The condition for upgrading ordinary cards (debit cards excluding credit cards) of commercial banks to gold cards (debit cards excluding credit cards) is that all customers with personal assets of 50,000 yuan (inclusive) in China Merchants Bank can apply. In terms of account management fee, the difference between gold card and ordinary card is: ordinary card 5 yuan/month, gold card 50 yuan/month (if the average daily deposit balance is above 50,000 yuan (inclusive), it will be exempted). Gold card withdrawal from different places, inter-bank transfer in the same city is free.

Extended data:

Exclusive service of one-card "gold card"

(1) exclusive service space-gold card counter and wealth management service area

When customers go to the bank to handle business, each branch of China Merchants Bank opens up a green channel for customers to get rid of the trouble of waiting and save customers' precious time. If customers need to buy wealth management products or know little about wealth management, China Merchants Bank outlets have also opened up a spacious and private wealth management service area for customers, allowing customers to manage their finances easily and enjoy their own wealth management space.

(2) Professional financial management team-financial management specialist

China Merchants Bank has built a professional wealth management team for its customers. Whether customers want to buy wealth management products such as funds and insurance, or need to make a comprehensive wealth management plan, experienced and professional wealth management experts provide professional banking wealth management services for customers according to their own characteristics and financial needs.

(3) Exclusive fee waiver-fee concessions such as transfer and remittance and remote withdrawal.

Enjoy remote deposit and withdrawal, remote ordinary remittance, domestic/foreign exchange remittance, ordinary remittance, quick remittance, transfer from other banks in the same city. A number of formalities such as ATM withdrawals from different places.

(4) Exquisite life experience-special customer activities such as preferential merchants, group purchases and financial lectures.

China Merchants Bank is located in major cities all over the country, and specializes in selecting preferential merchants for customers, involving hotels, guesthouses, department stores, entertainment, catering, beauty, fitness, tourism, leisure and other fields, so that customers can enjoy real consumption discounts while eating, drinking and having fun.

(5) Physical consultation platforms-telephone banking, online banking and SMS notification.

Whenever and wherever customers have questions, they can call China Merchants Bank's national unified customer service hotline 95555 or log on to online banking. China Merchants Bank can open SMS notification of account changes according to individual needs, so that customers can keep abreast of the changes in funds at any time and provide a strong guarantee for the safety of their funds.

China Merchants Bank-Personal Business-One Card-"One Card" Gold Card

China Merchants Bank-Personal Business-One Card-Recommendation Card