No housing employees rental housing can be withdrawn from the provident fund
The new rules: the employee continuous full payment of housing fund for 3 months, I and my spouse in the city without their own housing, and no purchase, construction, renovation, overhaul, repayment of loans to extract the record, renting a commercial housing, can be withdrawn from both husband and wife housing provident fund to pay the rent.
Interpretation: The biggest change in the new regulations is to simplify the conditions for renting and withdrawing CPF. Previously, the rental housing to extract the provident fund, you need to provide the police station for the record of the rental contract, payment of rental tax vouchers and other supporting materials. Now unified and simplified as long as the family without a home certificate, the deposited workers can apply for the withdrawal of provident fund to pay the rent.
Provide information: the employee's own valid ID card original and copy; spouse ID card copy; husband and wife relationship proof of the original and copy; housing management department issued by the family without housing proof.
Withdrawal time and amount: the employee himself and his spouse withdrew once every interval of three months or more, and the amount withdrawn per person per month does not exceed 500 yuan.
Unmarried children can withdraw their parents' provident fund to buy a house
New: "Regulations" on the children's purchase of the extraction of clear provisions. April 17, *** with the life of unmarried children to buy the first set of ordinary housing in the city or place of work, the parents can withdraw the balance of the housing provident fund account for the children's purchase of a house to use.
Interpretation: children to buy a house to extract the parents provident fund to further relax the conditions, but the deposited workers should also pay attention to must be met at the same time "*** with the life of unmarried children", "the purchase of the first set of 140 square meters of ordinary housing," and other extractive The first thing you need to do is to get your hands dirty.
Provide information: the employee's original ID card and a copy; family members ID card and a copy of the household register; the purchase of children single statement; housing management department issued by the purchase of children's housing units; housing management department for the record of the "contract for the sale of commercial housing" and the purchase of invoices (or "certificate of ownership of the house" and invoice for the deed tax) original and photocopies.
Withdrawal time and amount: workers and their spouses can withdraw a one-time purchase contract signed on the date or the certificate of ownership of the house issued before the account balance, the amount of family withdrawals do not exceed the total amount of money paid for the purchase of the house, rounded to the nearest hundred dollars.
Full purchase of the first suite of 90 square meters or less can be multiple withdrawals of provident fund
New rules: "Regulations" clear employee to buy 90 square meters (including) the first set of housing can be withdrawn multiple times. after October 8, the employee with its own funds in full purchase of the first set of 90 square meters (including) the following self-owned housing, and has never been used in the housing provident fund loan, you can multiple withdrawals of my and my spouse's housing provident fund account balance. The first step is to make sure that you have a good understanding of what you are doing and how you are doing it.
Interpretation: The biggest change in this new regulation is the ability to make multiple withdrawals. Before the implementation of the provident fund withdrawal can only be withdrawn to the record contract before the signing date, or second-hand real estate certificate date before the account balance; now the new rules are equivalent to relax the first set of housing within 90 square meters can be withdrawn multiple times I and my spouse's account balance. But also should pay attention to the restrictions are: 90 square meters, the first set of housing, full purchase, and the date of the purchase contract must be after October 8 last year.
Provide information: the employee's original ID card and a copy; a copy of the spouse's ID card; proof of the relationship between the husband and wife of the original and a copy; housing management department issued by the number of family housing units to prove that the housing management department filed a "contract for the sale of commercial housing" and the purchase of money invoices (or "certificate of title of the house" and the deed invoices) originals and photocopies.
Withdrawal time and amount: the employee and his spouse can withdraw once a year, rounded to the nearest hundred dollars, the total amount of cumulative withdrawal does not exceed the total amount of the purchase price.
Payment of property fees can also be withdrawn from the provident fund
New rules: "Provisions" pointed out that since the beginning of the employee can withdraw housing provident fund to pay for the previous year a set of ordinary owner-occupied housing property fees.
Interpretation: Previously, the property fee is not withdrawable housing fund, the new rules of the property fee is also included in the housing fund to benefit the scope of each person can be withdrawn once a year, up to a maximum of 1,000 yuan of the standard, but also combined with the city's current average level of the property fee as a whole to determine.
Provide information: employee ID card original and copy; housing use right certificate or purchase contract original and copy; rental housing need to provide rental agreement original and copy. Spouse withdrawal, but also need to provide with the buyer or lessee of the husband and wife relationship certificate original and copy.
Withdrawal time and amount: employees and their spouses can withdraw once a year, the amount of money withdrawn per person per year does not exceed 1000 yuan.