There is no charge for bank cards. At present, there is a service charge, that is, the annual fee mentioned by the bank, 1 year 10 yuan. The process of applying for a credit card and a debit card is different.

You need to bring your valid certificate, residence certificate, unit income certificate or personal assets certificate to the bank counter to go through the relevant formalities, and you need to fill out an application form. The information required in the application form is true.

After filling out the application form, you should go to the head office of the bank for the record. It will take about 20 working days to issue cards to customers after the head office of the bank examines the application materials. You only need to bring your valid certificate and fill in the application form at the bank where you open the account, and then you can issue the card to the applicant.

The characteristics of the extended data quasi-credit card mainly include:

(1) Generally, it is necessary to pay a deposit or provide a guarantor to apply for a quasi-credit card;

(2) Interest is calculated for deposits in quasi-credit cards;

(3) Quasi-credit cards can be overdrawn, and there is no interest-free repayment period for withdrawals, so interest can be calculated from the day of overdraft and must be paid off in one lump sum, with no minimum repayment amount.

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