a bank card is not a picture and is not measured by pixels.

bank card size:

generally speaking, the size of a bank card is 85.61mm in length and 53.98mm in width. The whole length-width ratio is 4: 3.

in general, bank cards are divided into credit cards and debit cards according to whether the credit line is granted to the cardholder. In addition, bank cards can be divided into magnetic stripe cards and chip cards according to different information carriers.

according to whether the issuer is in China, it is divided into domestic cards and overseas cards;

it can be divided into personal cards and corporate cards according to different issuers;

according to different account currencies, it can be divided into RMB cards, foreign currency cards and dual-currency cards.

Debit card

Debit cards are divided into transfer cards, special cards and stored value cards according to different functions. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption.

a special card is a debit card used in a specific area and for special purposes (which refers to purposes other than department stores, restaurants and entertainment industries). It has the functions of transferring money and depositing and withdrawing cash. Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.

〔debit card〕 can be used for online or POS consumption or ATM transfer and withdrawal, and cannot be overdrawn. Interest is paid on the amount in the card according to the demand deposit. When spending or withdrawing money, the funds are directly drawn from the savings account. Debit cards generally require a password (PIN) when used. Debit cards can be divided into ordinary cards, gold cards and platinum cards according to their grades; According to the scope of use, it can be divided into domestic cards and international cards.

credit cards

credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the issuing bank gives the cardholder a certain credit line, and the cardholder can spend first and then repay.

quasi-credit card refers to a credit card in which the cardholder first deposits a certain amount of reserve fund according to the requirements of the bank, and when the reserve fund is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank.

Credit card

a credit card, often called a credit card, refers to a credit card in which the issuing bank gives the cardholder a certain credit line, within which the cardholder can spend first and then repay.

it has the following characteristics: consumption before repayment, interest-free payment period (up to 56 days), and a minimum repayment amount, and customers can repay by installments independently in case of overdraft. Customers need to pay a certain amount of annual fees to the banks that apply, and each bank is different.

quasi-credit card

quasi-credit card is a single-currency single-account credit card with interest-bearing deposits and RMB for credit card spending, and has the functions of transfer settlement, cash deposit and withdrawal, credit consumption and online banking transactions. When the balance of credit card consumption and cash withdrawal account is insufficient to pay, the cardholder can overdraw the consumption and cash withdrawal within the specified limited credit limit and charge a certain interest. There is no interest-free repayment period.

quasi-credit card is a kind of credit card with China characteristics, and there is no such kind of credit card abroad. In the late 1981s, China's banking industry introduced credit card products from abroad.

Because the personal credit system in China was not perfect at that time, the banking industry in China made some changes to foreign credit card products, changing the traditional foreign credit card deposit with no interest and overdraft with interest-free period to deposit with interest and overdraft with interest.

a quasi-credit card has some functions of both a credit card and a debit card. Generally, it is necessary to pay a deposit or provide a guarantor. When using it, deposit first and then consume, and interest will be paid for the deposit.

when making purchases, cardholders can make small overdrafts within the limit approved by the issuing bank, but the overdraft amount bears interest from the date of overdraft, and the arrears must be paid off at one time. There is no interest-free repayment period and minimum repayment amount, and its basic functions are transfer settlement and shopping consumption.