Phoenix Real Estate Zhengzhou Station News? On February 4th, according to the official website of Henan government website, the People's Government of Henan Province issued the Notice on Printing and Distributing Several Policies and Measures to Support the Stable and Healthy Development of Small and Medium-sized Enterprises in Henan Province, and issued 21 specific measures to support the stable and healthy development of small and medium-sized enterprises from five aspects: fully ensuring the orderly resumption of work and production, strengthening financial support, strengthening fiscal and taxation support, reducing the burden on enterprises and increasing the support for job stability.

The details are as follows:

1. Make every effort to ensure that enterprises can resume work in an orderly manner

1. Strengthen classified guidance. Relevant departments at all levels should establish a list system of enterprises that have resumed work and production. While ensuring that key enterprises such as epidemic prevention and control, public business operation and people's livelihood need to resume work and production as soon as possible, they should actively promote other productive enterprises to complete preparations for resumption of work and production, and ensure that enterprises that meet the epidemic prevention and control standards can resume work and production in time. (Responsible units: Provincial Development and Reform Commission, Department of Industry and Information Technology, Department of Commerce, Department of Housing and Urban-Rural Development, Department of Culture and Tourism, Health and Wellness Committee)

2. Promote the implementation of measures to resume work and production. Guide small and medium-sized enterprises to formulate plans and emergency plans for resuming work and production, implement the main responsibilities and measures for epidemic prevention and control, ensure that the prevention and control mechanism, quarantine inspection, facilities and materials, internal management and publicity and education are in place, and simultaneously implement safety production control measures to ensure stable, safe and orderly production and employee life. (Responsible units: Provincial Development and Reform Commission, Department of Industry and Information Technology, Department of Commerce, Department of Housing and Urban-Rural Development, Department of Culture and Tourism, Health and Wellness Commission, Emergency Department)

3. Strengthen the guarantee of factors for resumption of work and production. All kinds of small and medium-sized enterprises should strengthen the material support for epidemic prevention and control according to the needs of returning to work and production and operation. Open a "green channel to run electricity quickly" for enterprises that have resumed work and production, so as to meet the demand for electricity in time. Give play to the role of professional organizations such as industry associations and industrial alliances, strengthen the docking of raw material supply, logistics and transportation, and promote the smooth operation of enterprise industrial chain and supply chain. Vigorously promote internet platform services for small and medium-sized enterprises, and actively promote online office, video conferencing, remote collaboration and digital management. (Responsible units: Provincial Development and Reform Commission, Department of Industry and Information Technology, Department of Commerce, Department of Housing and Urban-Rural Development, Department of Culture and Tourism, Department of Transportation, Electric Power Company)

4. Strengthen the employment security of enterprises. Establish a traceable information inquiry system for floating personnel, carry out organized labor transfer and employment and health monitoring, and organize employees to return to work in batches on the premise of strictly implementing prevention and control measures. Assist small and medium-sized enterprises in directional cross-regional recruitment, coordinate and formulate transportation plans for those who reach a certain scale, and organize centralized transportation to their destinations if conditions permit. Guide enterprises to recruit local workers nearby, implement online supply and demand docking and remote recruitment, and ease the recruitment problem. For all kinds of employment talent service agencies and professional intermediary agencies to introduce qualified job seekers to work in our province free of charge, they can be given employment and entrepreneurship service subsidies (employment introduction subsidies) according to regulations. (Responsible unit: Provincial Department of Human Resources and Social Security, Department of Transportation)

2. Strengthen financial support

5. Intensify credit relief. Enterprises in the wholesale and retail, accommodation and catering, logistics and transportation, culture, tourism and other industries that are greatly affected by the epidemic, as well as small and medium-sized enterprises that have development prospects but temporarily encounter difficulties in production and operation affected by the epidemic, shall not blindly draw loans, cut off loans, and pressure loans, and actively take measures such as credit extension, renewal of loans, and reduction of overdue interest to give support, and do not downgrade the loan risk classification solely due to the factors affected by the epidemic. Relying on equity trading places to build a supply chain creditor's rights and debts platform, and provide financing services for small and medium-sized enterprises involved in government procurement and state-owned enterprise procurement. Give play to the role of emergency lending funds, reduce the rate of emergency lending, and provide emergency lending funds support for small and medium-sized enterprises that are greatly affected by the epidemic. In 2121, the growth rate of inclusive small and micro enterprise loans in the province will be higher than the average growth rate of various loans. (Responsible units: Provincial Local Financial Supervision Bureau, Zhengzhou Central Sub-branch of the People's Bank of China, Henan Banking Insurance Regulatory Bureau and Provincial Department of Finance)

