Why is it not recommended to buy a house?
1, there are security risks
Part of the relocation housing developers in order to get more benefits, will be set in each layer of more than one type of room, itself in the same floor living more people, if there are tenants will be rented out to other people, then the people mixed, it is very easy to exist security risks.
2, the housing environment is poor
Relocated housing in the construction of no policy requirements, so its health, fire, property, environment and so on, there are certain problems, its surroundings and living facilities are generally more lack of, so that the occupants of the life is more inconvenient.
3, trading restrictions
Relocated housing to change the head of household is a more difficult thing, then the secondary trading of relocated housing is not difficult, even if the transaction is successful, but also need to pay a large amount of land premiums.
4, demolition can not be compensated
Part of the relocation house may be illegal construction, for illegal construction, it is facing demolition, generally there is no demolition compensation, can not get demolition compensation.
5, high closing costs
Returning households can enjoy some of the policy benefits, but the return of the house will face the situation of the transfer of the transaction to pay some of the costs, an increase in the cost of registration fees for the transfer of expenses. For example, if the return house is the use of allocated land, you need to pay land premiums to become a land transfer, in order to apply for a land use certificate.
6, housing quality is poor
Part of the relocation of housing during the construction period, in order to catch up with the schedule as soon as possible, may be in the process of housing construction, and not in strict accordance with the relevant policies for the construction of the house, so its housing in the quality of the quality of the house may be some problems or hidden dangers.
7, the loan is limited
No complete title certificate of the relocation of the house is not a loan, for the complete title of the relocation of the house, although it can be a loan, but the amount of the loan is smaller, the loan is also shorter than the life of the loan.
8, can not be settled
Part of the relocation of housing is unable to transfer, then the buyer can not move their own account to the city where the purchase of housing, that is, can not be moved into the account.
9, there is no real estate license
Some of the homeowners only relocation agreement, there is no complete title certificate, buy this state of the relocation of the house, there is no real estate license, then later will produce a lot of problems.
10, there may be a multi-selling situation
In the case of rising prices, the seller defaulted on the claim that the contract is invalid or the risk of contract termination is great, prone to legal disputes, if the nature of the purchased relocation house is prohibited from the transfer of the nature of the house, at this time, may be lost on the purchased relocation house of all the rights. In addition, most of the purchase of relocation housing transaction behavior, a moment can not handle the record registration or property rights transfer registration, some relocation households intentionally a house for sale, to the buyer after the contribution can not obtain the property rights of the house, and some even if the claim will be met with the plight of the incapacity to pay compensation. In the absence of a real estate license, the house may be seized by the court if the tenant is in debt to the outside world.
Lessons learned from buying a relocated house
Six years ago, Ms. Zhang, who had more than 2 million dollars on hand and wanted to buy a suite, was excited to find an agent and start looking at houses. Eventually, I felt that the price of the 18th house on Fangzhuang South Road was cheap, with an area of 85 square meters, facing north and south, and a two-bedroom unit price of only 20,000 square meters. Ms. Zhang moved, think it is an opportunity. Detailed inquiries learned that the house has just handed over a short time, the owner is in a hurry to use the money, so the price is reduced to sell.
With the help of the intermediary, Ms. Zhang and the owner of the smooth signing of the contract of sale and purchase, and noted that after the book down, the owner with Ms. Zhang for the transfer of formalities. After paying for the house, Ms. Zhang began to decorate and moved in immediately.
The next year, the agent learned that the developer could apply for the real estate license, and immediately notified the owner to apply for the title deed. Out of a responsible attitude towards both parties, all the information and formalities were kept by the agency on behalf of the owner. In that year, Beijing was in the period of soaring prices, Ms. Zhang hoped to handle the transfer as soon as possible, so as to avoid the night long dream more. On the agreed date of the transfer, the owner could not be contacted. Ms. Zhang, because she has not been able to handle the transfer, so she asked the agent to take away the real estate license and other related procedures for future use.
Until 2017, Ms. Zhang could never contact the owner. Near the Spring Festival, a sharp banging sound disrupted Ms. Zhang's life. Ms. Zhang opened the door to see a burly man standing aggressively in the doorway, did not wait for Ms. Zhang to open her mouth, the man opened his mouth and said, "Quickly let the old king out to return the money."
Mrs. Zhang listened to the dumbfounded, this is what happened, is it a debt collector? Ms. Zhang said:Lao Wang sold the house to me a few years ago, now here is my home. He hasn't gone through the closing procedures with me, and I'm looking for him too.
The creditor said that the old king a few months ago mortgaged this house and I borrowed 1 million, the interest rate of a month did not give, they can not be contacted, he is according to the address of the real estate certificate above to find over. The creditor said, while from the bag took out the old king for mortgage left the original real estate license and other rights certificate and other documents.
Mrs. Zhang felt incredible, obviously the real estate certificate in their own hands, the owner of the old king with what to do the mortgage? Only to find out that the property license in Ms. Zhang's hands was processed in April 2015, while the creditor's hands in January 2017 for the property license. Both feel that things are not simple. After some investigation, it was found that the original owner, Lao Wang, went to the Real Estate Registration Center in the capacity of the property owner to lose the house book. And handle a new book, which is the origin of the real estate license in the hands of the debtor. Then the two men to "owners of the old king fraud" as the reason for the police.
The police investigation said that this belongs to the economic dispute case, not filed, and recommended to solve the problem through litigation. The two had no choice, so they filed a lawsuit to the court, Ms. Zhang claimed to continue to implement the original purchase contract, for the transfer, the debtor claimed to pay back the money.
The court eventually went to the auction process, the proceeds of the case priority repayment of the creditor's principal and interest, Ms. Zhang for the right of first refusal, when the payment of more than 1 million dollars and five years of interest generated by the house can be offset against the house.
In the end, Ms. Zhang to 3.5 million price "shot back" this set of their own living in the house for 3 years, make up for the remaining case payment, when the money wanted to save in the end did not save a penny
There are many similar cases of such a relocation of the purchase and sale of housing, a lot of people are y affected by, and therefore summed up the do not buy! The first thing you need to do is to get a good deal on a new home, and you'll be able to do that.
The above is why it is not recommended to buy relocation houses, buy relocation houses lessons learned, although the price of relocation houses will be much cheaper than commercial housing, but there are many shortcomings, such as poor housing quality, can not be settled, can not get the real estate license, the transfer fee is high, etc., which affects the purchase of relocation houses, according to the editorial understanding of the experience of the purchase of the house, it is still recommended that you best Don't buy relocation houses.