The five most worthwhile credit cards in 2122

I. ICBC world Struggle Card

Needless to say, ICBC has always been one of the best among banks. According to many netizens, the application threshold is relatively relaxed, which is easier to handle, and it is easier to raise the amount if you take good care of the cards. This ICBC World Struggle Card is quite rich in rights and interests, and it is very easy to apply. It can be regarded as a relatively loose card in ICBC. It has three levels: general card, gold card and platinum card. It is recommended that you apply for a gold card, which will be easier to start with. It is relatively easy to raise this credit card and raise the amount, which is also helpful for your star rating in ICBC.

Second, young Card of China Merchants Bank

Many people regard this Young Card of China Merchants Bank as their first credit card. Its application conditions are very simple, and it is more suitable for newly graduated college students. The withdrawal speed is faster than that of other banks' credit cards. As long as your credit status is good, you can get the withdrawal soon. So keep this card well, which is very beneficial to apply for credit cards from other banks in the future.

third, ABC's beautiful mother credit card

ABC's credit card has always enjoyed a very good reputation among the public, and many card friends said that ABC's credit card withdrawal is the fastest among all banks, and it is said that there is no upper limit. Don't think that only women can apply for the beautiful mother credit card of Agricultural Bank of China, and men can also apply. It is called Mingyu because this card mainly provides the rights and interests of maternal and child products, women's products and so on. This card is very worthy of being handled by a family. At that time, shopping consumption will not only have various discounts, but also help to raise cards, which is very worth starting.

iv. Pudong Youth Campus Card

The risk control of Shanghai Pudong Development Bank is relatively loose, and the amount of money raised is also very good. Moreover, Shanghai Pudong Development Bank also has universal funds, which is very exciting. Pufa Youth Campus Card is mainly aimed at young people. It is easy to get a credit card, and the rights and points of the card are very good. It also has its own "dream money". This credit card is also very easy to raise, and it can also be used in bonus hunter.

V. Guangfa DIY Credit Card

Although Guangfa Bank is not as famous as the above-mentioned banks, the credit card of Guangfa Bank is also very worth handling, and the withdrawal speed is very fast. Many netizens said that one of the advantages of swiping the card casually is that the points of Guangfa DIY card are very generous. You can enjoy all kinds of points discounts when handling this credit card, which is quite enjoyable for bonus hunter, and as long as your personal credit is good, it is no problem to apply for this card.

ping an credit card's wool collection method

ping an credit card can collect wool by paying attention to activities and holiday offers.

There are many preferential activities for Ping An Credit Card. At the same time, there will be full coupons for consumption on the e-commerce platform, and you can get wool when you get coupons. At the same time, corresponding activities will be launched on holidays every year. Usually, you only need to pay attention to the event announcement one week before the holiday, get coupons in advance, and enjoy preferential prices before the card coupons expire.

The purpose of credit card activity is to improve the utilization rate of users, so it will provide many corresponding consumption discounts to promote users' consumption. When users enjoy the discounts on wool, the consumption amount will also increase.

credit card bonus hunter raiders: which credit card should be swiped mainly when it is affordable

Nowadays, credit cards are becoming more and more popular. There are many card promotion and credit card promotion in various banks, and small gifts are given from time to time, and even many people rush to get cards with free gifts. It used to be "socialist wool", but now it is "bank wool".

It is relatively simple to use the credit card "bonus hunter" because there are many activities carried out by credit cards. As long as you pay a little attention at ordinary times and choose the appropriate credit card when spending, you can successfully "win" to "wool". For example, netizen CXY1 actually received nearly 11 boxes of milk by swiping Minsheng Credit Card; Netizen "I have a tree of happiness" used the credit card of Shanghai Pudong Development Bank to successfully "grab" a set of Supor cookware; Netizen "byby" used Ping An credit card to get a movie ticket of RMB 11. As a post-81s white-collar worker, Li Si is also a member of the "wool family". Recently, she got a good product-a leisure folding chair that cost over 199 yuan to open a card. "I am an online shopping madman who often sweeps goods in Taobao. A few days ago, my colleagues recommended me to do a BOC Taobao card. I did not hesitate to do one. I didn't expect that they were doing promotional activities and giving away chairs! If it is a newly applied Taobao card, as long as there are three transactions with a single consumption of over 199 yuan in physical merchants or Taobao Mall, or a' easy purchase by stages' business, you can get a folding leisure chair with a value of 111 yuan. It's so cool to' smash' a chair in China Bank so easily! "

At the same time that everyone is busy drying credit cards from "scratch" to "wool", there are also some netizens drying credit cards from "bonus hunter". If you want to use credit cards to "scratch" to "wool", you might as well learn. Saving money starts with "wool" as a credit card.

to understand the true meaning of "wool" as a credit card, you must first choose a reliable and easy-to-use credit card to open up the situation! From the beginning of applying for a card, a credit card can be seen at a glance by being unreliable and not affordable! Don't just stare at some small gifts placed on the clerk's desk. If the bank is willing to give you real money and silver benefits when handling the card, then you will understand you!

