According to Jiangmen Radio and Television Station, on the afternoon of April 27th, the Housing and Urban-Rural Development Bureau of Jiangmen City, Guangdong Province, and the Jiangmen Municipal Bureau of Commerce held a press conference on "Special Topics of 2122 Summer Consumption Promotion Activities in Jiangmen City". It was mentioned at the meeting that 9,111 sets of purchase consumption spree with a total value of 37 million yuan will be distributed to the first few buyers who purchase new commercial housing in Jiangmen and go through the contract signing procedures.
in fact, the liberalization of the property market is being staged everywhere.
On April 25th, the Housing Provident Fund Management Center of Wuxi City, Jiangsu Province raised the amount of housing provident fund loans and rent payment.
On April 26th, Foshan Housing and Urban-Rural Development Bureau issued a document clearly stating that the purchase of second-hand houses with real estate registered for five years is not limited.
On April 26th, Tongzhou District, Nantong City gave a maximum subsidy of 2% of the total house price.
On April 27th, Huai 'an raised the amount of provident fund loans to 661,111 yuan, and reduced the down payment ratio of the first home provident fund loans to 21%.
According to the statistics of Zhongyuan Real Estate Research Institute, as of April 26th, the cumulative policy of stabilizing the property market in April has exceeded 51 times. More than 51 cities, including Quzhou, Qinhuangdao, Mianyang, Lanzhou, Dalian, Lishui, Suzhou, Nanning and Kunming, issued different real estate easing policies in April. If the time line is brought closer to the last week, many cities including Huai 'an, Nantong, Foshan and Wuxi have promulgated the property market easing policy.
Jiangmen, Guangdong Province will issue 37 million yuan coupons to buyers
According to shanghai securities news, on the afternoon of April 27th, Jiangmen, Guangdong Province held a special press conference on "Jiangmen's summer consumption promotion activities". From April 28th, consumer vouchers with a total value of 37 million yuan will be issued to the first few buyers who have purchased new commercial housing in Jiangmen and gone through the online contract signing procedures. This activity lasts for two months.
specifically, from 1: 11 on April 28th, 2122, 5,111 yuan coupons will be issued to the first 5,111 new commercial housing units with a total value of 25 million yuan (sorted by the time of contract finalization, the same below). For the first 4,111 sets of newly-built commercial housing below 111㎡ (excluding 111㎡), 3111 yuan coupons will be issued for each set, with a total value of 12 million yuan.
It is understood that the coupons are only applicable to offline consumption in physical stores (which need to support WeChat payment) in the administrative area of Jiangmen. Only one coupon can be used for each transaction, which can be superimposed on other preferential activities of the merchants, and the coupon holder can automatically write off when making consumption. Vouchers are not transferable and cannot be enjoyed. Vouchers are valid until October 31, 2122, and unused vouchers will be automatically recovered by the system after the expiration of the validity period.
coupons with subsidy amount of more than RMB 111 (including RMB 111) are applicable to offline consumption of merchants' physical stores and production enterprises registered to participate in this activity within the administrative area of Jiangmen city. Industry scope: building materials, furniture, home improvement, home appliances, home decoration, home textiles and household goods industries.
for consumer vouchers with a subsidy of less than RMB 111, the participating businesses are law-abiding business enterprises or individual industrial and commercial households that have unified registration of market entities within the administrative area of Jiangmen City and can support WeChat payment. The main scope of the industry is applicable to law-abiding business entity stores that handle unified registration of market entities within the administrative area of Jiangmen City and can support WeChat payment. In addition to the scope of the industry, it also includes hotels, homestays, scenic spots, restaurants and other industries.
The maximum loan amount of the housing provident fund is 1 million
On April 25th, the Housing Provident Fund Management Center of Wuxi City, Jiangsu Province issued the Notice on Adjusting the Relevant Policies of the Housing Provident Fund in this Municipality (hereinafter referred to as the Notice) to increase the amount of housing provident fund loans and rent payment.
The Notice clearly stipulates that employees and their spouses should be raised to rent commercial housing without their own housing in the administrative area of Wuxi, and the amount of housing provident fund to pay rent should be raised to 15,111 yuan per person per year. Cancel the restriction that the housing provident fund has been withdrawn from the owner-occupied housing due to purchase, construction and overhaul, and the loan repayment record in the name cannot be used for renting.
For the paid employee families who apply for provident fund loans for the first time to purchase the first self-occupied housing, if the borrower meets the loan conditions, the maximum loan amount will be adjusted to 511,111 yuan; If both the borrower and spouse meet the loan conditions, the maximum loan amount will be adjusted to 811,111 yuan.
