If you buy a house with a price of 6.5438+0.6 million yuan in Zheng Rongyue Linglong, with a down payment of 500,000 yuan, what is the monthly payment?
If you make a down payment of 500,000 yuan, your total loan will be about 165438+ 10,000 yuan, which can be divided into two ways: provident fund loan and commercial loan. Because the benchmark interest rate of the bank is 4.9%, the interest rate of Suzhou commercial loan has risen by 15%. If calculated by commercial loan, your monthly payment is about 6300 yuan/month; Provident fund loan, because the current interest rate of provident fund loan is 3.25%, then your monthly payment is about 4700 yuan/month.