After the rights and benefits comparison of the five most desirable cards in 2020 was last published, many of my friends took exception to the fact that a few cards didn't make the list. Now update the 2020 top ten high-end credit card rights and benefits comparison table:

While the Pudong AE rebounded after a significant shrinkage in the travel and Dragon, but the hotel is pure luck, the mileage from 100,000 to 30,000 to 20,000; but for the average user, the cost-effective and relatively high-end card, the first year of the preparation of 240,000 redemption mileage is not bad; of course, for the business user, this card is not enough.

Postal 'Ding' is suitable for home, shuttle, driving, roadside assistance, and sports; and since hard assets are relatively not considered in applying for the card, it is recommended that those with a stable job but no savings can consider applying for this one.

Minsheng Elite White new households are exempt from the first year annual fee, direct earn. Plus 5 times points on WeChat Alipay, you get the right to proper health.

Infinite Multiple Dragon only leaves BOC Diamond. BOC Unlimited Dragon is used in VIP lounges at 30-minute intervals and in partner restaurants at 5-hour intervals, without conflict. Probably the greatest pleasure of using the BOC Diamond card is the unlimited Dragon use and the VIP lounge delay.

Traffic Standard White-White Kirin relies on the three supplementary cards provided free of charge to enjoy more Dragon, airport VIP, and delay insurance.

Zunran White Essence 30 strokes, ABC unlimited cip with no annual fee, three signups, offers unlimited roadside assistance; a good card for those so inclined.

Today's topic: what kind of credit card benefits do you enjoy most often? Let's exchange and share.

As well as graphic Q&A: constantly sharing and exchanging dry information on credit cards, payments, livelihoods and so on.

Micro headlines: I will share a variety of selected wool information~

Seeing this question, I would like to answer it.

First of all, I've been working in a credit card center for 8 years, and I think I know quite a bit about credit cards from various banks.

But first I have to ask "what do you mean by good to use?" , how is it considered a good use? The question is not very clear.

You mean which bank's credit card has more activities, more favorable rights and benefits, we use this is more cost-effective is it?

If that's the case, I'd like to talk about the activities of each bank, and I've worked as a card center merchant.

Generally branch events are for a period of time, for example we have a movie ticket event that you can enter 2 times a month for $10 a piece. Every year we do a few of these events that are all about food and drinks. But it's usually just 3 months or 6 months. Rarely you get my family's credit card and you can keep participating in this event for the rest of your life.

This is true for all banks, not just ours. It's a branch event, you can understand that you your local city does the event separately.

The other one is the head office event, which is usually longer, but just longer. It could be a couple years. For example, originally our bank had a head office event that was open to all customers in that city who had a credit card from our bank.

Our event was all about 88 points for a large Starbucks drink, with 8,888 points for a second drink. This activity is also many years, but in 17 years it was canceled, to be honest, the resulting training heard the head office teacher said, the cost is too high, can not afford the whole la. Not a few million can be solved. Because there are too many card users, the activities are also more attractive, participate in more. I'm not sure how much it will cost.

Well, the total meaning of my expression after it, I'm sure to give you some dry goods, to share with you the specific bank which credit card is better, these are self-perception, do not like do not spray. I think it's quite affordable card

I'll simply say two, time is limited. More can be seen in my video, so you can take a look.

The first: I first push the Bank of Communications Walmart credit card, normal consumption, the key is now 100,000 points can be exchanged for 927.5 yuan money. Yes I said money, 927.5 swipe gold to your credit card, you can consume can offset the bill. Originally, you could exchange 200,000, but I guess the bank realized it was too much of a loss and lowered it, haha.

The key thing is that there is a weekly brush activity at the end of the year, and it has been going on for many years. You normally follow the brush, brush a 100,000 200,000, how to get prizes. Anyway, I got a 43-inch micro whale TV, and DJI stabilizer or something, silk quilt. Too much.

Don't ask me to say you can't brush so much money, now the POS machine, the rate is so low. The market is usually 0.55 rate. Absolutely cost-effective. Of course there really isn't one, you can ask me.

You do the math, the end of the year can get a gift, another 927 dollars for. If you don't normally swipe your card, you want to woolgather at the end of the year, you swipe 100,000 cost is 550 dollars. Then you make 927 right, and then you get a gift that you can still sell right. Detailed calculations

The second: Guangfa Rhino card cash rebate introduction:

1, swipe the card consumption rebate 0.5%-5%.

2, in the designated department stores, supermarkets, restaurants three major merchant types of consumption (including APPLE PAY, HUAWEI PAY, MI PAY, HCE cloud flash payment and other channels of consumption). Maximum 1% cashback per day.

3. 0.5% cashback for a single purchase of 99 (excluding) - 199 (including), and 1% cashback for more than 199.

4, Friday, the highest return of 5% of a class of merchants of their own choice, every month on Friday, swiped 2,000 can rebate 100 yuan

You see if it works, I think it's quite cost-effective.

These two cards, I am talking about the ordinary card, I did not say anything, the traffic white Kirin, Pudong Express Platinum Card.

Because a lot of high-end platinum cards, or platinum and above only a few people can apply, or some things invite system.

I don't know if what I said is what you meant to ask. That's all for today, watch my video if you like