It is also mentioned in the Notice that for Wuxi registered families with two or three children, if they apply for provident fund loans for the first time to buy the first self-occupied housing, the loan amount may not be linked to the years and balance of the borrower's provident fund deposit. If the borrower meets the loan conditions, the maximum loan amount may be adjusted to 611,111 yuan; If both the borrower and spouse meet the loan conditions, the maximum loan amount will be adjusted to 1 million yuan.
On April 26th, Tongzhou District, Nantong City promulgated the New Deal, giving a maximum subsidy of 2% of the total house price.
subsidy standards are divided into three grades: 1%, 1.5% and 2%. Specifically, according to the total house price of the first set of newly-built ordinary commercial housing purchased by employees of enterprises (calculated based on the tax invoice issued by the development enterprise, excluding the price of storage room, parking space, garage and attic) and the housing area, 1% of the total house price will be subsidized for those below 91 square meters (inclusive), and 1.5% for those between 91 square meters and 144 square meters (inclusive). For eligible dual-employee families (immediate family members who purchase houses), the first set of newly-built ordinary commercial houses below 1.44 square meters (inclusive) will be given a purchase subsidy of 2% of the total house price.
On April 27th, Huai 'an raised the amount of provident fund loans to 661,111 yuan, and reduced the down payment ratio of the first home provident fund loans to 21%.
according to Huai' an notice, if the depositor purchases the first self-occupied house and applies for housing provident fund loan for the first time, the maximum loan amount will be 1.1 times of the benchmark loan amount, that is, if one party meets the housing provident fund loan conditions, the maximum loan amount will be 441,111 yuan, and if both parties meet the housing provident fund loan conditions, the maximum loan amount will be 661,111 yuan.
You can't buy second-hand houses in Foshan, Guangdong for more than five years
Among the cities that have issued the property market relaxation policy in the last week, Foshan is the one with greater relaxation.
On the evening of April 26th, according to many media reports, Foshan Housing and Urban-Rural Development Bureau issued a notice to relevant departments in various districts in a private way, saying that the commercial housing with the latest deed tax payment time or real estate registration time of five years will not be counted as the number of housing units owned by households; At the same time, there is no need to verify the qualification of buying a house when the commercial housing with a maturity of 5 years carries out the transfer procedures such as online signing, gift and judicial auction of the sales contract.
As for the reason why Foshan issued this policy, the Notice stated that in order to implement the positioning that "houses are for living, not for speculation", meet the demand of residents for self-occupied housing, support the demand for improved housing, and promote the stable and healthy development of the real estate market.
Li Yujia, chief researcher of Guangdong Housing Policy Research Center, believes that Foshan's move can activate some improved needs to a certain extent, which probably include the following types of needs: first, some families with second and third children; Second, families with poor housing units and insufficient supporting facilities need to be improved; Third, buying a house five years ago, the threshold and cost of entering the market are low, and there are no households with mortgages or paid off; Fourth, the improved demand of private enterprise bosses or executives began to hedge and return to safe assets to buy houses.
Li Yujia also said that after nearly two years of regulation, the price increase has returned to a reasonable range, and the phased regulation has reached expectations. This policy supports the demand for improved housing, only adjusts some policies, reasonably guides expectations, and takes "five years" as the boundary to avoid short-term speculation.
Yan Yuejin, research director of think tank center of Yiju Research Institute, believes that such policies in Foshan are a better innovative version in the relaxation of purchase restrictions, which can be used for reference by other cities in the future.
The Central Finger Research Institute pointed out that since April, the policies for optimizing real estate regulation and control in various places have shown three major characteristics as a whole:
First, the pace of policy implementation has accelerated. More than 51 cities (cities overlap with the first quarter) introduced real estate-related policies significantly higher than the previous three months.
Second, the policy has been extended to the directions of restricting purchases, loans and sales, and the efforts of optimization and adjustment have been intensified. On March 1, Zhengzhou optimized policies such as purchase restriction and loan restriction, and restarted monetary resettlement. Since April, many places have followed up and adjusted relevant policies, involving purchase restriction, loan restriction, sales restriction, price restriction, etc., while in the past, more attention was paid to issuing housing subsidies and adjusting provident fund loan policies.
third, the city expands to hot first-and second-tier cities. In April, Shanghai, Suzhou, Nanjing, Ningbo and other cities either lowered the threshold for buying houses or reduced the period of restricted sales, and optimized the regulation policies of hot first-and second-tier cities, which released positive signals to the market.