Hi, I'm Ninety Five Auspicious and I'm here to answer your question. What is the experience of earning 10 million yen a year in Japan?10 million yen is about 650,000 RMB.

First of all, before answering this question, let's do some math. If you are single and receive 10 million yen a year in Japan, this is the gross income (give and take in Japanese), which turns into a net income (income in Japanese) of 7.8 million yen, and then after deducting the social security and the basic, and maybe the life insurance, etc., it is about 6.6 million yen, and then after deducting the personal income tax payable of 1.3 million yen and the personal residence tax (which is the individual city and county people tax), it is about 6.6 million yen. That's what is usually called after-tax income, which is 6.8 million yen. This algorithm is a bit roundabout, you can refer to the business of setting up a stall, deducting tax from sales, and then removing costs and miscellaneous expenses, etc., and how much you end up netting.

Secondly, to 6.8 million yen, the average in each month is about 560,000 yen, about 36,000 yuan, and then there is the cost of the house, if you rent, about 5 to 90,000 yen, buy a house, if the mortgage is about 100,000 yen per month, the cost of living (food, clothing, housing and transportation), plus cell phones and human courtesy, etc., about 100,000 yen, so that each month can save This is about 30,350,000 yen per month, or about 20,000 yen, which is the amount of money you can save if you don't travel much or if there are accidents.

If you are dragging a family, the other half and no income, the expenditure will be correspondingly more, but living in Japan for a long time, the housewife is generally very smart, in the supermarket specials or discounts when shopping for food, most of the time at home to do eat.

Because more people deducted more, to pay less tax, in fact, the income did not change more, even if the expenditure is more, but can save the money and single almost the same, Japan's tax is very fair and reasonable, the typical more work, more pay more.

So many housewives, will be their part-time income is very good control in both income and do not have to pay additional taxes within the scope of the time saved, more with the children more housework, in Japan, housewives looking for a job, the employer will be confirmed to be within the support? It means that housewives are guaranteed a year's income within the scope of not having to pay their own separate taxes and insurance.

To summarize, an annual income of 10 million yen in Japan is not a very high income, like Toyota employees who are university graduates, once 40 years old, almost all of them will have an income of 10 million yen, and if they are single, the day is very easy. If a family of four, it is not much. But relatively speaking the pressure is not so great, slightly easier, but also definitely not able to spend as much as you want to spend the kind.

In Japan, this level of income, then more than 95% of Japanese people, that is, Japanese people's annual income of more than 10 million yen accounted for only 5%, or a very high income. But then, you still have to do the math, what does it mean? The average Japanese company multiplies the monthly salary by 12 months, plus two bonuses. So basically it's 650,000 yen a month x 12 + summer bonus (2 months salary) + winter bonus (2 months salary). That's 650,000 yen per month, after deducting Japan's health insurance, health pension, taxes, etc., you're left with just over 500,000 yen. Then you have to buy a house, pay the mortgage, rent an apartment and pay the rent, which is about 100,000-150,000 yen, which leaves you with more than 300,000 yen. Then there is the whole family to eat and drink, gas, water and electricity bills, Internet bills, children tuition fees, buy clothes shopping ah, go out to play ah, etc., and finally a month can be left 100,000 yen would be good! And that's just the basic monthly expenses. To summarize, an annual income of 10 million yen is not much, and there is no surplus at the end of the year.

Household with children, wife full-time housewife, untaxed insurance, etc.: nothing! Can't afford to live! Can't afford to eat! Single and net profit after taxes: one in a hundred! The best of the best! Economic freedom!

See this, some people you first do not rush to bar with me, Japan's various taxes and insurance and other charges are very high. Let's take a look at today's exchange rate, which is 10 million yen, equivalent to 630,000 yuan. Of course, not mentioning the level of consumption and only mentioning the exchange rate is a hooligan behavior. We'll see how much of the 10 million yen we have left to spend on the Japanese standard of living.

Let's start with a calculation. In Japan, the personal income tax is 33%, the residential tax is 10%, and the national health insurance (medical insurance) and annuity (pension insurance) for both husband and wife together is about 2 million yen. I wasn't good at math in elementary school, so let's roughly estimate that after taxes, insurance premiums, and annuities, we'll have 7-8 million or so. (A good tax preparer will be able to come up with this figure, but if you report it yourself, you'll have to subtract 1-2 million yen from it. Let's go with the most. ) Next comes the daily expenses. The 8 million yen after tax is based on the wife being a full-time wife, as there are certain tax deductions for being a housewife in Japan.