Fashionable and convenient online card application is the first choice for more and more new people. Bank of Communications Credit Card has specially launched an online application for credit card, and if it is successful, it will give you 111 yuan to swipe the card. 111 yuan credit card gold, not those piggy banks, chopsticks, lunch boxes and other things can be compared! Besides, you can stay at home, and the card can be mailed to you quickly.

all kinds of dazzling activities are tempting, but in the final analysis, it is most cost-effective to pay less real money! Using the cooperative merchants of Bank of Communications credit cards all over the country, as well as preferential activities such as timely returning the credit card payment in full, can help you save more money. In a word, it is the same harvest, less pay!

A search in official website shows that the cooperative merchants of Bank of Communications Credit Card are all over the country, as well as in the fields of catering, entertainment and leisure. Interested parties can go and see if there are any stores they often visit. If so, we can't miss this opportunity of "bonus hunter"! Because most cooperative merchants can enjoy the exclusive discount of Bank of Communications credit card when spending by credit card.

the iconic preferential activities of Bank of Communications Credit Card. Go to supermarkets, gas stations and other cooperative stores to spend money by credit card every Friday, and when a certain amount is reached, you can return 5% of the credit card payment. This activity is long-term and effective, and it can provide you with such a "bonus hunter" every week to earn credit card payment.

Sun-drying: The landlord and his colleagues often go to a Sichuan restaurant at noon, where they can enjoy a 21% discount, and the one-time consumption is about 211 yuan. At a 21% discount, you can save almost 21 yuan at a time. It is common to visit more than a dozen times a month, and now it has won a discount of more than 211 yuan. There is also the most popular Friday, when you go to the supermarket to brush 211 yuan every Friday, you will get 11 yuan in credit card payment.

although the points are only derivatives of the usual credit card consumption, the reuse value behind them is still worth "winning" again. Especially now, in the eyes of merchants, the loyalty of users is becoming more and more important, and when the trick of using the use value of points to lock customers is becoming more and more reliable, everyone can't help but take points seriously-they can "surprise" a lot!

you know this! It is more convenient to use a credit card to go abroad, and now there are still 11 times points, which is hard to find. Sun-drying "wool": In recent two years, the landlord has exchanged credit card points of Bank of Communications for many things, such as lock lock and induction cooker.

No matter which move, if you want to win the "wool" of the bank, you must pay more attention to the bank's activities, and whichever bank's activities are affordable, you should mainly use the credit card of the bank.

five credit cards worth raising

1. ICBC World Struggle Card

Needless to say, ICBC has always been one of the best among banks. According to many netizens, ICBC's cards are also quite good, and the installment rate of ICBC is not high, which is very beneficial for everyone to raise cards.

And this ICBC World Struggle Card is quite rich in rights and interests, and it is very easy to apply, so it can be regarded as a relatively loose card for applying for the card in ICBC. It has three levels: general card, gold card and platinum card. Xiaobian suggests that you apply for a gold card, which will be easier to start with. It is relatively easy to raise this credit card and raise the amount, which is also helpful for your star rating in ICBC.

second, ABC's beautiful mother credit card

ABC's credit card has always enjoyed a very good reputation among the public, and many card friends said that ABC's credit card withdrawal is the fastest among all banks, and it is said that there is no upper limit.

don't think that only women can apply for ABC's beautiful mother credit card, and men can also apply. It is called this name because this card mainly provides the rights and interests of maternal and child products, women's products, etc. This card is very worthy of being handled by the family. At that time, shopping consumption will not only have various discounts, but also help to raise the card, which is very worth starting.

Third, China Merchants Bank Young Card

China Merchants Bank is comparable to Industrial and Commercial Bank of China, and the credit card withdrawal speed of China Merchants Bank is also in the forefront among all banks, and the withdrawal amount is quite stable.

this Young card of China merchants bank has a low application threshold and a very high card-issuing rate. if you are a newly graduated office worker, I suggest you apply for this card and take good care of it. its cash withdrawal discount is quite good.

Fourth, Guangfa DIY Credit Card

Although Guangfa Bank is not as famous as the three banks mentioned in the previous small series, the credit card of Guangfa Bank is also very worth handling, and the speed of withdrawal is very fast. Many netizens said that they can withdraw the amount by swiping their cards casually.

One of the advantages of Guangfa DIY card is that the points are very generous. You can enjoy various points concessions when handling this credit card. It is quite enjoyable to use it in bonus hunter, and as long as your personal credit is good, there is no problem in applying for this card.

