One, documents:
1, a one-time required documents: buyer and seller identity cards, hand stamps, "Certificate of Housing Ownership", "Land Use Rights Certificate", housing ownership registration form, the purchase and sale agreement, the tax application form, tax returns, the seller is required to open a personal clearing account passbook, buyers to prepare the funds to supervise the required house payment.
2, loan pieces of documents required: buyer and seller ID card, hand seal, "housing ownership certificate", "land use rights certificate", housing ownership registration form, sale and purchase agreement, collection and payment agreement, other rights application form, loan contract (list of collateral), a copy of the business license, the bank power of attorney, the seller is required to open a personal clearing account passbook (based on the buyer's lending bank)
Two, Charges:
I. The benchmark price of each district is adjusted from now on as follows: Heping - 12200; Hexi - 9900; Nankai - 9800; Hedong -8400; Hongqiao - 8800; Hebei - 8000; Xiqing - 6300; Dongli - 6300; Jinnan - 5800; Beichen - 6100; Tanggu - 7400; Tanggu Development Zone - 7400, Dagang ----5800
Two, the breakdown of private residential transfer fees:
1. Business tax: from January 1 to December 31, 2009 (one-year period)
1. Individuals who will purchase less than 2 years of non-ordinary If an individual sells to the outside world non-ordinary housing purchased more than 2 years (including 2 years) or ordinary housing purchased less than 2 years ago, he/she shall levy business tax according to the difference of his/her sales revenue minus the price of the purchased housing;
3. If an individual sells to the outside world ordinary housing purchased more than 2 years (including 2 years), he/she shall be exempted from the business tax.
* Non-ordinary housing (unit price above the benchmark price or area above 144 square meters)
* Ordinary housing standard: (unit price below the benchmark price and area below 144 square meters)
2. Deed tax:
a. Deed tax of 1% for unit price below the benchmark price, below 90 square meters and first time buyers;
b. Deed tax of 1% for unit price below the benchmark price, above 90 square meters or non-first-time buyers, deed tax 1.5%;
c. Unit price above the benchmark price or area above 144 square meters, deed tax 3%.
3. Stamp duty: exempted from stamp duty.
4, personal income tax: 1% personal income tax for those who hold the house for less than 5 years and sell it; exemption of personal income tax for those who hold their only house for more than 5 years and sell it; 1% personal income tax for those who hold their only house for more than 5 years.
5. Land premium - 1%, you need to check the file to know whether you need to pay this fee.
6. Transfer fee: floor area * 6 yuan.
7. Registration fee: 80 yuan.
8. Mortgage registration fee: 80 yuan. (Loan holders have)
9, drawing fee: 20 yuan.
* If the last transaction was a gift from a non-relative, you have to pay 20% personal income tax
* Differential sales tax: Difference in price × 5.55% (Difference in price = Price of the current transaction - Price of the last transaction)
* Full sales tax: Appraisal price × 5.55%
Third, the time of issuance of certificates:
1, a one-time: the Housing Authority into the piece of 30 days from the date of the title certificate;
2, loan pieces: the Housing Authority into the piece of 7 working days (excluding holidays) after the other right certificate,
into the piece of 30 days from the date of the title certificate (need to be Zhengfu has been released to the seller's account);
Transfer of the various districts Note Note:
▲If title certificates, deed tax tickets are in the 5 Within the year, it depends on the nature of the last procedure: 1) If it is a housing reform purchase or relocation agreement, see if the date on the housing reform or relocation agreement is outside of 5 years, if outside of 5 years and the only housing and below the guideline price can be exempted from tax. If the agreement is above the guideline price, the difference in sales tax will be incurred.
▲If it is a commercial housing contract to do property rights, see whether the commercial housing contract before 2000, if it is a commercial housing contract before 2000 and the only housing can be exempted from personal tax (below the guide price)
▲5 years and housing floor area of more than 144 square meters (including 144 square meters);
▲5 years and housing floor area of 144 square meters in the guide price above. The following unit price is above the guide price. But need to pay 3% of the deed tax;
▲ 5 years outside of the volume ratio of the house <1 will also produce a difference in sales tax
Beichen: transfer into the piece of 5 working days after the other item, 30 days after the book (playing the agreement need to be assessed report)
Hongqiao: transfer into the piece of 4 working days after the other item, 7 working days after the other item, 30 days after the book. (
Hebei: the transfer into the piece of 7 working days after the other item, 30 days after the house book. (Loan agreement requires appraisal report) A one-time closing funds deposited into the Zhengfu supervision 48 hours after the transfer)
Hedong: 7 working days after the transfer into the documents to take the other, 15 working days to take the house book. (Loan to play the agreement need to appraisal report) A one-time transfer funds deposited into the Zhengfu supervision can be transferred) 7 working days after the cancellation of the mortgage to take the book.
Dongli: 7 working days after the transfer of documents to pick up other items, 30 days after the book. (appraisal report is required for loan agreement) one-time transfer funds deposited into the Zhengfu supervision 24 hours after the transfer) mortgage cancellation can be taken after the real estate
Nankai: 7 working days after the transfer of the documents to take the other, after 30 days to take the real estate.
Xiqing: 7 working days after the transfer of documents to pick up other items, 30 days after the book. The first time I saw a new contract, I was able to get a new contract on the same day. (Appraisal report is required for loan agreement) One-time 24 hours after the agreement
Jinnan: 7 working days for other items and 30 days for the house book. (The appraisal report is required for the agreement.)