To apply for a bank card you need to be 16 years of age, less than 16 years of age need to be accompanied by a guardian.

2, for the bank card information required:

for debit card (that is, savings card), you need to prepare ID cards, about 50 yuan in cash can be.

3, for the steps:

(1) with my ID card to the bank;

(2) to the bank lobby manager, I want to do a bank card, she will teach to fill out the form;

(3) fill out the form to the counter on it, basically lobby manager will be accompanied by the whole process;

(4) the counter to do the formalities, it will let the settings The first thing you need to do is to get a password, and then you'll get a bank card.

Generally, bank cards are categorized into credit cards and debit cards according to whether or not they give the cardholder a credit line. In addition, bank cards can be divided into magnetic stripe cards and chip cards according to the different information carriers; divided into domestic cards and overseas cards according to whether the issuing body is in the territory; divided into personal cards and unit cards according to the different objects of issuance; divided into RMB cards, foreign currency cards and dual-currency cards according to the different currencies of the account.

Debit cards are divided into transfer cards, specialized cards and stored value cards according to their functions. Debit cards cannot be overdrawn. Transfer cards have the functions of transferring money, depositing and withdrawing cash and spending money. Specialized cards are debit cards that are used in specific areas and for specific purposes (other than department stores, restaurants and the entertainment industry) and have the functions of transferring money and accessing cash. Stored-value cards are prepaid wallet-type debit cards in which the bank transfers funds to the card for storage at the request of the cardholder and debits the funds directly from the card during transactions.

Debit card [debit card] can be in the network or POS consumption or through the ATM transfer and withdrawal, can not overdraft, the amount of money in the card according to the demand deposit interest. The amount in the card is interest-bearing as a demand deposit. When spending or withdrawing money, the funds are transferred directly from the savings account. Debit cards generally require a password (PIN) for use. Debit cards can be categorized into ordinary, gold and platinum cards according to the level; according to the scope of use can be categorized into domestic and international cards.

Credit cards are further divided into credit cards and quasi-credit cards. Credit card refers to the credit limit given to the cardholder by the issuing bank, and the cardholder can spend within the credit limit and repay the credit card later. A quasi-credit card is a credit card in which the cardholder first deposits a certain amount of reserve as required by the bank, and when the reserve is insufficient to cover the payment, the cardholder can overdraw within the credit limit stipulated by the card-issuing bank.

Credit card (Credit card), often referred to as credit cards, refers to the card issuing bank to give the cardholder a certain credit limit, the cardholder can be in the credit limit first consumption, after the repayment of the credit card. It has the following characteristics: first consumption and then repayment, interest-free payment period (up to 56 days), and a minimum repayment amount, customers can repay the overdraft in installments. Customers need to pay a certain amount of annual fee to the bank of application, which varies from bank to bank.