In June 5438+10, Baoan property market entered a warm winter. Driven by the high-priced sales of first-hand and second-hand commercial housing, in Fuyong, the transaction of small property houses with low prices, which is banned by the state, is extremely hot. According to the reporter's investigation, people who buy such large-sized houses are mostly in the surrounding enterprises and institutions. Generally, they buy them themselves, which drives colleagues or relatives to buy them together, ignoring the risks behind small property houses. Experts in the industry believe that the quality of small property houses is not guaranteed, the risk of no property rights is great, and it is difficult to safeguard rights.
Low-key sales of small property houses
Last June, 5438+065438+ 10, Shenzhen Evening News reported the hot sale of Fuyong small property houses, saying that these small property houses had stopped selling. Is that really the case? The reporter visited several intermediaries in Fuyong as a property buyer. There is no sales information posted on the doors and windows of the intermediary shop. When the reporter asked if there were any small property houses for sale, the intermediary salesman first said that small property houses could not be traded and did not act as agents. When the reporter said that the income was not high and the three-bedroom commercial housing could not be supplied, he saw that a friend around him bought a house in Fuyong Hongdeyuan, so he also wanted to buy one to live with his parents. At this time, a salesman next to him whispered that his friend had several sets of small property houses in Hongdeyuan that he wanted to transfer. He personally helped them transfer their ownership, and there was no commission, which had nothing to do with the company, but a friend said that the transfer fee for each set was 60,000 yuan/square meter, and the price was 6,300 yuan/square meter, only the area.
Under the guidance of the intermediary, we came to Hongdeyuan at Fuyong Bridge. The intermediary said that there are eight high-rise buildings in this community, which have been sold out, and only these large units transferred by friends. There are public kindergartens, primary schools and middle schools near this community. In the future, children are not afraid of going to school without a degree. In addition, the transportation is very convenient. The subway line 1 1 under construction now has a bridgehead station, which is very close to the community and has no worries about traveling. In a transfer unit of 139 square meters, we met Mr. Wu who came to see the house. He paid a deposit of 20,000 yuan and a transfer fee of 60,000 yuan at once and bought this apartment. Mr. Wu said that he bought the house through the introduction of his colleagues. Three colleagues around him all bought houses in this community, so he also came. He thinks it's cost-effective to spend more than 900,000 yuan to buy a new house of 100 square meters. Anyway, it is used for self-occupation. It doesn't matter whether there is property right or not.
Who pays for the small property right house?
The agent said that he helped his friend sell the small property right house quickly. Nowadays, most people who buy small property houses are high-income people in neighboring enterprises and institutions. Like Mr. Wu, he is a doctor in a hospital in Baoan with an annual salary of 200 thousand. Because he has just joined the work for a few years, he can only rest on small and medium-sized second-hand commercial houses, but Mr. Wu doesn't want to buy a second-hand house and wants to buy a new house of 130 square meters in one step, so he chose a small property right. The intermediary said that the Hongdeyuan community is very large. It is a unified building in the village and will not be demolished. The nearby Phoenix Century also belongs to the unified building in the village. It is located near Tangwei Station, the subway 1 1 line under construction, and the traffic is very convenient. These two communities are mainly large-sized units in the future development, attracting middle-and high-income people.
The intermediary also calculated an account for the reporter. Based on the current payment method of small property house 1.30 square meter, the unit price is 6300 yuan/square meter, the total price needs 820,000 yuan, the down payment needs 4 1 10,000 yuan, plus the transfer fee of 60,000 yuan. The first cost of buying a small property right house needs 470 thousand, not including the decoration money. The remaining expenses can be paid off in three repayment periods: three years, five years and ten years, with a maximum loan period of ten years and a monthly repayment of about 5,000 yuan. Therefore, this large apartment is not affordable for ordinary consumers. For employees of enterprises and institutions working in the surrounding areas, they can spend at most about 500,000 yuan down payment to buy a very ordinary second-hand house in Baoan District10.6 million. Many people would rather buy a new house, as long as the community is beautiful, the transportation is convenient and the house is comfortable, and they don't mind having no property rights.
The quality of small property houses is worrying.
Subsequently, the reporter carefully inspected two small property rights communities in Fuyong, Hongdeyuan and Fenghuang Century. At present, the new houses in Hongdeyuan have been sold out, and most of them are rough houses resold by the owners. The fourth phase of Phoenix Century is still under construction, and the sales department has sand table, floor plan and three-dimensional model, which is no different from the regular commercial housing sales department. In addition, you can see the existing house, and the green clothes have been deleted. The facade is beautiful and the balcony is big. The Renrenle shopping mall introduced by the community has been opened, and the greening of the community has also been done well. From the appearance, this residential area is no different from the high-grade commercial housing currently on sale. You can buy such a large apartment at such a low price, even if it is a small note, you have the impulse to buy it.
Are the quality of these glamorous small property houses guaranteed? In this regard, Cao Qu, chief analyst of Shenzhen Shilian Real Estate, said that at present, many small property houses in Shenzhen are built by village committees for developers. However, because most small property houses have not been approved by government departments, their construction process is not regulated, and there are often cases of cutting corners during the construction process. In addition, there is no formal supervision and quality inspection and acceptance by the quality supervision department during the construction and after the completion, and the quality of the house has not passed the certification of the national quality supervision department, so the quality of the house is not guaranteed, and there will be many problems in the later warranty of the house. It is difficult for buyers to find quality problems and ask to return a house. Especially now, many small property houses have been built to more than 20 floors. Whether the foundation is stable, whether the fire escape construction is qualified, and whether the elevator has safety quality inspection are all unknown and risky.
Lawyer: It is difficult to protect the rights of small property houses.
Zhang Maorong, a well-known real estate lawyer in Shenzhen, said that apart from the quality problem, the buyer's rights and interests will not be protected by law when there is a property right dispute after buying a small property right house. For example, the owner took the property right certificate of the whole community to the bank for mortgage, and then stopped lending. The building was sealed up by the bank, and the rights and interests of buyers were not guaranteed. Secondly, if demolition is encountered, it will be regarded as an illegal building and will not be compensated for demolition. Even if there is compensation, it is paid to the property owner first, and then compensated to each property owner according to the previous purchase agreement. If there is no agreement, or the property owners do not pay attention to integrity, the interests of small owners will not be guaranteed. Like Fuyong's Phoenix Century or Hongde Garden, the selling point of the subway roof is often that after the subway is opened, the future development space is large and the surrounding planning changes at any time. These subway superstructures may be the first targets to be demolished.
Third, the property management level of many small property houses is low. Many property companies that manage small property rights communities only clean up the sanitation of the communities, but the greening, security and management and operation of public facilities in the communities are neglected due to insufficient personnel. In addition, often due to neglect of property management, theft often occurs in urban and rural small property communities. In order to solve these problems, the only way for buyers to compete with property is to refuse to pay property fees. But if you don't pay, he will cut off water and electricity. ? Zhang Maorong said that in some cases of contact, water and electricity cuts have become an effective means for the property to force residents to submit. Therefore, it is necessary to be cautious when buying small property houses, and it is best for buyers to buy commercial houses.