Credit card loss will be stolen? Timely loss is very important

In the usual credit card is widely used, on our life also played a certain convenience, but in the use of many people accidentally lost their credit cards. Then the credit card lost will be stolen? Have you ever paid attention to this problem in normal times? The following will give you a specific introduction.

There is a risk of credit card theft if you lose your credit card, because many foreign websites do not require a payment password when using a credit card to make a payment, and you only need to inform the credit card, expiration date, and security code to complete the payment. This is the reason why many credit cards are stolen, so it is important to lose your credit card in time.

After a credit card is lost, it can be replaced with a new one, but different banks may charge different fees when replacing a new card. If the user does not want to continue to use the credit card, the cardholder can choose to cancel the card after the loss, after the cancellation of the card, there will not be any risk, and will not occur in the case of theft.

After the loss of the credit card, it is also necessary to return the money owed in a timely manner. In the absence of a card, users can return the money through the bank counter, online banking or a third-party platform. If you use a third-party platform for restitution, there may be a delay in the arrival of the account. If cardholders do not know, they can call the bank's customer service number to ask.

Users should pay back their credit cards in a timely manner after using them in the normal course of events, and should not be late in making payments, as the bank will call for payment after the late payment and incur a penalty interest, the longer the time, the more penalty interest will be incurred. The more time you have, the more you'll have to pay. The bank will also upload the information to the credit center, which will affect all kinds of loans after the credit becomes bad.

Users of credit cards can use installment repayment or minimum repayment when they can't repay on time, this kind of repayment can reduce the amount of money that the cardholder has to return every month, so that they don't have to make late repayment. However, the use of installment repayment or minimum payment requires a certain amount of expenses.

Can credit cards be stolen

If a credit card has the following conditions, it may be stolen, such as the card being; the number on the back of the card being leaked; the free payment being opened; WeChat or Alipay being bundled; a link with a virus being clicked; or the verification code being leaked.

This type of theft is basically the use of POS machines to consume, and now the current market is basically this type of theft. If you are in this situation, we recommend that you immediately call your credit card issuer to inform them that your card has been stolen, and then immediately freeze the card and report it to the police. In addition, the online payment theft this kind of theft, the bank can basically shrug off the responsibility.

Doing a good job of using a safe card suggests doing the following: 1, the credit card must not be given to strangers to use (bank regulations can only be used by the husband and wife can not). 2, found that the credit card must be lost in time to deal with the loss of the card. 3, to keep a good cell phone text message authentication code, no matter what the other side of the SMS verification code, don't give it to the other side.

How can a credit card be stolen when it's in my hands

The theft of information by others is largely due to the negligence of the cardholder and his low sense of prevention. There are several possibilities for information theft:

1, in the ATM transaction did not destroy the printed voucher, because there is information on it;

2, in the transaction when someone behind you peeping at your password and;

3, Internet cafes in the bank's Web site, was recorded and password;

4, told acquaintances of the credit card information, acquaintances were swiped.

In recent years, the cases of being caused by the leakage of personal information have received more and more attention and attention! When it comes to information security, the witty partners must know to protect the card password and personal data, but about how to fill in the information to do to protect personal information, to avoid card theft, you know?

1. Application form cell phone fill in my usual number

Mobile phone is the main tool to activate the credit card, set the credit card password.

Banks will also send credit card-related text messages to the cell phone number reserved by the customer. If the application form is filled out with another person's cell phone or company group number, it leaves a hidden danger. Once other people get the card, can activate and use the card, but also through the SMS real-time grasp of the card situation and through the cell phone number for all kinds of voice self-service business, resulting in card information leakage caused by the risk of theft. It seems like a good habit to have your cell phone with you at all times.

2. Mailing address fill in my usual address

Credit card letter including credit card, expiration date and the back of the card verification code, credit limit and other highly private information.

If the mailing address is not my usual address, the card is intercepted by others or fraudulent, the card information leaked the direct consequences of the theft; in the card, always pay attention to the official website to check the progress of the card and the card mailing situation, to prevent others from fraudulent; and remember to fill in the e-mail address of the personal email address, try to avoid filling in the work mailbox.

3. Be wary of the "boss" digging a hole for you

Currently, the youth group has become the main customer group of credit cards, who do not have a credit card is really embarrassed to go out to play it!

Young secondaries seem to follow the trend of the times, but also a little lack of social experience, easy to be deceived ah. Just joined, the "boss" told you and the bank has business dealings, you have to fill out a credit card application form, but also the company's office phone as a reserved cell phone number, and even give your application form to take a picture of the souvenir. Jiaojiao remind you, this is very unscientific, please be sure to SAYNO!

4. The photocopies indicate the purpose

When you apply for a card, it is inevitable that you will have to submit a copy of your ID card and a copy of your work permit. However, there are people who are watching them specifically, and Jiaojiao also has to tell you that when you provide a copy of your personal ID to apply for a credit card, it is recommended that you indicate the purpose of use on the copy, such as: "for the application of the Bank of Communications credit card use only," in order to prevent the copy of your ID from being diverted to other uses.

Finally, to remind you that if you want to apply for a credit card, be sure to submit an application to the bank through the formal channels, after the application can be followed through the official website of the bank credit card, bank credit card APP and other formal channels to inquire about the progress of the card; to get the card, but also to keep their own bank card transaction passwords, passwords, pay attention to the changes in the accounts Oh!

Credit card passwords are known to others will be stolen

A cardholder inquired that their credit card passwords are accidentally known to others, is not it will be stolen by others. In fact, the credit card password is only one component of credit card security, if the password alone is known it will not be stolen. But just in case, it is advisable to change the password and make sure that you use your card safely and pay attention to some of the things you need to do with your card.

A credit card includes, the issuing bank, the name of the cardholder (signature), the issuing organization, the card expiration date, security code and other information.

The security code is the most important one, is used to confirm whether the card owner himself in the transaction of an important basis, its importance is almost equal to the transaction password, if the password is accidentally known by others, we have to prevent the security code is leaked, otherwise it will be easy to be stolen by others.

In addition, in order to prevent credit card theft, to do the following eight points:

1, card spending, if you want to sign, be sure to carefully check the signing of the bill, the amount of money, to confirm that there is no error before signing the bill signature column, pay attention to the back of the credit card signature consistent.

2, the card do not leave the body, especially in the dining, entertainment venues, never to save trouble and let the card out of their line of sight, can not lend the card to others to use.

3. When you enter your password, you should cover the operation gesture with your body or the other hand as much as possible to prevent unruly elements from prying eyes.

4. Please try to keep the stub copy of the merchant's signed invoice for verification with the bank card statement. In case of abnormalities, such as repeated card deductions, you can contact your bank in a timely manner with the transaction documents and statements.

5, in order to timely detection of unusual transactions, you can also open the SMS notification or set spending limits.

Credit cards will be stolen the introduction of the chat here it.