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Advantages and disadvantages of the US Mission's monthly subscription
First, the advantages of the US Mission's monthly payment

Meituan's monthly payment is suitable for shopping first and then paying. The interest-free period of the credit card can be up to 38 days, and it can be repaid in three installments, six installments and 12 installments, thus reducing the pressure on users' assets. After the monthly subscription of Meituan is enabled, you can enjoy the benefits of Meituan enjoying vip. For example, there are take-away coupons, and there is no need to spend money in the early stage. In the middle and late period, the membership fee will be deducted according to the use of the big red envelope.

Second, the disadvantages of the monthly payment of the US Mission

Meituan's monthly payment quota is very low, and most users apply for 300 yuan's quota, which is only used for Meituan to order takeout or choose things. Meituan's monthly payment can only be paid online on Meituan APP, not by QR code, or in stores. The application scenarios are very limited.

Meituan Monthly Payment is a credit payment product of Meituan Finance. Users who open Meituan Monthly Payment can use the credit line granted by Meituan Monthly Payment to complete the payment when spending in Meituan App, whether it is a group meal, ordering takeout, staying in a hotel, traveling, cycling, taking a taxi or buying food, and then make a unified repayment on the 8th of the following month, with the longest interest-free period of 38 days.

According to the official data of Meituan, as a consumer financial tool, Meituan's monthly subscription has an obvious driving effect on local life consumption: after users started Meituan's monthly subscription, the average order volume of local life consumption such as catering, leisure and entertainment increased by over 20%, and the average transaction amount increased by over 15%. If consumers want to use Meituan's monthly subscription, they can apply for opening it through the "wallet" entrance in Meituan App and click "Monthly subscription". After opening, if you don't want to use it, you can close it at any time in Meituan App.

This service is mainly used in Meituan, Meituan Takeaway, Meituan Shopping, Meituan Bicycle and other apps.

When Meituan takeaway members provide "enjoy first and pay later" service, they also provide Meituan monthly payment to realize payment after service. Meituan's customer service said that users can enjoy the exclusive membership rights of Meituan in 0 yuan first, and pay at a preferential rate after the expiration of the membership, and the monthly subscription of Meituan cannot be closed during the validity period of the membership.