Hello, the conditions for Ningbo housing provident fund loan to buy a house are: 1, permanent residence in this city or valid residence status in this city; 2, when applying for a loan, the normal continuous deposit of housing provident fund for more than one year (inclusive); 5. Have a stable income, good personal credit and the ability to repay the loan principal and interest on time; 6. Agree to use the full value of the property purchased, built, renovated or overhauled by the loan as collateral; The purchase of commercial housing, real estate development enterprises (hereinafter referred to as developers) shall provide phased guarantees for the buyers; 7. To apply for the second housing provident fund loan, you must pay off the first housing provident fund loan; 8. Other conditions stipulated by the management center.

Is this ok?