Very formal, it is an app for serving the public launched by China Construction Bank. As a giant state-owned enterprise, CCB has strict supervision. Can be trusted and used with confidence. Jianxin Life Mobile APP is an online one-stop service platform, which integrates many livelihood life scenes such as food, take-away, recharge, taxi, movie performance and so on. Relying on financial technology, it provides businesses and consumers with online and offline integrated commerce and consumption, making financial services "everywhere and meticulous". Finance has never been a cold number game, but also has temperature and feelings. Fireworks in the streets and lanes reflect people's livelihood, and also witness CCB's initial intention and mission of caring for people's livelihood and serving the society.

I. Introduction to the Types of China Construction Bank

Personal housing loan business. Personal housing loan business refers to loans issued by CCB or natural persons entrusted by CCB to purchase, build and overhaul various types of housing in Chinese mainland cities and towns. CCB's personal housing loan business mainly includes personal account housing loan and personal housing mortgage loan (including personal first-hand housing loan, personal second-hand housing loan, second-hand housing loan, personal commercial housing loan and personal housing mortgage loan). ), provident fund personal housing loans and personal housing portfolio loans. 20 14 10 10 started on October 9th. CCB supports the reasonable housing loan demand of residents' families. For families who purchase the first home by loan, the minimum down payment ratio of the loan is 30%, and the lower limit of the loan interest rate is 0.7 times of the benchmark loan interest rate. According to the borrower's purchase situation, credit history, repayment ability and other factors.

Credit card business. China Construction Bank, as a state-owned bank that set foot in issuing credit cards earlier in China, has many kinds of credit cards. The credit cards issued by China Construction Bank are all named "Longka". The types of dragon cards that have been publicly issued include: Dragon Card School Card, Dragon Card Business Card, Dragon Card Automobile Card, China Eastern Airlines Dragon Card, Shanghai Volkswagen Dragon Card, Dragon Card Hong Kong Wonderful Travel Credit Card, China Construction Bank VISA Card, Yilong Changxing Dragon Card, Mango Travel Dragon Card and Dragon Card (Masters Cup) Tennis Card.

Silver Star International Express. CCB Silver Star International Express Remittance Service is a personal international express remittance service jointly launched by CCB and Silver Star International Express Remittance Company. It refers to the small-scale international remittance business that CCB accepts the entrustment of customers to remit personal foreign exchange remittances or personal foreign exchange funds abroad through Yinxing Express Company.

Second, the characteristics of the business and products

Trade financing: Relying on the advantages of China Construction Bank's domestic network, customer resources and Chinese-funded banks in Japan, the branch takes Japanese enterprises and Chinese-funded enterprises that invest in China and have business dealings with China Construction Bank as its main customers, and effectively solves the problem of customers' capital demand based on traditional trade financing services and innovative financial products. Japanese yen clearing business: The branch gives full play to its geographical advantages, constantly improves the Japanese yen clearing service function, and provides customers with better choices in clearing fees and clearing routes.

Third, the size of the company.

China Construction Bank has overseas branches in Hong Kong, China, Singapore, Germany (Frankfurt), South Africa (Johannesburg), Japan (Tokyo, Osaka), South Korea (Seoul), the United States (new york), Vietnam (Ho Chi Minh City), Australia (Sydney, Melbourne), Luxembourg, Taiwan Province Province of China (Taipei), Hong Kong, China and the United Kingdom (London).