Then follow the prompts on the home page to register. After the registration is successful, open the digital wallet and you can use it.
Then users can directly use digital RMB for consumption.
Operating environment:
Brand model: Huawei nova7
System version: harmonyOS.2
App version: v 1.0.5
Generally speaking, you can apply for digital RMB through the above steps. Digital RMB red envelopes can not be used for cash withdrawal, but can be used for small retail, transportation card recharge, catering consumption, party dues payment and so on. Digital RMB is a brand-new encrypted electronic currency launched by the People's Bank of China, but it is not a virtual currency.
Digital RMB is the legal tender in digital form issued by the People's Bank of China. It is operated by a designated operating organization and exchanged with the public. Based on the generalized account system, it supports the loose coupling function of bank accounts, which is equivalent to paper money and coins, has value characteristics and legal compensation, and supports controllable anonymity.
The concept of digital RMB has two key points. One is that digital RMB is legal tender in digital form; Another point is that it is equivalent to paper money and coins. Digital RMB is mainly located in M0, that is, cash and coins in circulation. Mainly positioned as cash payment voucher (M0), which will coexist with physical RMB for a long time, and is mainly used to meet the public's demand for digital cash and help inclusive finance.
According to the Notice of the Ministry of Commerce on Printing and Distributing the Overall Plan for Comprehensively Deepening the Innovation and Development of Service Trade on August 4, 2020, the pilot areas for comprehensively deepening are Beijing, Tianjin, Shanghai, Chongqing (Fuling District and other 2 1 municipal districts), Hainan, Dalian, Xiamen, Qingdao, Shenzhen, Shijiazhuang, Changchun, Harbin, Nanjing, Hangzhou and Hefei.