The money paid into the personal account of medical insurance card in Tianjin every month is calculated according to all the basic medical insurance premiums paid by individuals and the basic medical insurance premiums paid by employers according to regulations. Personal accounts can directly pay medical expenses, and non-medical insurance reimbursement items can also be paid by personal accounts.

According to Article 11 of the Regulations on Basic Medical Insurance in Tianjin, employees shall pay the basic medical insurance premium on a monthly basis at not less than 2% of their average monthly salary in the previous year, and the employer shall pay the basic medical insurance premium on a monthly basis at not less than 10% of the sum of individual contributions of employees.

The basic medical insurance premium paid by individual employees and the part allocated by the employer from the basic medical insurance premium according to the regulations are all included in the personal account. The principal and interest of individual accounts are owned by individuals, and the interest of individual accounts is calculated with reference to the interest rate of current savings deposits of banks in the same period.

Extended data:

"Tianjin basic medical insurance regulations" Article 19 The deductible standard of medical expenses incurred by insured persons in hospitalization is determined according to the hospital level and the number of inpatients. /kloc-If the insured is hospitalized for more than 2 times within 0/year, starting from the second hospitalization, the Qifubiaozhun for employees and retirees will be implemented at 30%, and residents will not set the Qifubiaozhun.

Twentieth employees' basic medical insurance hospitalization reimbursement ratio should take care of retirees and other groups, and residents' basic medical insurance hospitalization reimbursement ratio should be set according to the hospital level and payment level.

Baidu Encyclopedia-Tianjin Basic Medical Insurance Regulations