Now everyone is talking about lowering consumption. In fact, as a senior bonus hunter Party, I want to talk about it: some money can be saved at the same time!
Because of my work, I interviewed related consumer industries in 2112, and found that all walks of life will issue some relief and cash subsidies to some extent, so it is not difficult to save money. It is nothing more than reading more and thinking more, and calculating the accounts, and the wool will be lost!
To give a few examples:
1. Electricity bill: Many people use Alipay or banks to withhold and pay electricity bills, but these platforms are not preferential. I always use the "online national network". After I register as a member, I get electricity bill coupons every month, ranging from 2 to 21 yuan, and there are extra birthday coupons in the birthday month, and the payment is reduced; Some cities in the south can use China Unionpay Quick Pass, and there are also concessions?
2. Mobile phone payment: This is also the focus of monthly expenditure. I usually find a slow charge on Pinduoduo, and there will be a reduction; Apps such as "Online State Grid" also have discounts for recharging members' phone bills, which are basically 2-4 yuan. Because it is slow charging, it is necessary to calculate the time. In addition, operators will also exchange points at the end of the year, like China Unicom. The points exchanged at the end of each year will directly be recharged into mobile phones. How fragrant!
3. Daily living expenses: Alipay and China Unionpay Quick Pass will have weekend payment reduction and offline payment reduction; In order to stimulate consumption, coupons are issued everywhere, covering eating through, full reduction, and real discounts. In addition, some districts in cities will also issue their own coupons. I always set my alarm clock and grab it online as soon as possible, especially food coupons and supermarket coupons. I must grab it. After all, I have to eat every day.
4. Bank credit cards: Credit cards of major banks have half-price food and beverage vouchers every week, for example, China Merchants Bank has half-price food and beverage on Wednesdays, and some points can be redeemed online for vouchers or free goods. My Tencent Youku members are all redeemed with points, so it is really unnecessary to spend this money. In addition, if the repayment reputation is good, the bank will occasionally attach free coupons for food and beverage coupons (such as Pizza Hut single-person pizza coupons and mobile phone recharge coupons), and the physical coupons can be redeemed without any consumption and earned purely.
5. Second-hand trading or replacement: Now many second-hand applets can collect old books, clothes and household appliances, such as the old-for-new household appliances in JD.COM and the environmental protection public welfare in Alipay Citizen Center, which can turn waste into money. Before 11 second-hand books were exchanged for 12 yuan, you can also buy good books at a low price with the reward money, which is awesome.
6. Integrated bonus hunter platforms: Some platforms are subsidized for take-away, telephone calls, utilities and gas charges, such as Baidu's "Hui Life" section, mobile phone recharge, special movie offers and take-away red envelopes. I have tried before: the same US group, ordering from Baidu Hui Life, is cheaper than 3 yuan, and some can reduce 6 yuan. Ruixing can also buy a few cents of coffee; For example, Tencent pays, and the number of offline payments you make every week can be turned into points, which can be exchanged for various take-away coupons, paper towels, shopping vouchers, and phone recharge vouchers. For another example, Alipay members can enjoy 39 privileges. If I buy something, I recommend the "What's Worth Buying" APP. Search it before placing an order, and there will be surprises.
Money is earned and saved, and I never make top-up payment, because it's easy to make money go back and spend as much as you want. In addition, the province's money must be saved, because it is addictive! It seems that you can save a few dollars at a time, but many a mickle makes a mickle, and you will develop a kind of sensitive thinking in the later stage. Think before you spend money. Moreover, after you become an expert in saving money, your family and friends will consult you more or less! I wish you an early money saver!