"China Railway Yintong Card" is a prepaid card in real-name registration system with the special logo of UnionPay UPCash. It is mainly used for China railway credit card service in real-name registration system registration system, and its first phase conforms to PBOC2.0 standard.
"China Railway Yintong Card" is a dual-media composite card with magnetic stripe chip. After the cardholder pre-deposits a certain amount, the online account supports online consumption functions such as the cardholder purchasing tickets at the railway ticketing window, the self-service ticketing equipment in the railway passenger station and the website of China Railway Customer Service Center, while the electronic cash account supports offline consumption functions such as the cardholder directly swiping the card at the section designated by the railway management department, which is faster and more convenient than the traditional ticketing window.
The "China Railway Yintong Card" is only for the cardholder's own use, and it is not allowed to withdraw cash, interest or overdraft. The validity period is marked on the front of the card. After the expiration, you need to go through the card replacement procedures at the designated card sales outlets.
Users of "China Railway Card" and "China Railway Card plus" can get railway catering points 12306 when they recharge 50 yuan and above for the first time, which can be used to order railway catering, including station meals and railway self-catering. The use scope of the points will be adjusted according to the future operation. (After registering the account of 12306, 5000 points will be automatically distributed to the account after becoming a member of Railway Smooth Travel. Temporary users can check the points details in "Booking-Railway Smooth Travel-My Points"). (Points will be paid to the account 12306 corresponding to the ID card of the agent)