1. Citi Gift Card "
Citigroup tetra pak gold card
Super-accumulated Citi gift, valid for life.
Easy to use: (The more stars, the better)
1) You can apply online, but there are too many lines.
2) You can move bricks to buy wealth management and overtake in corners, but the wealth management of foreign banks is not so beautiful, so you don't have to linger after getting off the card;
3) The applicant must be 18 years old and have full capacity for civil conduct. Applicants must have stable professional income, solvency and good credit status; The applicant's company address must be in Beijing, Shanghai, Guangzhou or Shenzhen (Citibank online application channel only); If your monthly salary is RMB 65,438+RMB 00,000 before tax or above, you can apply for a Citi gift card.
This is an official statement. According to the actual measurement, Citigroup pays more attention to multi-bank cardholders, so it is best to apply for credit cards in one time period and apply concurrently. In this way, the time difference between letters and newspaper updates can greatly increase your chances of getting multiple bank credit cards.
How easy is it to get rid of the annual fee: (The more stars, the easier it is)
1) main card 1400, and auxiliary card 700 (the main card will send 1000 yuan of JD.COM e-card or Ctrip Anywhere card every year), and the annual fee is basically refunded.
2) Mileage deduction: 20,000 Citi gift deduction, and supplementary card 10000 Citi gift deduction. This ratio is very bad and it is not recommended to change it.
Equity:
1) Gift application: From April, 2065438 1 day to June, 20 18, new customers who successfully applied for a Citi gift card for the first time will receive 5000 Citi Miles if they meet the corresponding requirements within 60 days (natural day) after the card is verified, and the cumulative qualified consumption will reach/kloc-0.
2) Airline miles can be redeemed at Citi's ceremony. The redemption telephone number is 1: 1. At present, the airlines supported by Citigroup are relatively complete (Air China, China Southern Airlines, China Eastern Airlines, Yawan, Qatar Airways, Air France, Singapore Airlines, Etihad, Garuda Indonesia, Evergreen, Virgin and Qantas);
3)6 Longteng points, recommended for every meal. A lot of points have been wasted this year (3 times to replenish cards);
The shuttle bus within 60km is paid (three seats 89, five business seats 149, and two cars from outside are few. );
5) Credit card and gift exchange: RMB 20 for 8 million Citi Miles, and USD 5 for 1500 Citi Gifts. According to the ratio of 123360 1 ratio 13360 1, you can get 20 yuan by brushing 9600 yuan. This rate of return is too low and there is no bright spot. Like other thrift stores, it is recommended to keep the gifts.
6) At present, you can only open a bank card and directly transfer points to someone else's account. The "points" of gift cards are actually airline miles or hotel points. This is the fastest and easiest way to get multiple air miles at present, and it is also in line with the rules. You only need to apply for a card, and then swipe it once a year to participate in an activity, and the annual fee will be back in minutes;
7) Citi has at least three card withdrawal activities every year, as well as irregular lottery activities. Basically, it is a proper return, low-key and worthy of participation.
Second, it is useless to travel safely.
Easy to use: (The more stars, the better)
1) can be applied online;
2) If you have a house, a car and a card, it is possible to apply for a card, buy assets, buy a Ping An life insurance policy and buy a quality commitment.
How easy is it to get rid of the annual fee: (The more stars, the easier it is)
In the first year, the main card 1200, and the auxiliary card 800 (in the second year, 200,000, and the rules for exemption of the auxiliary card are the same as those of the main card).
Equity:
1) Travel expenses-air tickets (45 1 1), hotels (70 1 1), travel agencies (4722) refund 1%, and the refunded money is greater than or equal to/kloc-0. The reward is valid for one year and can be used to offset the consumption in the account; There are no points for specific mcc consumption, only rewards, but the cumulative consumption amount is several (activities to protect yourself);
2) 8.8% discount on refueling: Platinum card has its own car card function, and you can get 8.8% discount on refueling if you spend 2000 yuan per month. 80 yuan can be capped and reared.
Card to double account
Easy to use: (The more stars, the better)
1) Online application: A loan account holds a first-class savings card of CITIC Bank, and the debit card function of E-card needs to be downgraded to a second-class card, with a low quota and reduced income;
2) Counter handling: You can handle a card with little difficulty and high quota. This card is only meaningful if the amount exceeds 50 thousand.
Ease of free annual fee: (The more stars, the easier it is) Platinum 480 yuan has an annual fee, and 60,000 points will be deducted in the following year.
Equity:
1) The most important advantage of this card is that the multiple of reward points is linked to the assets in CITIC: the assets are 5W, and the Platinum card has 3 times the points; 5W Assets 20W, Platinum Card 6 times points; 20W assets, platinum card 9 times points, the upper limit of monthly points for each bill is 9 times the fixed amount, so the amount is very important;
2) mileage for redemption of points: 12500 points are redeemed for 500 points, and adding 9 points is equivalent to 2.83360 1. The annual total amount of Air China, China Eastern Airlines, China Southern Airlines and Hainan Airlines is 15W, and that of asia miles is 5W, that is, 20W.
3)9 shares and exchange rights; 4)9 yuan's film rights; 5) Wonderful 365 rights and interests, etc.
Fourth, industrial lines are long and white. "
Easy to use: (The more stars, the better)
1) White households do cards naked;
2) Credit cards of other banks with a credit limit of more than 30,000 yuan can be applied through card handling;
3) The social security base is capped.
