Tip 1: The purpose of store investment
The purpose of buying commercial housing can be roughly divided into two categories: one is to rent or resell to obtain income. Investors can pay the house price in the form of one-time payment or mortgage loan, and those who buy in the form of mortgage can realize the purpose of exchanging rent for loan.
The other is as a means of maintaining and increasing the value of funds. Considering inflation, currency depreciation, interest reduction and other issues, bank savings income is small; The stock, bond and futures markets are vacillating; The return rate of pure residential investment is low, and the charm of shop investment lies in its long-term and stability.
Tip 2: Rent or buy property rights?
Property shops can be transferred, inherited, leased or mortgaged; The shops obtained by leasing are much less secure, especially those with good development prospects. Rent rises naturally, the extra burden of operators increases, and the investment income decreases day by day.
Tip 3: Investment direction of shops
According to the type of shops and the area where they are located, the investment direction can be divided into: pure commercial shops, office buildings and houses.
Generally speaking, as a supporting business, office buildings have a small total area and relatively low prices. Commercial formats are mainly catering, various water bars and non-staple foods, which cannot be covered, so the popularity is not very strong, and the prospect of resale or subletting is dim.
The bottom business of residential buildings generally serves residential areas, provided that there are enough consumers. Judging from the current situation in Tianjin, almost every community has a bottom business, with simple planning and layout, incomplete hardware facilities and weak security system. Therefore, although the price is relatively low, the income is not obvious and the risk is relatively high.
Shops in pure commercial areas are favored and sought after because of their easy renting and selling, obvious investment income and relatively short payback period. But the high price and heavy burden in the early stage made some people hesitate. In many cities in China, shops in pure business districts are second-hand or third-hand shops, and first-hand shops are very scarce, so there is still enough room for appreciation.