Agribank vip card generally refers to the agribank VIP card, which is categorized into Golden Spike Gold Card, Golden Spike Platinum Card and Golden Spike Diamond Card.

Different grades require different conditions, including monthly average daily financial assets of 100,000 yuan and above can apply for a gold card;

monthly average daily financial assets of 1 million and above can apply for a platinum card;

monthly average daily financial assets of 5 million yuan and above can apply for a diamond card.

Bank card is a credit payment tool with all or part of the functions of consumer credit, money transfer and settlement, and cash deposit and withdrawal, etc., issued to the society by commercial banks (including postal financial institutions) upon approval. Bank card reduces the circulation of cash and checks, and makes the banking business break through the limitation of time and space, and has undergone fundamental changes. The use of automatic bank card settlement system makes the dream of "checkless and cashless society" a reality.

Categorization

Generally, bank cards are divided into credit cards and debit cards according to whether or not the cardholder is given a credit line. In addition, bank cards can be

divided into magnetic stripe cards and chip cards according to the different information carriers;

divided into domestic and overseas cards according to whether the issuing body is within the country;

divided into personal cards and unit cards according to the different issuing objects;

divided into Renminbi cards, foreign currency cards and dual-currency cards according to the different currencies of the account.

Debit cards

Debit cards are divided into transfer cards, specialized cards and stored value cards according to their functions. Debit cards cannot be overdrawn. Transfer card has the function of transferring money, depositing and withdrawing cash and spending money. Specialized cards are debit cards that are used in specific areas and for specific purposes (other than department stores, restaurants and the entertainment industry) and have the functions of transferring money and accessing cash. Stored-value cards are prepaid wallet-type debit cards in which the bank transfers funds to the card for storage at the request of the cardholder and debits the funds directly from the card during transactions.

Debit card [debit card] can be in the network or POS consumption or through the ATM transfer and withdrawal, can not overdraft, the amount of money in the card according to the demand deposit interest. The amount in the card is interest-bearing as a demand deposit. When spending or withdrawing money, the funds are transferred directly from the savings account. Debit cards generally require a password (PIN) for use. Debit cards can be categorized into ordinary, gold and platinum cards according to the level; according to the scope of use can be categorized into domestic cards and international cards.

Credit Cards

Credit cards are further categorized into credit cards and quasi-credit cards. Credit card refers to the credit limit given to the cardholder by the issuing bank, and the cardholder can spend within the credit limit and repay the credit card later. A quasi-credit card is a credit card in which the cardholder first deposits a certain amount of reserve as required by the bank, and when the reserve is insufficient to cover the payment, the cardholder can overdraw within the credit limit stipulated by the card-issuing bank.

Credit card

Credit card (Credit card), often referred to as credit cards, refers to the issuing bank to give the cardholder a certain amount of credit, the cardholder can be in the credit limit first consumption, and then repayment of credit cards. It has the following characteristics: first consumption and then repayment, interest-free payment period (up to 56 days), and a minimum repayment amount, customers can repay the overdraft in installments. Customers need to pay a certain amount of annual fee to the bank of application, which varies from bank to bank.