Japanese family of three to eat a similar meal probably cost about 2,000 yen, this do not bar me ah, the annual income of 10 million can not always eat instant noodles, right? Three meals a day is 6,000 yen, 365 days a year is about 1,090,000 yen, and then add 700,000 yen on top of this to improve the food money (family of three to go to the barbecue restaurant to eat a barbecue without 15,000 yen to eat bad, so 700,000 yen look more, in fact, is the most to go to the 50 times the restaurant money.) 8 million yen minus 1.79 million yen is 6.21 million yen.

With a wife and child, there has to be a small nest, let's zero down payment, 30 years to pay off a small villa, for example, the suburbs of Tokyo, the use of the area of 160 square feet of the house every month to pay monthly payments of about 180,000 yen, every year **** to pay the mortgage of 2.16 million yen. 6.21 million minus 2.16 million, there are 4.05 million yen.

Next is the clothes, people rely on clothes, horses rely on saddles, people always have to dress up their own sharp, clean. Men need decent clothes for socializing, and women are naturally beautiful, plus normal seasonal clothing, so 1.2 million for a family of three isn't too much to ask, is it? Don't think I'm over-counting. 1.2 million yen is the price of a good suit in Japan. 4.05 million yen minus 1.2 million yen leaves 2.85 million yen.

In Japan, life is breathtaking, the pace of life here can drive people crazy, so the holiday trip is essential, right, if you do not want to wife and children with their own to squeeze the tram, you need to have a car, we counted by the less, a similar second-hand the price of the business car is about 1.5 million yen (). A business car retains its value in Japan), the annual cost of car maintenance (daily commute, weekend trips) is around 600,000 yen, and if you have a habit of smoking or drinking, you'll have to add another 300,000 yen for bad habits (a cigarette in Japan averages around 5,000 yen). 2.85 million minus 1.5 million minus 600,000 minus 300,000, and 450,000 yen.

Isn't it particularly disconcerting to see 10 million yen turn into 450,000 yen all of a sudden? Don't get too excited, it's not the money you'll end up with at your disposal, out of which there's another 200,000 yen to be deducted for utilities (at least that much with kids) and the remaining 250,000 yen to pay for a range of kid's expenses . I don't have a child, so I don't know how much it costs to raise a child, 250,000 yen is about 16,000 yuan, a number that seems to be very difficult to raise a child in the country ...... on this, or don't dare to get sick money.

So it is true that people who have become a family in Japan Maori annual income of 10 million is not much. can only be said to be the general well-off life, daily life or to be finely tuned to be able to do. In addition to Japan's extremely high prices, high taxes are also one of the key reasons for the population's happiness index.

Original! Ground! Up! Fly! In the absence of a wife and children, you will not be able to spend much time at home, either working hard at the company or going out to drink or socialize with clients, and no one will be able to tell where you live by your key when you go out. The monthly rent is around 100,000 yen, and since there is also a gift, deposit, etc., we're talking about 1.5 million yen for housing (which isn't really that much). 10 million - 1.5 million = 8.5 million yen.

Eating and drinking in this area is no need to control, every day want to eat what to eat, plus treats daily socializing, etc., counting 2 million yen, 8.5 million yen - 2 million yen = 6.5 million. (Equivalent to 10,000 yuan per month for meals, even in Japan every day hot pot barbecue can afford to eat it. )

Clothes are enough for 1 million yen per year, unless you're a Warmaster series player...then 10 million yen is not enough to buy clothes. It's all about work clothes, and how many outfits can you wear on weekends when you go out?6.5million - 1million = 5.5million.

When you go out, there are two extremes: those who don't like cars, and those who do. The ones who don't like cars rely on trams for their daily trips, and spend up to 300,000 yen. If you like cars, you can't do that. Let's say a used car costs 2.6 million yen (Not many people buy new cars in Japan because used cars are so cost-effective). For this price you can buy a BBA that is about 3 years old, or even try a sports car that is a bit older, which is simply ...... better than the family of three above. On top of this add 900,000 yen for routine maintenance of the vehicle and money for the driver to smoke and drink, 5.5 million-2.6 million-900,000 = 2 million.

At this point, there is still 2 million yen left, in which after deducting utilities, there is still 1.8 million yen for you to spend! With 1.8 million yen in savings, it's easy to maintain a high standard of living, but it's also easy to make a living.

