is the cost of living high in America?

Top1: housing

besides taxes, housing is a more troublesome expense for Americans. About 31-35% of American families' income is devoted to housing: including rent, housing loan, water and electricity maintenance, property management and so on.

Top2: Travel expenses

Among the expenses of American families, travel expenses are not a small expense, accounting for about 17% of income. People in big cities in the eastern region will choose to take public transport. Residents in the central and western regions and some small cities often choose to drive, so the cost of gas, maintenance and automobile insurance becomes a fixed and huge expense.

Top3: daily utensils and ingredients

The cost of daily diet accounts for about 13% of the annual income of American families. Due to the price level of food and beverage outlets and the main reasons for their table fees, Americans choose to eat at home about 61% of the time, and only choose to get together in restaurants or relatives' homes on Sundays. Compared with the expenditure on food in China, American families are relatively thrifty.

Top4: Pension, commercial insurance

Out of anxiety about old age, Americans gradually planned their old age very early. However, unlike in China, Americans mainly rely on pension and China life insurance to provide services for the aged, which account for 9% of income and expenditure. More than half of American families have pension accounts, and 19.7% have China life insurance. Such a large pattern of expenditure also benefits from the sound pension and social insurance system in the United States. What customs in the United States are quite different from those in China?

service items: besides the title, there are other things in American daily life, that is, tourists who are used to being served by maids, drivers and chefs are likely to find it very different from his own country. Some tourists may think that they are people with status, but the wages in the United States are the same as ordinary people, so they feel that they have been neglected. However, the United States is a "do everything yourself" country.

the average American, whether he is a doctor, an expert professor, a businessman or a teacher, cooks, washes clothes, goes shopping in the sales market or does other jobs by himself. In America, service costs money; Anyone can "buy" the service project, as long as they can afford it, and the influence is irrelevant. No matter what occupation a person is engaged in, if he does housework by himself, he will never be seen as wrong by others.

In fact, many Americans can afford to hire chefs and drivers, but they don't. They would rather enjoy the peace at home. If there is an invited assistant at home, the sense of peace is likely to be lost. Some people would rather spend their money on travel or other aspects than invest a high American salary to ask someone to help with housework.