6. Reduce the cost of credit financing. Encourage provincial cities, Jiyuan demonstration zones and counties (cities, districts) to provide risk compensation, lending, interest subsidies and other services for small and medium-sized enterprises identified by our province to undertake the task of ensuring supply, and guide banks to reduce the cost rate to ensure that the financing cost of enterprises decreases year-on-year, and the comprehensive financing cost of inclusive loans for small and medium-sized enterprises is 1.5 percentage points lower than that of the same period in 2119. Strive for more qualified small and medium-sized enterprises to be included in the list of national key protection enterprises for epidemic prevention and control, and enjoy relevant national preferential policies; Establish a list of key enterprises for provincial epidemic prevention and control, and the interest rate of loans obtained by enterprises in the list shall not exceed the quoted interest rate of one-year loans in the latest announcement minus 111 basis points, and the interest rate of renewed loans of enterprises affected by the epidemic may be appropriately lowered on the basis of the original contract. On the basis of the implementation of the national discount policy, the provincial financial co-ordination funds will give 25% discount support to the newly added special re-loans of key enterprises for epidemic prevention and control in the province in 2121, and the term will not exceed 1 years. (Responsible units: Provincial Local Financial Supervision Bureau, Zhengzhou Central Sub-branch of the People's Bank of China, Henan Banking Insurance Regulatory Bureau, Provincial Development and Reform Commission, Department of Industry and Information Technology, Department of Finance)

7. Reduce the rate of government financing guarantee. Reduce or cancel the counter-guarantee requirements for financing guarantee projects in industries related to epidemic prevention and control, and the guarantee rate shall not exceed 1%; For small and medium-sized enterprises directly involved in epidemic prevention and control, cancel the counter-guarantee requirement, implement "guarantee at sight of loan and seamless renewal", and reduce the guarantee rate to below 1%; For small and medium-sized enterprises with no repayment ability, they should fulfill their compensation obligations in time, appropriately extend the time limit for recovery, and write off compensation losses according to regulations if they meet the conditions for write-off. Zhongyuan Re-guarantee Group Co., Ltd. should include all the new working capital loan guarantee business of small and medium-sized enterprises below RMB 11 million by government financing guarantee institutions during the epidemic prevention and control period into the scope of credit enhancement compensation re-guarantee, and the guarantee institutions will reduce the guarantee rate according to the policy. (responsible unit: provincial local financial supervision bureau and finance department)

8. Innovative financing products and services. Relying on the provincial financial service platform and other government platforms, we will provide fast online financing docking services for small and medium-sized enterprises, improve the availability of financial services and reduce the cost of enterprises. Actively promote the use of supply chain finance, commercial factoring, accounts receivable pledge, intellectual property pledge and other financing methods to expand the financing supply for small and medium-sized enterprises, and vigorously promote government procurement contract financing. Coordinate banks and insurance institutions to open up "green" channels for credit and insurance claims, and speed up lending and claims settlement. (Responsible units: Provincial Local Financial Supervision Bureau, Finance Department, Henan Banking Insurance Regulatory Bureau, Zhengzhou Central Sub-branch of the People's Bank of China, Provincial Big Data Bureau, Development and Reform Commission)

Third, strengthen fiscal and taxation support

9. Increase financial support. Focusing on key materials for epidemic prevention and control, small and medium-sized enterprises will be given priority to expand production capacity and transform production lines into provincial-level enterprise technological transformation projects to support them. Support key medical materials production enterprises to produce at full capacity, and the government will purchase and store products that are multi-productive and meet the standards. (Responsible unit: Provincial Department of Industry and Information Technology, Finance Department, Development and Reform Commission)

11. Reduce or exempt relevant taxes and fees. Enterprises that are really difficult to pay taxes due to the epidemic will be exempted from property tax and urban land use tax according to law. For small and medium-sized enterprises that produce epidemic prevention and control materials, priority should be given to the implementation of relevant tax and fee reduction policies. The investment in expanding production capacity and purchasing equipment of key materials production enterprises for epidemic prevention and control is allowed to be deducted from the current cost before enterprise income tax. Enterprises producing key materials for epidemic prevention and control can apply to the competent tax authorities for a full refund of the newly-increased end-of-term tax credit compared with the end of February 2119. Taxpayers' income from transporting key materials for epidemic prevention and control shall be exempted from VAT. Taxpayers' income from providing public transportation services and living services, as well as providing residents with express delivery services of necessary living materials, shall be exempted from value-added tax. (Responsible unit: Provincial Taxation Bureau, Finance Department)

11. Deferred tax payment. For small and medium-sized enterprises that meet the conditions of deferred tax payment, the tax payment period of no more than 3 months shall be extended according to law. In 2121, the losses incurred by enterprises in difficult industries such as transportation, catering, accommodation and tourism, which are greatly affected by the epidemic, will be extended from 5 years to 8 years. (Responsible unit: Provincial Taxation Bureau)

IV. Reducing the burden on enterprises

12. Reducing the rent of enterprises. For small and medium-sized enterprises that rent state-owned assets and are unable to operate normally due to the epidemic, the rent for 1 months will be exempted, and the rent for 2 months will be halved, and the collected rent will be refunded. Encourage other real estate leasing institutions to appropriately reduce rents for small and medium-sized enterprises. (Responsible unit: SASAC of the provincial government, Provincial Department of Finance)

