12 hours. Rongqiao Express is a local financial investment and express remittance company in Australia, which provides foreign exchange trading services for Chinese people all over the world. It normally takes 1.2 hours to get the account. Foreign exchange is a creditor's right held by the monetary administrative authorities in the form of bank deposits, treasury bonds of the Ministry of Finance, long-term and short-term government securities, etc., which can be used when the balance of payments is in deficit.