V. Pudong Youth Campus Card

The risk control of Shanghai Pudong Development Bank is relatively loose, and the amount of money raised is also very good. Moreover, Shanghai Pudong Development Bank also has universal funds, which is very exciting.

Pufa Youth Campus Card is mainly aimed at young people. This credit card is easy to get off, with good rights and points. It also has its own "dream money". This credit card is also very easy to maintain and can be used in bonus hunter.

The above are the five most valuable credit cards summarized by Xiaobian. In fact, there are many credit cards worth raising, such as those of general big banks. And according to the feedback from card friends, the credit cards of ICBC, China Merchants Bank, Agricultural Bank and Guangfa Bank are all very good.

credit card slang: what do you mean by "moving bricks", "wool" and "leg hair"?

Like "Zongzi" and "Ghost Blowing Lights" in the notes of grave robbery, the credit card industry also has its own slang. In this issue, Mr. Aika will share these slang words with you.

Basic common words

Brick

"Brick" refers to 11,111 RMB, and "moving bricks" means to deposit money in a bank to get a chance to get a senior debit card or credit card. For example, China Merchants Bank's sunflower card requires moving 51 bricks, which means 511,111 RMB.

The term "brick" comes from the appearance of 11,111 RMB, which looks like a red brick.

Wool

Credit card/bank card points or activities that can obtain benefits/rights, "bonus hunter", that is, the points or benefits/rights are obtained through activities, such as the three-time pick-up and drop-off of Pudong AE, CITIC 9 points rights and so on, can all be called "Wool".

The wool comes from sheep, and the "bonus hunter" usually costs time or money, sometimes it is free, and sometimes it is "caught", which means that the time/money cost is greater than the wool itself.

At present, the concept of "wool" is not limited to banks, but has been extended to hotels and airlines, and there are "small wool" and "big wool".

Longan

initially refers to beautiful female bank tellers, and later refers to tellers in general.

Protection fee

Installment fee or handling fee paid by the cardholder for getting the card and withdrawing the amount.

Little black room

It originally refers to the VIP room of China Merchants Bank, and later it generally refers to the blacklisting of the bank due to cardholder violation, refund and other reasons, such as the little black room of China Merchants Bank (temporary quota cannot be mentioned, etc.) and the little black room of Shanghai Pudong Development Bank (single-digit red envelope), which are divided into short-term and long-term ones.

Card

As the name implies, you can apply for another bank card through the bank card you already have. If you hold PUFA Super White, you can use it as one of the application materials when applying for AE White/Private Bank of China Merchants Bank. Similar to it is the term "matching" of hotel membership card. Holding SPG gold card can match Wanhao gold. Unlike bank card, this "matching" is carried out in different hotel memberships of the same company.

leg hair card

A card that "runs errands" at an ATM and then repays it in exchange for credit card points, such as the "leg hair card" of China Merchants Bank, is free of handling fees for the first cash withdrawal every month-Young card, GQ co-branded card, Weibo Daren card, etc., and a single card can get 111 points every time it takes 2,111 yuan.

China Merchants Bank's "leg hair card" has become a swan song since May this year.

Bank

Xiao Zhao-China Merchants Bank

"Zhao" is sometimes spoofed as "bad behavior".

Auntie Bank-Industrial and Commercial Bank of China

It is said that most of the tellers in other banks are young women, and ICBC takes the Lufthansa route. Most of the older women are tellers, and they are ridiculed as "Auntie Bank", and some card friends call ICBC "Cosmic Bank". This statement is nicknamed "Cosmic Bank" because ICBC once had the highest market value among many banks, and Mr. Aika prefers it.

Abandoned bank-Guangfa Bank

I have to admire the whimsy of the card friends, and combine "Guang" and "Fa" into one, from which the "abandoned bank" came into being.

Mr. Aika thinks that the statement of "nullifying the bank" reflects more that the credit card of Guangfa Bank is not cost-effective, but recently Guangfa Bank has made great efforts, with a potential wool stock.

Monkey Bank-Shanghai Pudong Development Bank

There is no regularity in issuing cards. For example, AE is white, some card friends apply for seconds to pass, while some card friends carry more bricks than n, while other high-end card blessings are rejected by seconds, so card friends call it "monkey" or "monkey bank";

Some card friends said that Pufa was named after a "Great Sage" event, and Mr. Aika preferred the former expression.

Brick bank-Bank of China

gives credit card limits entirely by deposits, so it is gradually called "Brick bank" by everyone.

card organization

international credit card organization, bank card transfer clearing institution, and bank card clearing business refers to clearing funds between multiple banks or institutions (non-financial payment institutions) licensed to engage in financial business during inter-bank transactions of bank cards, and assisting in fund transfer.

at present, there are six major card organizations:

VISAInternational, abbreviated as V

MasterCardInternational, abbreviated as M

AmericaExpress.