Since 2003, our province has implemented the policy of exempting college graduates engaged in self-employment from administrative fees for registration management.
According to the relevant regulations, fresh college graduates who are engaged in self-employment will be exempted from all administrative fees for registration management except for industries restricted by the state (including construction, entertainment, advertising, sauna, massage, internet cafes, etc.) within 1 year from the date when the business is approved by the industrial and commercial department. ).
The specific exemption fees include: individual industrial and commercial household registration fee, individual industrial and commercial household management fee, market management fee, economic contract verification fee, and economic contract demonstration text cost; Tax registration certificate fee; Private medical institutions management fees, health monitoring fees, health quality inspection fees, preventive medical examination fees, vaccination service fees, health permit fees; Registration fee for private non-enterprise units (including certificate fee); Labor contract verification fee and professional qualification certificate fee; Special trade license fee; Tobacco monopoly retail license fee (including temporary retail license fee); Other registration management fees related to individual business approved by the State Council, Ministry of Finance and National Development and Reform Commission.
The requirements for exemption from relevant fees are as follows: I should show my ID card, graduation certificate and valid certificates approved by the industrial and commercial departments to engage in individual business to relevant charging units such as industry and commerce, taxation and health.
in addition
Interpretation of preferential policies for college students to start their own businesses (2008-12-1316: 22:14)
I. Enterprise registration
1, the program is more simplified.
Where college graduates (within two years after graduation, the same below) apply to engage in self-employment or bid for private enterprises, they can give priority to registration through the "green channel" in the registration halls of industrial and commercial departments at all levels. Its business scope is open for examination and approval except for industries and commodities explicitly prohibited by the state. For restricted and special business projects, special examination and approval procedures are allowed while applying. For those who apply for the establishment of private enterprises in special economic zones such as science and technology parks, high-tech parks and economic and technological development zones, except for projects that must be pre-approved, the special affairs office will try out the "commitment registration system". Applicants who submit major registration materials, such as application for registration and capital verification report, may first be issued a business license, so that they can complete the relevant materials within 3 months as required. Where the intangible assets such as human capital, intellectual achievements, industrial property rights and non-patented technology of college graduates are used as capital contribution to apply for the establishment of a limited liability company, 40% of the registered capital is allowed to be deducted.
2. Reduce various expenses.
Except for industries restricted by the state, the industrial and commercial departments shall exempt their individual industrial and commercial households from registration fees (including registration, change registration and license renewal fees), individual industrial and commercial households management fees and various license fees within 1 year from the date of approval of their operation. Those who join private associations are exempt from 1 year membership fee. College graduates apply for high-tech enterprises (including limited liability companies), with a minimum registered capital of 65,438+10,000 yuan. If the funds are really difficult, they are allowed to be put in place by stages; The application name can be approved as "high-tech", "new technology" and "high technology". College graduates engaged in community service and other activities will be exempted from industrial and commercial registration and various industrial and commercial management fees within 1 year after being reported by the neighborhood committee to the local administrative department for industry and commerce for the record.
Reminder: According to the staff of the individual department of the Industrial and Commercial Bureau, relevant policies have been implemented. College graduates should not only bring all the required materials and submit relevant applications, but also bring the Employment Recommendation Form for College Graduates, graduation certificates and other related materials when going through the relevant procedures for starting their own businesses.
Second, financial loans.
1. Give priority to loan support and issue credit loans appropriately.
Increase the support of college graduates' self-employment loans, and financial institutions will give priority to credit support to those who can provide effective asset mortgage (pledge) or high-quality customer guarantee. For college graduates' entrepreneurial loans, college graduates can be the main borrowers, and guarantors can provide corresponding joint guarantees for their families or immediate family members' stable income or effective assets. For those with good credit standing and guaranteed repayment, credit loans shall be appropriately issued on the basis of controllable risks.
2. Simplify loans
Payment procedure.
By simplifying the loan procedures, the credit line is reasonably determined and used within a certain period of time.
3. Preferential interest rate. Give some preferential interest rate support to the venture loan, and depending on the degree of loan risk, it can float down or up appropriately on the basis of the legal loan interest rate.
