The loan product refers to the small-sum secured loan issued by Handan Bank to local civil servants, full-time financial support personnel, regular employees of the electric power and financial departments and senior managers of large and medium-sized enterprises with branches in Handan. The loan amount is between 50,000 and 6,543,800+,and the loan period is between one year and two years.
Product advantages:
1. Loan products do not need property mortgage, but only need to provide one-person guarantee.
This kind of loan has a wide range of uses, which can be used for car purchase, house purchase, decoration, tourism or other consumption purposes.
3. The loan processing procedures are simple, and there is no need for too many repeated procedures.
4. Lending time is very fast.
Loan terms:
1, the lender's permanent residence in Handan when needed.
2. The lender needs to open a transfer in Handan Bank and has no bad credit record.
3. Lenders can provide recognized guarantees.
4. The guarantor must be a local civil servant with branches in Handan, a full-time financial provider, a formal employee of the electric power and financial departments, and a senior manager of large and medium-sized enterprises.
The guarantor must not have borrowed money from Handan Bank.
Application materials:
1, Lender's ID card or other identification materials.
2. The income certificate and monthly salary of the lender.
3. The lender's work certificate
4. Relevant materials of the guarantor
5. Other supporting materials stipulated by Handan Bank.