First, small property houses.

(1), the property right certificate of the small property right house is issued by the township government, and the individual has no actual property right.

2. Individuals who want to transfer small property houses must purchase them for five years.

(3) Land for the construction of small property houses is generally collectively owned by the township government, and such properties can only be purchased and lived by villagers in their own villages.

(4) After buying a small property right house, if you want to transfer it again, you must pay the land transfer fee, otherwise you can't go public.

Second, big property houses.

(1), the property right certificate of the big property right house is issued by the state, recognized and accepted by the state.

(2) Employees can freely sell or transfer large property houses, and there is no time limit.

(3) The land of large property houses is allocated or sold by the state (i.e. local government), and the sales target can be anyone.

(4) After purchasing the property right house, the purchaser can freely use, sell or transfer it without paying any fees.

The risk of buying a small property right house

1, lacking "five certificates"

If there is no "five certificates", you can't apply for a real estate license. Without property rights, it is not protected by law.

2. It is difficult to compensate for the demolition.

As long as the relevant examination and approval procedures are handled according to law, it is a legal building. However, it is not excluded that those illegal buildings outside the scope stipulated by the government may be demolished if they conflict with the national plan, and the owners will not receive compensation for demolition and resettlement.

3, the quality is difficult to guarantee

These houses are cheap, the quality of the houses is unsupervised, and some developers will cut corners to make money, which poses security risks. This kind of house is generally developed in the village where the land is located. In addition to the housing quality and after-sales warranty is difficult to guarantee, the property management after occupancy is also very prone to problems.

4. Small property houses cannot be mortgaged or listed for resale.

Because there is no formal property right certificate, small property houses cannot be used as collateral, nor can they be listed for monopoly. The above are the places that buyers need to pay attention to when buying small property houses.

5. Small property houses cannot be mortgaged.

Small property houses cannot be registered in the real estate management department, and they cannot apply for mortgages and other rights. Without other rights, it means that there is no legal pledge to mortgage to the bank, and the bank loan can't be approved, which means that you need to pay the house payment in one lump sum.