Reminder: Bank-related persons such as China Bank, China Agricultural Bank, China Construction Bank, Minsheng Bank, CITIC Industrial Bank, etc. It is said that the bank has not yet launched the business of college students' self-employment loans. This embarrassing situation is mainly due to the high risk of such loans. A person concerned in the office of CITIC Industrial Bank said that banks should also consider their security while pursuing the profitability and liquidity of funds. Compared with other loans, college graduates' self-employment loans are risky. College students have just graduated, lack social work experience, and have no suitable collateral or guarantee. Banks generally do not lend easily. Another person in the industry also said that even if college students have suitable projects at hand, this is only an individual phenomenon. As an enterprise, the input cost and income of such loans issued by banks are not proportional.
In fact, the difficulty of college students' entrepreneurial loans is that they cannot provide effective assets as collateral or pledge. At present, a number of banks have offered personal business loans to natural persons with permanent residence or valid residence status in cities and towns and over the age of 18. This kind of risky loan requires individuals to take mortgage loans, or real estate mortgage loans and secured loans.
Third, pay taxes.
College graduates who are engaged in self-employment are exempted from tax registration certificate 1 year from the date when the business department approves their operation. Newly established urban labor and employment service enterprises (except industries restricted by the state), where the number of unemployed (including college graduates who have registered for unemployment, the same below) exceeds 60% of the total number of employees, may be exempted from income tax for 3 years with the approval of the competent tax authorities. After the expiration of the tax exemption period for labor employment service enterprises, if the newly placed unemployed persons account for more than 30% of the total number of original employees of the enterprise in that year, the income tax may be halved for 2 years with the approval of the competent tax authorities.
Fourth, enterprise operation.
1. Staff recruitment and training enjoy free discounts.
For enterprises founded by college graduates independently, they can inquire about the supply and demand information of talents and labor force and publish job advertisements free of charge on the websites of talent intermediary service agencies and public employment agencies affiliated to the government personnel and labor security administrative departments within 1 year; Participate in talent recruitment fairs or talent service exchange activities organized by talent intermediary service agencies and public employment agencies affiliated to the administrative department of personnel and labor security of the government, and give appropriate fee reductions; The talent intermediary service agencies affiliated to the personnel department of the government provide free training and evaluation services for graduates who start enterprises, and provide preferential treatment for employees who start enterprises.
2. People
File management is free for 2 years.
For college graduates who start their own businesses, the personnel intermediary service institutions affiliated to the personnel administrative department of the government shall keep their personnel files (including social security, professional titles, file wages and other related procedures) free of charge for two years.
3. There are separate channels to participate in social insurance.
Self-employed college graduates can apply for social insurance at the individual payment window set up by social insurance agencies at all levels.
No matter what you do when you go back, I will give you some advice. I hope it works for you.
Doing eleven steps to start a business is sure to succeed.
Impulse! It is the driving force of entrepreneurship. Without impulse, there is a lack of motivation to let go and stand on your feet. But under the impulse, if you want to succeed in starting a business, you still have to follow certain steps step by step, so as to improve the chances of success in starting a business.
First, consult a professional entrepreneurial consultant.
It is necessary to make preparations in advance if you want to succeed in starting a business. Before starting a business, you should teach it to a professional business consulting agency or consultant. Of course, there are many entrepreneurial consultants in the market. You can spend some consulting fees to consult, but if you don't want to spend this money, you can also choose some free consulting institutions, such as associations and government agencies, and make more use of these free departments.
Secondly, write a business plan.
The writing of the plan is not only necessary, but also very important to the whole entrepreneurial process. Because, through the writing of the plan, you can not only know more clearly whether the plan is complete in GAI, but also find someone to invest in stocks or provide advice, which is more specific. If you want to apply for a youth entrepreneurship loan, you must also attach a plan.
Generally speaking, the business plan includes industry analysis, horizontal competition, commodity introduction, business circle analysis, investment amount analysis, manpower planning, monthly cost analysis, profit forecast, store display plan, medium and long-term development goals, etc. Each project must also be analyzed in detail. The more detailed and clear the plan, the easier it is to find problems in future business, correct them as soon as possible and reduce the risk of failure.