But in reality, many people in Japan don't even have 10 million yen before taxes. Even more than 95 percent of people in the Tokyo area can't reach it. So many Japanese people are reluctant to get married, and when they do get married, they don't want to have children, and there are always articles like "Why don't Japanese people buy houses? Why is Japan aging so badly? Why do Japanese people have cars but seldom use them?" These kinds of articles can be summed up in one word, poor!

There's one thing I can't figure out, though: why do some media outlets keep bragging about how happy Japan is?

I came to Japan for 11 years, the U.S. enterprise regional manager, annual income of 13.5 million, his wife came to Japan for 7 years, the U.S. enterprise software engineer, annual income of about 8.5 million, the family's annual income adds up to nearly 22 million. Of course it is before tax, after tax to hand is about 15.6 million, or monthly income of about 1.3 million yen.

Expenses, Tokyo Bay bought tower maison, bought a car, a month mortgage car loan plus parking fees management fees about 300,000 yuan.

There are children 2 and a half years old, my father in this side of the child is a family of four, a month of food costs about 150,000, plus the cost of light, heat, water, electricity and cell phone costs of about 70,000, the child's education costs of 70,000 (on the nursery school because of the high income belongs to the penultimate third class, the monthly nursery fee is very expensive, the income of the low, then basically free)

The rest of the flow of the buy to buy to play play!

A few domestic trips a year plus an overseas trip will cost about 1.5 million yen, so you can save up to 6 million yen a year. In the future, the child's school expenses will be even greater, the pressure is still quite large in order to combat the mid-life crisis, I went to Japan's on-the-job MBA, my wife is also preparing to go to Europe next year to study a year of MBA, it is estimated that the two years to spend a lot of money.

With the growth of income, consumption will also rise, I feel that the annual income of the family of 20 million is not enough, the ideal is to reach more than 30 million.

Really not much experience, my husband's income of almost 10 million, their own income of more than 5 million, the two together annual income of about 15 million. Have a son one. The days are still normal days, to travel what still have to be careful budgeting a bit, completely share the special experience ah. Ordinary life can be said to have no pressure, but there is no right to go ho ah, because we all know that the Japanese society will not have a substantial economic growth in the good old days, after the pension can not be guaranteed to or a problem, so it is still a little tightening of the waist, save money to prevent the old age.

In Japan, an annual income of 10 million.

If it is a personal annual income of 10 million, then, get the hands of only 7.31 million. The average monthly income is a little more than 600,000 dollars. In big cities, rent, living costs, various expenses, 200,000 400,000 over. How much is left can be calculated.

If it is a family income of 10 million, the expenditure is more. Or to live in a big city to calculate, buy a house loan, a family of three or four living expenses, education, various expenditures, 300,000 600,000. The life can be loose or tight.

Of course, you can also live an exceptionally frugal life.

An annual income of $10 million is what it feels like!

What is it like to earn 10 million yen a year in Japan?

First, let's take a look at what it means to earn 10 million yen a year in Japan.

Pre-tax annual income of 10 million yen, equivalent to 600,000 yuan, deducted 33% of the various payroll taxes, roughly 7 million yen left in the hand, or 480,000 yuan.

Annual income of 1,000 yen, accounting for about 5% of the population.

For those earning more than 15-20 million yen per year, the percentage of people is 1%!

That is to say, in Japan, the annual income of 10 million yen or more, is properly ultra-high-income people, it seems to be the winner of life in Japan!

Truth be told:In the country, the annual income in the 600,000 yuan RMB, it is really too much! In the four big cities of North, Shanghai, Guangzhou and Shenzhen, people with an annual income of 600,000 yuan should be everywhere! It's not at all uncommon either!

*** The percentage of people in Japan earning less than 2.2 million yen per year is 20%.

*** The percentage of people in Japan earning between 2.2 and 4.6 million yen per year is around 55%.

An average Japanese university student earns about 2.2 million yen per year in their first year, which is about 130,000 RMB, or 12,000 RMB per month.

In Japan, if you want to earn 4.6 million yen a year, you probably have to start at 25 and work until you are about 45 years old to get an annual income of 4.6 million yen.

Simply put, those who earn up to 10 million yen a year are generally senior Japanese lawyers, veteran doctors, members of the Japanese Diet, ministers of large companies or large corporations, and are generally over 55 years old.

Second, with an annual income of 10 million yen, is it possible to buy a free life in Japan?

First of all, I'll tell you: you're thinking too much! It's not even close to being on the road to wealth freedom!

10 million yen, a family of three, in Japan, can only be said to be living not so panic feeling.