& gt
Ease of free annual fee: ★★ (The more stars, the easier it is) The rigid annual fee for the main card is 900.
Rights and interests: ★★★★
1) Shuttle right: 4 shuttles in China and 2 shuttles abroad, which can easily offset the annual fee;
2) Quick security check and VIP room courtesy at CIP airport: In natural years, I can use the VIP room service at CIP airport 12 times in China, and I can take two people with me for free;
3) Mileage redemption: The mileage of Air China, China Eastern Airlines, China Southern Airlines and Hainan Airlines can be redeemed at the ratio of 10: 1, with an annual ceiling of 20,000;
4) Free supreme car rental for one day;
5) Road rescue;
6) Aviation accident insurance, delay insurance and car rental courtesy.
Verb (abbreviation of verb) GDB aviation joint platinum card (not limited to China Southern Airlines) "★★★★ ☆;
Guangfa Sichuan Airlines Joint Credit Card
Double the mileage of gold card business travel
How easy it is to apply: ★★★ (The more stars, the easier it is)
1) Apply for second batch directly online when releasing water, such as the previous Shandong Airlines White;
2) invitation to handle;
3) Import of outlet assets or issuance of cards.
Ease of free annual fee: ★ (The more stars, the easier it is) The rigid annual fee for the main card is 2500.
Rights and interests: ★★★★★★★
1) Free Longteng Card, Longteng Airport, and high-speed rail for unlimited VIP treatment, covering more than 200 major cities at home and abroad such as Beijing, Shanghai, Guangzhou, Shenzhen, Hong Kong, Tokyo and new york;
2) Free priority pass card, with which you can use more than 600 airport VIP rooms around the world for unlimited times, and enjoy VIP treatment at home and abroad;
3) You can enjoy VIP appointment registration service and medical guidance service three times a year for free in major cities in China;
4) Mileage conversion: 7 yuan RMB for domestic consumption is converted into 1 air mileage, and consumption abroad 1 USD is converted into 1 air mileage. The annual maximum limit is 600,000 effective consumption points, and if other activities are added, it is about 65,438+million air miles a year. Multiple points and points of specific businesses are exchanged for mall coupons once every quarter.
5) The aviation accident insurance of up to 5 million yuan is attached with the card, which can also benefit family members in the same industry;
6) When you encounter difficulties during travel or business trip, you can call the 24-hour global emergency support service hotline at any time and enjoy a number of emergency support services, including: emergency card replacement, emergency cash advance, translation service, lost luggage support service, etc. 7) When you are abroad, you can call the 24-hour platinum secretary service hotline at any time to provide intimate services such as restaurant reservation, hotel reservation and medical treatment as needed; It can provide cardholders with all-round VIP services, so Guangfa Airlines Co-branded Card is especially suitable for business travelers.
Related Questions and Answers: Related Questions and Answers: Which bank has good platinum card service? At present, there are about 3,800 banks in China, most of which have issued credit cards. There are three common credit cards, namely, Puka, Gold Card and Platinum Card. Platinum card belongs to the higher-ranking card in credit card. Platinum industry is divided into two types, simple platinum card and standard type. Compared with ordinary cards and gold cards, platinum cards can bring more services to cardholders. Of course, the application threshold for platinum cards is also relatively high. Generally speaking, there is an annual fee for platinum cards, and there is no free policy. Of course, except for the simple platinum card, it is also called pseudo-platinum card and simple platinum card. Although it is called a platinum card, it doesn't have as many services as a standard platinum card. Next, I'll tell you which bank has good platinum card service. Personally, I think ICBC's platinum card service is the best. First, the amount is high. You can apply for a platinum card of ICBC at will, with a quota of several hundred thousand. Second, the airport VIP room. ICBC provides free VIP lounge at the airport for Platinum cardholders to enjoy free meals. Third, the airport shuttle bus service. Icbc provides shuttle service for platinum card holders. Free transportation within 60 kilometers (per night 100 yuan). There are three types of cars to choose from: the first type, luxury type: Mercedes-Benz E-Series, Cadillac, Audi A6L, which can take up to 3 people. The second type, business type: Buick GL8, Toyota Alford, Volkswagen T5, Mercedes-Benz Viano, seating up to 6 people. The third type, comfort type: Camry, Teana, Accord, Passat and Mazda can take up to 3 people in the same class. Fourth, high-speed rail guests. ICBC is also a platinum card holder. It provides many VIP lounge services in high-speed railway station all over the country. The VIP lounge of the high-speed rail is comfortable and elegant, with free meals and driving reminders. Fifth, the airport express security channel. You can board the plane first without queuing. Because it will provide a special safe passage. A special bus has been delivered to the boarding gate of the plane. Sixth, the VIP lounge of the airport and the VIP lounge of the high-speed rail are found all over the world. This is beyond the reach of many banks, otherwise why is it called space travel! Seventh, platinum card customers have a special platinum card hotline. Dial the manual service directly. No need to enter any information. The bank will know it's you, and the customer identity is obvious. You don't have to queue up in the VIP room to go to the outlet. Eighth, shop in designated stores and enjoy discounts. To sum up, based on the above advantages of ICBC. I think ICBC's platinum card service is the best. What's your new view on financial categories such as platinum cards and credit cards? Welcome to leave a message in the comments section.