In 2022, many people will not be relaxed. The global economy is in recession, the epidemic situation is good and bad, and the work pressure is not small, especially for people with mortgages. In the next two years, most ordinary people may have to face three things, which are very important to everyone and related to the money bag. We should have known and prepared.

First, it is an indisputable fact that inflation erodes funds, and prices are getting higher and higher. Everyone also has obvious cognition. For example, a catty of apples used to cost only one or two yuan, but now it costs seven or eight yuan a catty. There used to be only a few cents a catty of Chinese cabbage, but now it costs one or two yuan a catty, and some places are even more expensive. The truth is that money is getting less and less valuable, and there are fewer and fewer things that can be bought with the same amount. Affected by the US dollar interest rate hike and Ukrainian-Russian relations, the price increase will definitely continue in the next two years. For ordinary people, if they want to keep their quality of life, they need to earn more money.

Second, both employment and entrepreneurship will face challenges, which is related to the big economic environment. When the overall economy is depressed, the development of enterprises will be more difficult. Coupled with the impact of the epidemic, traffic and so on will have certain limitations. In this context, the performance of enterprises will decrease, followed by the loss of some jobs. For ordinary office workers, jobs with strong substitution may face the risk of unemployment. Not to mention entrepreneurship, today's economy is in a state of renewal and iteration, and the difficulty of entrepreneurship can be imagined, especially in catering and tourism.

Third, the risk of mortgage default has increased, according to the data released by Ali judicial auction platform. In 20 17, there were only more than 9,000 auction houses in China, but by the end of 2002 17 10000, the number of auction houses had increased significantly compared with 17, and the number last year was 190 times.

From the above, we can easily find that in the next two years, most people will encounter these three things, which are also very important and inevitable for each of us. So what should we do? I think the key to improving myself is to be conservative, especially when it is not good. Remember not to invest blindly, but to make money slowly and steadily. what do you think?