13. Relieve the pressure of energy cost of enterprises. The supportive electricity price policy will be implemented. During the epidemic prevention and control period, enterprise users' capacity reduction, suspension and business resumption are not limited by the original time, and the basic electricity fee can be exempted according to the actual number of days of suspension. For small and medium-sized enterprises that have difficulties in paying the expenses of gas and water required for production and operation, the measures of "non-stop supply of arrears" will be implemented, and enterprises will pay back all expenses within 3 months after the end of the epidemic. (Responsible unit: Provincial Department of Housing and Urban-Rural Development, Electric Power Company)

14. Reduce the pressure on enterprises to pay social insurance premiums and housing accumulation fund. For small, medium-sized and micro enterprises that encounter temporary difficulties in production and operation affected by the epidemic and are really unable to pay social insurance premiums in full, after approval, they can postpone the payment of endowment insurance, unemployment insurance and work-related injury insurance premiums. The deferred payment period is tentatively set at 6 months, and the deferred payment period does not include late fees. The insured enjoys normal treatment and does not affect the record of personal rights and interests. After the expiration of holdover period, make clear the reasonable repayment period, and try to slow down the impact on the cash flow of small and medium-sized enterprises. Enterprises that are really difficult to pay the housing provident fund due to the epidemic situation may apply for reducing the housing provident fund deposit ratio to 5% at a minimum for a period of no more than 1.2 months; Or apply for holdover of housing provident fund for a period of no more than 1.2 months, and the holdover period will not affect the normal application for loans by employees. (Responsible unit: Provincial Department of Human Resources and Social Security, Taxation Bureau, Housing and Urban-Rural Construction Department)

15. Delaying the handling of social insurance business. Due to the impact of the epidemic, the insured small and medium-sized enterprises fail to handle the social insurance business on time, and are allowed to make up for it within 3 months after the end of the epidemic. No additional fees shall be charged or additional certification materials shall be required when making up for it. (Responsible unit: Provincial Department of Human Resources and Social Security, Tax Bureau)

16. Strengthen foreign trade export services of enterprises. For foreign trade enterprises that can't resume production in time due to the epidemic situation, help to handle the fact that the pneumonia epidemic situation infected in novel coronavirus is force majeure. China Xinbao Henan Branch is encouraged to provide risk protection, policy financing and other services for small and medium-sized micro-export enterprises that have temporarily encountered difficulties in production and operation affected by the epidemic. Set up a "green" channel for port services to ensure the rapid customs clearance of goods. (Responsible units: Provincial Department of Commerce, CITIC Insurance Henan Company, Provincial Development and Reform Commission, CCPIT)

5. Increase the support for job security

17. Return unemployment insurance premium. For small and medium-sized enterprises that have temporarily encountered difficulties in production and operation affected by the epidemic and are expected to recover, the policy of returning unemployment insurance to their posts is extended to February 31, 2121; Relax the layoff rate standard of unemployment insurance for small and medium-sized enterprises to no more than 5.5%, and relax the layoff rate to no more than 21% of the total number of employees for enterprises with less than 31 employees (inclusive). For the insured enterprises affected by the epidemic but insisting on no layoffs or less layoffs, 51% of the unemployment insurance premiums actually paid in the previous year can be returned; Those who are enjoying social insurance subsidies and post subsidies will be extended to June 31, 2121. (Responsible unit: Provincial Department of Human Resources and Social Security, Department of Finance)

18. Implement job security subsidies. Priority will be given to accepting applications for social insurance subsidies, job subsidies and on-the-job training subsidies for small and medium-sized enterprises that have temporarily encountered difficulties in production and operation affected by the epidemic. Enterprises that start production and distribute urgently needed materials for epidemic prevention and control during the Spring Festival will be given a one-time employment subsidy if they meet the requirements. (Responsible unit: Provincial Department of Human Resources and Social Security, Department of Finance)

19. Stabilize enterprise labor relations. For small and medium-sized enterprises that have encountered temporary difficulties in production and operation affected by the epidemic, they are encouraged to take measures such as salary adjustment, rotation and rest, shortening working hours, waiting for posts, etc. after reaching an agreement with employees, and try not to lay off employees or reduce them. Eligible enterprises may apply for the implementation of a comprehensive working hour calculation system. (Responsible unit: Provincial Department of Human Resources and Social Security, Provincial Federation of Trade Unions)

21. Strengthen employment and entrepreneurship services. Small and medium-sized enterprises that have temporarily lost their sources of income due to the epidemic will be given priority support when applying for business guarantee loans. Vigorously promote the online processing of entrepreneurial guarantee loans. Borrowers who are difficult to repay loans due to the epidemic can apply for an extension of repayment. The extension period should not exceed 1 years in principle, and the financial department will continue to give discount support. Optimize the employment procedures for college graduates, and implement "no meeting" to sign employment agreements for graduates during the epidemic. During the epidemic period, support the approved designated training institutions to carry out online employment and entrepreneurship training, and incorporate the "internet plus" entrepreneurship training into the scope of vocational training subsidies. (Responsible unit: Provincial Department of Human Resources and Social Security, Education Department and Finance Department)