Third, the raising of venture capital.
Everything is difficult at the beginning, and it is even more difficult to start a business without enough funds. In this economic downturn, financing is not easy, to start a business, we must first solve the problem of funds.
When the venture capital of entrepreneurs is insufficient, the way to raise funds can be not only borrowing from relatives and friends, or popular bidding meetings, but also trying to seek relevant loan resources from the government to solve the problem of insufficient venture capital. These channels include youth entrepreneurship loans, laid-off unemployment loans, micro-enterprise entrepreneurship loans, entrepreneurship loans for people with physical and mental disabilities who must have a specific identity, entrepreneurship loans for women in special circumstances, entrepreneurship loans for rural youth, and franchise entrepreneurship loans launched by some banks.
Fourth, how to choose the industry to decide the product
Before choosing the industry you want to start a business, you should first measure your own venture capital, because the total investment in each industry is high or low, and each industry is different. So, first measure the industry you own, and then make further planning.
I will initially screen the industries that I can invest in according to the funds I have prepared, and then evaluate and consider what kind of industries I am suitable for and what kind of industries I have the most competitive advantage in according to the development prospects, interests, specialties, sexual orientation, past relevant work experience, industry competitiveness and other factors.
Therefore, to open a shop and do business, we must not have the concept of low investment and quick recovery. When choosing an industry, we should first consider the competition in the industry and how strong we are to do it. Never throw eggs at stones.
Five, learning business technology
After selecting the industry, the next question is how to acquire business technology. Of course, if you choose to join a chain store and have technology transfer education and training at the headquarters, everything will be easy. However, if you start your own business, you must find ways to teach yourself.
As far as learning approaches are concerned, of course, there are many skills classes in the workshop, including all kinds of catering, snacks, coffee, foamed black tea, flower arrangement, wine mixing and so on. And all kinds of skills are taught. In addition, other vocational training centers, such as the Vocational Training Committee of the Labor Council, also offer various vocational training courses. In addition, it is best to have practical experience in this industry before opening a store.
Because, if you only study related technologies in cram schools and lack practical experience in stores, you will probably be in a hurry when you formally start a business, and the situation will be frequent. Therefore, before opening your own shop, you'd better work in the same store first, so that you can learn business skills and practical experience, and secondly, you can test whether you are suitable for this industry.
Sixth, store business circle evaluation
The choice of location has a great influence on the operation of the store in the future, so we must find a store with a good location in the business circle, but in the process of finding a store, we often can't find an ideal store for a while. At this time, we must continue to look patiently and never give up halfway.
Generally speaking, when evaluating a business circle, the evaluation indicators should include the attributes of the business circle, the number of storefronts, the number of floors, the surrounding facilities, the nearby competitive shops and complementary shops, the rent, the difficulty of obtaining a legal license, whether there are large-scale MRT shops and stations nearby, business hours, population (mobile and fixed), customers and proportion, consumption power and motivation, road width, development prospects (changes in the business circle) and so on.
When evaluating the business circle, we should evaluate it in different periods, such as day, night, normal working days and holidays, and observe the business circle situation in this place to avoid misjudging the business circle evaluation by only looking at the day without looking at the night, or just looking at the working days without looking at the holidays. When evaluating the business circle, we should make a business circle evaluation record, and record the conditions of evaluating the store in detail for reference in future evaluation.
But under the impulse, if you want to succeed in starting a business, you still have to follow certain steps step by step, so as to improve the chances of success in starting a business.
Seven, sign a contract with the landlord
After finding a good store, the next step is to sign a contract with the landlord. And this action can't be too early, and it can only be carried out after the previous steps are completed. Because, once you sign a contract with the landlord, you will start to pay the rent, and naturally there will be time pressure. Therefore, before signing a contract with the landlord, all the preparatory work and written materials that can be done must be prepared first. When signing a contract with the landlord, the lease term should not be too short. If you only sign for one year, you may not start recycling until one year later. As a result, the store was taken back by the landlord, and the ideal lease period was three to four years. Of course, if you choose to join a chain store, the lease term cannot be shorter than the franchise period.
