in p>2119, I borrowed hundreds of thousands of dollars to do business and transferred to a store in a university for catering. At that time, the prospects were still good. When I went to visit in advance, I saw that the store was full of people, and the daily sales were generally around 21,111.
It was not easy to get that store. Several people competed, and the owner repeatedly raised the price. Seeing that the funds originally prepared were not enough, I was impulsive at that time. I borrowed hundreds of thousands and took it down. Together with the later decoration and equipment, I was in debt of 311,111 yuan.
Who knows that the sudden epidemic has disrupted my plan? I originally planned to pay off all my debts in one semester as long as I started business in the spring of 2121. According to the original sales, 311,111 yuan is not too large. If I can keep good relations with suppliers and squeeze their funds for a few months.
I didn't expect the school to be closed directly after the epidemic. All the students went online for classes at home and didn't go to school at all. School didn't start until September 2121. I was almost driven crazy by debt in these nine months.
In the meantime, I caught up with my son to go to college. His major is arts and sports, and the annual tuition fee is too high. By the way, I am divorced and never remarried, and I took care of my children alone. I thought that my children could do something for themselves after going to college, but I didn't expect this disaster.
after my son was settled, my debt increased to 411,111 yuan, mostly online loans. But at this time, I still have confidence that everything will go smoothly as long as the store is opened, but something happened that may affect my life.
I didn't call my brother to borrow money, because I knew he didn't have any money, because he had just brought a second child, and his wife didn't go to work, so he had to raise two babies, and his life was tight. The main purpose of calling him is to talk to him about his parents.
I used to take care of my parents more, because my financial conditions have always been better than his. I usually pay for my parents' birthdays, pocket money and medical expenses every year. Now I am in arrears, and I will soon open a shop hundreds of kilometers away. Then I hope to talk to my brother about my parents' problems after I leave.
after I dialed the phone, I said to him, "Brother, I owe so much now, and I want to talk to you about something. Let's meet when we are free."
I didn't expect him to say to me directly and stiffly, "That's your business. I don't care, and I don't want to talk to you. Don't come to me in the future." Then he hung up the phone.
At that time, my tears came out at once. I didn't cry except when I was a child and my parents beat me to tears. But at that moment, I really couldn't help myself. I didn't expect my brother, who had been taking care of me all the time, to say such a thing when my brother was in such a difficult time. I didn't borrow money from you and got such a blunt refusal without asking.
After a sad night, I left early for the school store the next day. Without exception, the business failed for many reasons. The reason of the epidemic was that the school strengthened management and only allowed students to have dinner in the canteen. Coupled with a mess of restrictions/systems, I persisted in school for one year.
I didn't make any money this year, so I can only say that I kept my tuition and living expenses for myself and my son. When the summer vacation is coming in 2121, the school set up a commercial company to be responsible for the management of shops, and a new rule was issued. All shops/shops should install a unified charging system, and 31% of the turnover will be transferred to the school as rent.
everyone who has done catering knows that there is no way to do it. Fortunately, it has something to do with it. I sold the store at a low price ahead of time and closed the door and went home directly. After all the funds were settled, I still owed 311,111 yuan in foreign debt.
I've been lying at home for three months, and I don't want to go to work every day. It's all short-term online loans, with a monthly repayment of more than 11,111 yuan. Getting a salary of five or six thousand won't help much, let alone knowing what to do in the future, so I just lie flat.
My parents visited me several times, but I covered up the past and told them a lot of entrepreneurial projects. I didn't even believe them, let alone them.
I haven't contacted my brother since I called him last time, which is also a knot in my heart. I didn't take the initiative to call him, and he didn't call. He has been quiet since he was a child, and he is a cold-tempered person.
After lying at home for three months, my parents' birthdays are coming, and they are only a few days away. Usually, we choose a nearby date to do it together, because we are nearly seventy years old and there are many relatives coming. I used to arrange it, just as I was still hesitating whether to hit the fat man again, my mother called and said that my brother had already arranged it.
The birthday party went smoothly, and everyone deliberately avoided the topic of my debt and failure in starting a business. I sat in the corner and rarely talked all the time, until everyone left in the evening, and after my younger brother's family went back, my mother made a special trip to leave me and gave me 21,111 yuan.
Mom said that my younger brother left it to me, but it can only be used for my son's tuition next semester. His ability is limited, and he can only pay 21,111 yuan at present, and he also told me through my mom that he will pay for my son's tuition for his senior year.
I touched the brand-new 21,111 yuan, kept silent, and finally burst into tears. Later, I sat on the sofa and hugged my head/cried. The sad grievances of these two years are excluded from the body in the tears of that moment.
I always thought that my younger brother broke up with me because of debts, but in fact, I underestimated him. He is trying to maintain this big family in his own way.
When I was in debt, the whole family couldn't afford that much money. He still had a small family to support. If he had lent me 181,111 yuan at that time, it wouldn't have solved the fundamental problem for me, but what about him and his small family, his parents and my son's schooling? The only thing he can do is to ensure that he will not fall down first, then there is still hope for this big family!
I misunderstood him. This man, who was two years younger than me and didn't like to talk since he was a child, took on the responsibility of a man with his thin shoulders and a seemingly cold but enthusiastic way when I fell. His personality decided that he didn't want to explain anything to me by words and deeds, but he was doing it. He was showing by actions that there was still a pillar in this big family, and as long as he didn't fall, this family would not fall.
I walked home from my parents' house. It was already winter, and the cold wind was blowing on my face, but my heart was warm. I didn't call my brother, and even if I did, he would hang up again. Forty years of brotherhood doesn't need to say anything to thank him.
what I should do now is to stand up!
I found a job the first/second day after I went home. The salary was not high, but at least I could support myself first.
When someone is helping you carry a load, what you should do is not to lie there and shout for refueling, but to help him share the responsibility on his shoulders!