In Japan, an ordinary family of three, a year the minimum cost of living in various ways is about 7.7 million yen.

Basic living expenses are as follows:

Mortgage: 120,000 yen per month. (I live in the countryside of Tokyo, so I have to save some money)

Utilities: 18,000 yen.

Husband's pocket money is 50,000 yen. (Lunch at an izakaya, or a stall)

Living expenses 80,000 yen. (This has been saved out of P, meat once a month, watermelon 700 yen a watermelon a year to eat a watermelon, save)

Family insurance premiums 20,000 yen.

Communication costs 20,000 yen (telephone, cell phone, Internet)

Children's education costs 30,000 yen (public school) (Japan's rich families, children generally read private schools)

Hairdressing and shampooing costs 20,000 yen. (You can get up to 20 haircuts a year, so save your money)

Do you want to buy clothes? (We wear old clothes)

Do you want to buy a car? (Take the subway and squeeze through)

Do you want to buy a car? (Send or not send it)

Bubble hot springs or not? (a RMB 2000 yuan or more)

Domestic travel or foreign travel?

Cemetery fees, burial fees for the elderly, private school fees.

Can you go to a restaurant every day?

Hard to say, in Japan, a year income of 10 million yen, living an ordinary life, or can save a year 2 million yen or so, that is, about 120,000 yuan. The premise is that you can only stay within the minimum standard of living as described above!

If you are a bit generous, you will have no money left over from the year!

Conclusion: With an annual income of 10 million yen, you have to plan and save some money, or else you'll be left empty-handed for the rest of the year.

The average Japanese person, in fact, seems to be suffering.

The average Japanese person, in fact, seems to be suffering. We still think that the Japanese people live how rich it, tell you the truth is the level of China's second-tier cities, prices are ridiculously high, and every day is too busy to spend time, the happiness index is far less than in China.

The dollar-yen ratio has been around 1:100 for the last 20 years, and an annual income of 10 million yen is not 100,000 dollars. With the global definition of the middle class to 40,000 14,000 U.S. dollars, 100,000 U.S. dollars is a middle-class level (more advanced). Moreover, it is not based on a person's salary, but on family income. Except that in Japan generally after starting a family or having children, many women become full-time wives. Having a $100,000 income shouldn't require both spouses to hustle for money.

The survey results released by the Organization for Economic Cooperation and Development show that in 2019, the average salary of Japanese people is $38,617, while the average salary of Americans is $65,836, Germany is $53,638, and South Korea is $42,285. This means that the overall salary level in Japan is not very high, and there is still some gap with the United States and Germany, and even South Korea is catching up with Japan's salary package. But this is an average, due to the serious aging phenomenon in Japan, which has raised the retirement age in Japan to 67, while Korea is only 60. This also pulls down the average salary in Japan, which should actually be on par with Korea.

But what's it really like to live on $100,000 (about 10 million yen) in Japan?

Real estate, the easiest way to show it.

Take the situation of a friend of the author as an example. Many years ago went to Japan to study at the University of Tokyo, and since then has stayed in Japan. Nowadays, the treatment is about 10 million yen up and down, every day to work is to take more than an hour of the subway and the Shinkansen back and forth, due to the lack of the city center of Tokyo to buy a house, so it chose a distance from the center of Tokyo 50 60 kilometers or so on the outskirts of the city, to buy a one-built household, that is, a three-story detached small villa. The base area is about 50 square meters, and the three floors*** total 150 square meters, with no basement, but room for two cars to park in front of the entrance. It costs about $600,000 $800,000 in a suburb of Tokyo, Japan. That's 6 8 times the wage-to-income ratio, which is a relatively reasonable range, but the pressure is bound to be there.

But we have a salary of 350,000 yuan, or 50,000 U.S. dollars in Shanghai. But the house in Shanghai is also at least 5 million yuan, equivalent to RMB 60 800,000 U.S. dollars, which requires 12 15 years of not eating or drinking wages to earn money. The pressure is relatively bigger than them. In short, in Shanghai to get 350,000 annual salary level and in Tokyo, Japan to get 100,000 U.S. dollars in annual salary experience should be about the same, just the pressure of Shanghai will be a little more.

10 million yen According to today's exchange rate is an annual income of about 650,000 yuan, if in the North is a small middle class

If in Japan, Tokyo, Osaka and other big cities is also a middle-income bracket, Japan, large enterprises are to simmer the seniority of the average person salary also to the middle-aged to have this income! I'm not going to be able to get through this, but I'm going to be able to get through this, and I'm going to be able to get through this.