In addition, when signing a contract, you usually have to pay the landlord's deposit, which is usually two to three months' rent. Therefore, when signing the contract, you must pay the landlord's store deposit and the first month's rent, but renting a store requires a renovation period. It is best to ask the landlord for emotional intelligence, and the renovation period can be deducted from the date when the rent starts to reduce the rent expenditure.
VIII. Application for Business License
You must apply for relevant licenses before opening a store, otherwise it belongs to unlicensed operation. There are two kinds of applications for licenses: one is to apply for a company license, which is issued by the industrial and commercial bureau; The other is small capital, which only needs to be registered as a profit-making enterprise and issued by the local county and city industry and commerce. Most shops can only register for-profit enterprises because of lack of funds. In addition, you must apply to the tax authorities for a unified invoice, unless it is allowed to be exempted from using a unified invoice, it must be handled.
In addition to applying for a business license, if you want the signboard hung in your shop not to be abused by others, and if you want to use it for your own use, you must also apply to the Industrial and Commercial Bureau for registration of service marks. The name of the signboard hanging in front of the store can have its own special design besides the name, text or pattern. This kind of non-commodity text and image is called service seal. It is different from the name of the company or enterprise you applied for, and their names may be different.
Therefore, if you don't want your future gold-lettered signboard to be stolen, you must register your service badge first. Whether applying for a company, line number or registering a service badge, you can entrust an agency to handle it.
Nine, how to decorate the store?
Shop decoration is related to the management style of a shop and the first impression of its appearance. Therefore, the choice of decoration manufacturers is very important. The decoration manufacturers you are looking for must have relevant store decoration experience. For example, to open a coffee shop, you must find a manufacturer with experience in coffee shop decoration, and to open children's English, you must find a manufacturer with experience in children's cultural education and decoration. Because, if the decoration manufacturer does not have the decoration experience of the same type of storefront, then the renovated storefront may not fully meet the demand in actual operation. If the abortion is repeated then, it will certainly take money and time.
Therefore, please ask the manufacturer to draw pictures before decoration, including plan, elevation, section, material, color, size and so on. , should be clearly stated in advance. In order to communicate clearly what you want to decorate, it is best to take the decorator to the same type of storefront for on-the-spot observation and explain clearly what you want to decorate, so that the renovated storefront will be closer to your own ideas.
Ten, ready to make money equipment and equipment.
After the store is renovated, it is necessary to prepare to buy all kinds of equipment and financial tools in the store. Because a store needs to prepare a lot of things, and it is also very complicated, in order to avoid omissions, it is necessary to list the equipment for opening a store. From air conditioners, computers, freezers, freezers, cash registers and other large equipment to stereos, security guards, credit card readers, and even small things such as ballpoint pens, business cards and store logos, all the details of the first purchase are listed, indicating the name, quantity and unit price of each electrical appliance, and then adding up the amount of each electrical appliance, we will know how much it will cost.
Of course, the most important thing is to know the source of purchasing goods, and it is best to shop around. If you want to reduce the cost of opening a store, maybe you can buy some medieval goods. If renting equipment is useful, rent it out as much as possible to save the upfront investment cost of opening a store.
XI。 Opening promotion
When everything is ready, we are ready for the official opening ceremony. On the opening day, in order to attract customers, it is inevitable to organize some promotional activities. Promotion activities are nothing more than three types: discount, gift giving and lottery, and some changes have been made in more innovative places. Just before the official opening, a trial sale period must be carried out.
Because, for beginners, they often just learn the operation technology of the store, or they are in the novice stage, and all the technologies are not skilled enough. If you don't go through the trial period, hone your skills and make the operation of the whole store more familiar. On the first day of business, you will do a lot of publicity and promotion. The crowd certainly attracted a lot of votes, but your skills are not skilled enough. Suddenly, in the face of a huge crowd, you will be in a hurry. Once the customer feels that the service is not good enough to cause a complaint, it will be more difficult to get the customer to come again next time.
Therefore, this is why some restaurants are very common, and there are long queues on the opening day, but they often don't last long. After a month or two, there were few doors left. So before the official opening, be sure to remember to try it out for a few days.