Minors under the age of 16 can go to the bank with their guardian and bring the relevant documents to apply for a debit card, which can also be called a savings card. There is no restriction on the age at which a debit card can be opened and basically all age groups can visit the bank.

Firstly, at the age of 16, you can get a debit card, not a bank card.

Debit cards are bank cards issued by the bank and can be used by the cardholder only for accessing the business as well as for spending money and have no credit line. Debit card on the card holder's age is not stipulated, minors under the age of sixteen accompanied by their guardians can go to the appropriate bank to open a debit card, sixteen years old can go ahead on their own for the age of eighteen years of age can be required to apply for a credit card with overdraft function.

Secondly, debit cards are effective in preventing immature spending by minors.

Debit card has the limitation of not overdrawing, which effectively avoids the situation that minors should have overspending when their minds are not fully mature. Most minors do not have the ability to take responsibility for the risks associated with overspending, so only debit cards can be opened under the age of 18.

Thirdly, debit cards are convenient, easy to use and highly secure.

Debit cards are widely used in people's lives because of their simple opening conditions, and they are more convenient than carrying large amounts of cash. Cash, being a banknote, is prone to breakage, which is solved by debit cards. Debit cards belonging to banks have the same security and reliability as bank cards, which reduces risk.

Debit cards can be issued to minors under 16 years of age, who need to be accompanied by a guardian with the information.

Bank Card Management Measures, Article 7: Debit cards are divided into transfer cards (including savings cards, the same below), special cards, stored value cards according to different functions. Debit cards do not have overdraft function. Article 8: Transfer card is a real-time debit card. It has the functions of transfer calculation, cash deposit and withdrawal and consumption. Article 9: Specialized cards are debit cards with special purposes and used in specific areas. It has the functions of transfer calculation and cash deposit/withdrawal. Specialized use refers to the use of department stores, restaurants, hotels, entertainment industry outside. Article 10: stored-value card is a prepaid wallet-type debit card issued by the bank according to the cardholder's request to transfer their funds to the card storage, transactions directly from the card debit.