Fifty is the year of knowing destiny. It is reasonable to say that with the approach of retirement, life should be progressing steadily. However, the absence of deposits and foreign debts should be a major change in previous lives, such as a serious illness at home or a failure in business investment.
People live in this world to solve their own problems. Clear the way on every mountain, fill the bridge in case of water, face it and solve it.
For example, the subject, although 50 years old, is not too old to work. You can start a small business, at least you can pay off your foreign debt.
My elder has a friend who has the same fate as the subject.
After 50, business failed and debt was heavy. Not married, divorced very early. My parents are gone, and I am almost alone.
Later, he put his heart into it, sold the house and paid off the debt. The rest of the money went to a small city to buy a house and settle down. Then I got a job as a driver, driving for the boss of the company.
According to their elders, they are doing well.
When a man reaches the age of 50, he should be at the peak of his life, and it is time for his career and family to make great achievements. However, it's really incredible that you still have no savings and owe foreign debts.
From this point of view, you may be a freelancer, and the investment failure led to such an ending.
Fortunately, you are only fifty, and you still have more than ten years of work. Might as well cheer up and make a comeback.
There is nothing better than roadside snacks. It takes a month to learn one or two snack techniques, and you can get started with a few hundred yuan. As long as you are willing to endure hardships, it should not be a problem to earn three or five hundred a day.
After paying off the foreign debt, I will seek to rent a mountain house, run a catering business, earn money to marry my children and provide for the elderly myself. Wait until after sixty-five, then go home to rest and support yourself.
Whether this plan is feasible, I hope I can help you.
50 years old, approaching retirement age, you can slow down a little and live with peace of mind, but only if you have good economic conditions as support. If the pressure of life is still heavy, I may not be able to enjoy my retirement safely, not to mention the situation that I have no savings and still owe foreign debts.
What deserves reflection and investigation is, how did a person get to this point? Only by reflection can we know how to go and how to avoid it in the next life, otherwise life can only be like this.
No one with sound limbs, who is not lazy or arrogant, can live to this extent. The problem is, since we have reached this point, we can only work hard, redouble our efforts, work hard, and then save money, actively save money, and fight for our old age.
Of course, if you are not single and have a family to support, your situation may be even more dangerous, but there is only one way, work hard and earn money.
Judging from the above, many people are over 50, and it doesn't matter if they don't have a deposit. Some of them still owe 500 thousand or even millions of dollars. First, if these debts are for buying a house or for children, it is understandable that women owe them for marriage. If an individual owes money because of pornography, gambling, drugs and whoring, then you will suffer in your life. Fifty can only do things for ten years. If you have a smart mind and good friends and relatives to support you in choosing the path that suits your development, you can still turn over. If you don't have foreign aid, you have to borrow and refinance, which will make things worse. If you are healthy, you will struggle for the last ten years. If you are in poor health, it will be a disadvantage. In short, at the age of 50, you have no savings and a foreign debt of more than 500,000 yuan, and your future life will be very difficult. If you find a security job for 15 years, your annual income is only 50,000 yuan. According to fifteen years, you can earn 750 thousand, and the remaining 250 thousand includes fifteen years of your personal life, so the money for old-age care is a problem. By the way, you can find a relatively stable job with a relatively stable income. Without these conditions, it will be difficult. In short, we must cheer up, stay green and not be afraid of burning wood. No matter what you do in the future, you must pull yourself together and work hard.
At this age, it is very difficult to support the elderly and raise children. I don't know if you have a real job, or if you were bought out of service or laid off in those years. A little foreign debt is not terrible. If you have a strong sense of responsibility, you should bravely borrow usury and pay back the money borrowed by relatives and friends first. After all, the money of relatives and friends is hard money, and then you can take up legal weapons to crack down on usury, because what usurers do is very hidden, public security.
Look at the answer. Why do you feel full and pessimistic?
The situation of high debts and no money is the result of carelessness or blind arrogance in those years.
Confucius said that fifty people know the destiny. 50 years old is the age of knowing destiny.
Life experience, social experience, management methods and personal skills are the most complete.
Moreover, people who can take apprentices, as the masters said, should be fully mature in all aspects.
After reading the above answers, I feel that everyone seems to lack confidence, and some are just pessimistic and disappointed. Young people are strong, while middle-aged people are wise and capable.
Look at the old man Chu, who is seventy or eighty years old. He also sold his Chu orange to the whole country.
Look at the old man in Deshun Wang, an 80-year-old man with a big figure, who is still active on various stages.
