why many large companies favor graduate students in technology research and development positions is that they have taken a fancy to this experience.

2. The job-hunting goal is clearer and the mentality is more mature.

Graduate students can learn more and more professional knowledge, and it is also a good opportunity to go to their ideal school.

this is what I always say to myself: personal struggle to win and grab the spiritual property of success will always be uneven between the rich and the poor. On the vast shore of life, you should proudly tell the world that you have pursued and struggled, and that you have never given up hope and never stopped fighting for a brilliant life. And this world that has created everything will answer you proudly and happily: as long as you struggle, life will eventually be brilliant!