First, accelerate the epidemic prevention and control of funds disbursement
The People's Bank of China at all levels of treasury and commercial bank agent branch bank to strengthen the epidemic prevention and control of financial special funds disbursement guarantee, open the funds disbursement of the green channel, the deployment of personnel on standby at any time to do so as soon as possible. The banking institutions, payment institutions to ensure the smooth flow of funds remittance, the safe operation of the system, to fully protect the epidemic prevention and control of funds transfer, to improve the emergency cash, funds transfer, account processing and other work efficiency; involving the epidemic prevention and control of money payment business, not later than T +1 day for settlement, to encourage the implementation of T + 0, D + 0 settlement.
Second, to protect the basic financial services
The financial institutions to rationalize the arrangement of business outlets and business hours, the impact of the epidemic temporary closure or adjustment of business hours, we must take the initiative to do a good job of explaining the explanation and provide alternative solutions to ensure that the basic financial services are not interrupted. For the epidemic prevention and control to open a green channel of financial services for government agencies, related enterprises and institutions to provide emergency cash withdrawal and other emergency services, door-to-door service when necessary. The company's business is also a good example of how it can help you to improve your business.
Three, to ensure a safe and reliable supply of cash
The People's Bank of China's various issuance of the library of the banking institutions of the demand for cash, the banking institutions of the enterprises and institutions of the epidemic prevention and control of procurement of large amounts of cash needs, should be special special to meet in a timely manner. The cash returned from the farmers' market, public transport enterprises, etc. is differentiated into bags and special marking, the cash returned from hospitals, suspected infected persons isolation units, etc., according to the requirements of the treatment of separate storage , to ensure that the circulation of the RMB safe, hygienic, neat and clean.
Four, facilitate the epidemic prevention and control of cross-border revenue and expenditure
The local government and enterprises and institutions required for the epidemic prevention and control of material import settlement, the relevant banking institutions should simplify the business process, improve the processing efficiency. For enterprises to handle the capital project income settlement payment and cross-border RMB payment related to epidemic prevention and control, there is no need to submit documentary materials beforehand, pen by pen, and conduct random checks on the authenticity of fund use afterwards. For foreign exchange or RMB donation funds remitted from abroad for epidemic prevention and control, they can be handled through the current account of foreign exchange settlement or RMB settlement account of the recipient unit without opening a separate special account; if the recipient unit has not opened a foreign exchange settlement account, the bank can directly settle foreign exchange for it and account for it. For individual foreign exchange business related to epidemic prevention and control, special emergency treatment can be made, and the relevant supporting materials can be supplemented afterwards. For other special capital project foreign exchange business related to epidemic prevention and control, you can handle first, and report to the local foreign exchange management department.
V. Increase special financing support
Financial institutions should take the initiative to strengthen the docking with the epidemic prevention and control of the relevant production enterprises, scientific research units, logistics retail, medical institutions, etc., and actively satisfy the health epidemic prevention, pharmaceutical products manufacturing and procurement, public **** health infrastructure construction, scientific research and research, the supply of essential living supplies. It will actively meet the reasonable financing needs of health prevention, pharmaceutical product manufacturing and procurement, public *** health infrastructure construction, scientific research and development, and supply of necessary living materials, etc. It will set aside a separate credit scale, simplify the approval process, provide preferential interest rates, and rationalize the financing period. Banking institutions are encouraged to provide more favorable financial services to relevant units and workers on the front line of epidemic prevention and control by adjusting regional financing policies, internal fund transfer pricing, performance assessment methods and other measures. The amount of foreign debt borrowed by enterprises in relation to epidemic prevention and control is not subject to limitations.
Sixth, do a good job of affected enterprises and personal financial services
For the epidemic affected wholesale and retail, accommodation and catering, logistics and transportation, culture and tourism industries, as well as promising but temporary difficulties in the enterprise, shall not be blindly pumping loans, cut off loans, pressure loans. Affected enterprises will be supported to utilize insurance and futures markets to hedge risks. Encourage banking institutions to support relevant enterprises in overcoming the epidemic disaster by appropriately lowering loan interest rates, improving loan renewal policy arrangements, and increasing credit loans and medium- and long-term loans. For those who have temporarily lost their sources of income due to the epidemic, credit policies should be appropriately tilted, repayment arrangements flexibly adjusted and repayment periods reasonably postponed. The company's credit rating is based on the number of creditors, and the number of creditors that have been granted a credit rating by the government, and the number of creditors that have been granted a credit rating by the government.
Seven, the use of monetary policy tools to strengthen the guidance
The branches of the People's Bank of China should comprehensively use the credit policy to support the re-lending, re-discounting, standing lending facilities and other monetary policy tools, to enhance the epidemic prevention and control of the ability of financial supply. Priority to meet the corporate financial institutions to support the epidemic prevention and control of re-lending, re-discounting needs, priority for medicines, protective supplies, medical equipment and other production enterprises issued, received bills re-discounting. The LPR reform was accelerated to guide the downward trend of social financing costs, especially to reduce the financing costs of epidemic prevention and control enterprises and enterprises in the field of people's livelihood.
Eight, improve the underwriting claims service level
Actively check the customer underwriting and insurance situation, appropriate expansion of the scope of responsibility, the infection of the new coronavirus of the insured claims customers to open a green channel, simplify the claims process, improve the claims service time limit, timely and in full payment, to ensure that should be claimed claims fast compensation. Customers who meet the underwriting conditions shall not be refused insurance in any way. The company also encourages insurance companies to provide more favorable and comprehensive insurance services to the relevant units and personnel on the front line of epidemic prevention and control.
9, to maintain the smooth and orderly operation of the capital market
Guide listed (listed) companies to disclose information related to the epidemic in accordance with the law and regulations, to maintain open channels of communication with investors, to protect the right of investors to know, and to guard against speculation and misinterpretation of the policy and other behaviors. Actively guide investors to rationally and objectively analyze the impact of the epidemic, uphold the concept of long-term investment, value-based investment, investment activities in accordance with the law. Promote the cultivation of enterprises affected by the epidemic to go public, and assist enterprises affected by the epidemic to do a good job in information disclosure. All local trading venues shall guide the trading parties to properly negotiate and dispose of the transactions affected by the epidemic that result in the suspension of transactions or the inability to fulfill the contracts, and avoid blindly canceling the transactions or treating them in accordance with the breach of contract. Exempting or reducing the handling fee for listing and financing of health and health service enterprises listed on the four boards market.
Ten, play a complementary role of local financial organizations
The local financial organizations should take the initiative to act as an active complementary position, around the health epidemic prevention and control industry chain of epidemic prevention and control such as the manufacture and procurement of pharmaceutical products to provide relevant financial services. The company's main goal is to provide the best possible service to its customers. The company's main goal is to provide the best possible service to its customers, and to provide the best possible service to its customers. The company's main goal is to provide the best possible service to its customers, and to provide the best possible service to its customers in the future.
Keeping the regional financial security running smoothly
Editor Yang Yutong
This is the first time that I've seen the world's most popular brand in the past.