Life is not a struggle, life is to do wise things at different ages. If you are a senior official, do your duty and serve the people.
If you are a rich man, serve the whole society.
If you are a person who owes a little money, it doesn't matter. You must keep a low profile and seek truth from facts. Who wants to be with you when the conditions are bad and you look down on the poor and the rich?
If you don't have money, settle for the status quo, do something with the young people who rush in, give them a direction, and don't rely on the old to sell the old.
Young people are impulsive and reckless, while middle-aged people are mature, stable and capable.
I believe that as long as you are open-minded and honest, you will still make a difference!
Your explanation of this situation is a bit too simple. If you can point out the specific problems in detail, everyone can give you reference suggestions. For example, are you in business or working class? If it is an office worker, what position is it? In addition, does the foreign debt here refer to mortgage and car loan, or other online loans or bank loans? Then there is the foreign debt. It is irresponsible to say that you don't know these things.
So I can only say this question briefly. Please forgive me if there is anything wrong.
Usually when people reach middle age, they are old and young. They have no bank deposits and are heavily in debt, which really makes people feel great pressure! But as I said at the beginning, how much do you owe? If it is only tens of thousands or hundreds of thousands, the problem is not big. But in fact, a 50-year-old man who has no bank deposit is not a big deal, but he is a little tired when he is still in debt.
Judging from the information provided so far, I can't judge whether you are a businessman or a worker. It is understandable if you lose money in business and are heavily in debt. But if you belong to the working class and are heavily in debt, it is meaningless. Anyway, for a 50-year-old, if you want to get rich now, I'm afraid it's hard to get through ordinary jobs except investment. I don't know if you have a job. It's really hard to say
I don't know your specific situation, let alone your work and investment, so it's really hard to speculate. If you have the idea of further communication with me, you can trust me privately. Maybe I can help you analyze it through years of financial experience.
Anyway, I hope you don't worry too much. His father, Chu Shi Jian, who died this spring, also started his business again at the age of 70 and achieved success. You are only 50 years old, and you have plenty of opportunities!
50 years old without savings and foreign debts is not terrible. What is terrible is your IQ. How do others answer this question? It's a matter of making money and paying off debts in a down-to-earth manner. Do you ask others if someone will send you money to pay your debts? Besides, you are not old at fifty.
I really want to hurt you when I see the problem, but I can't bear to part with it. When a person reaches the age of 50, he has not managed his life well. He's embarrassed. He must be depressed. Are you confused? In fact, no matter at any age in life, you should have the courage to face it. This is the proper attitude.
Whether you lose money in business or lead an invincible life, you should seriously reflect on your past life. It's no use regretting, but change yourself anyway. There was once an old couple in their seventies. Because the old man was short of the old couple for surgery, a kind-hearted man lent them 40 thousand yuan for surgery. The kind-hearted man didn't intend to force them to pay back the money, so he gave it to them. However, after the operation, the old man relied on his monthly pension of more than 1000 yuan to collect empty bottles with the old couple. In three years, he saved enough money and handed it over to good people.
From now on, don't always think you are 50 years old. To live is to face life. Be brave and be an ambitious person. No matter how much debt you have, you will always pay it off. If you don't have the courage, no matter how rich you are, your life will be a stagnant pool. Face it bravely, don't run away, come on!
At the age of 50, people have no savings and still owe foreign debts. This kind of makes me feel that the exam is coming soon, and your problem has not been finished yet. This is somewhat regrettable and hasty. I think your mental state at this time should be very lost, confused and helpless. Because at the age of 50, the world has a midlife crisis. At this age, people should reap their own life, but in this state, you have achieved negative growth, that is, you still owe others debts. This kind of life can be imagined. However, in this state of life, don't bow your head, don't lose heart, 50 years old is not old, you can still do some business or take part in some work within your power. As long as you have confidence, as long as you still want to pay and change this situation, I think you will definitely pay off your debts and live a happy life again. I used to have a friend who was in the futures business. He had a good life, but once because of the price reduction of corn, there were only two houses left around him. In this case, he learned from a painful experience and decided to sell the house with his lover. They planned and studied the brand and opened a chain wonton restaurant. Because the electronic creativity and design are designed by the husband and wife with the most common and intimate feeling of the family, and they can join the business model to make their own wonton chain prosperous, now they have made the catering project colorful. And pay off the foreign debts you owed before, so don't be afraid to have some debts when you are 50 years old. As long as you calm down, choose the right project and start over, you can still create brilliance.