Postal Savings Bank credit card customer service phone number is 95581

China Postal Savings Bank credit card customer service phone number is 41188-95581.

if you have any questions about the credit card of the Postal Savings Bank or want to handle related business, it is suggested to dial 411-88-95581 to transfer to manual service, select voice after dialing the phone, and then press the key according to the voice prompt to enter the manual service after completing personal identity verification.

Postal Savings Bank's credit card manual service can provide users with credit card application consultation, application progress inquiry, password modification or reset, credit card loss reporting, account inquiry and other functions. You only need to ask the customer service for relevant requirements after verifying your identity.

Precautions

It should be noted that the credit card customer service phone number 411-88-95581 is not free, and it is charged according to the local phone bill. If you want to contact the customer service for free, you can click on the manual customer service on the credit card official website of the Postal Savings Bank to communicate directly with the customer service online.

95581 business functions:

95581 telephone banking system has realized the functions of inquiring about savings, remittance, micro-credit, funds, treasury bonds, wealth management, international companies, credit cards and reporting the loss of savings accounts.

customers who have registered to offer telephone banking services can also choose to offer services such as transfer, remittance, investment and wealth management (including fund business, wealth management products business and national debt business), and payment of telecom charges.

after dialing 95581 telephone banking, the customer can complete the above transaction by entering the postal savings account number or according to the telephone banking voice prompt.

Postal Savings Credit Card Phone

Postal Savings Bank Credit Card Customer Service Phone: 411-88-95581; Call 411-88-95581-press 1 to connect the manual service.

what is a creditcard

credit card (English: credit card), also known as credit card. It is a non-cash transaction payment method and a simple credit service.

Credit cards are generally special carrier plastic cards with consumer credit, which are 85.61mm long, 53.98mm wide and 1mm thick. It is issued by banks to individuals and units, whereby they can make purchases, spend money and deposit and withdraw cash from banks. The form is a card with the name of the issuing bank, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature on the back.

Credit cards are issued to cardholders by banks or credit card companies according to users' creditworthiness and financial resources. Cardholders don't need to pay cash when they use credit cards, and they will make repayment on the billingdate.

On April 5, 2116, the central bank issued the Notice of the People's Bank of China on Relevant Matters Concerning Credit Card Business, which abolished the late payment fee for credit cards, introduced liquidated damages, and prohibited the collection of over-limit fees. The new regulations came into effect on October 1, 2117.

Debit card is an ordinary savings card, and its account attribute is current deposit account, which can be used for consumption, atm deposit and withdrawal, etc. Credit cards can be used for consumption, atm deposit and withdrawal, etc. The biggest advantage is that they can be overdrawn (with a certain credit limit)

In general, bank cards are divided into credit cards and debit cards.

Credit cards are divided into credit cards and quasi-credit cards. Credit card refers to a credit card in which the issuing bank gives the cardholder a certain credit line, and the cardholder can spend first and then repay. Quasi-credit card refers to a credit card in which the cardholder first deposits a certain amount of reserve fund according to the requirements of the bank, and when the reserve fund is insufficient to pay, it can be overdrawn within the credit limit stipulated by the issuing bank.

debit cards are divided into transfer cards, special cards and stored-value cards according to different functions. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption. A special card is a debit card used in a specific area and for special purposes (referring to uses other than department stores, restaurants and entertainment industries). It has the functions of transferring money and depositing and withdrawing cash. Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.

what's the postal credit card number?

Postal credit card phone number: 411-889-5581

1. Postal Savings Bank Credit Capka is a product for ordinary users, and it is based on the concepts of "convenience", "affordability" and "safety" to create a practical card for our customers.

2. Product features

Permanent annual fee exemption: both the main card and the supplementary card are permanently exempt from annual fee expenditure, and you can swipe your card at will.

installment payment is optional: you can choose between "any installment" bill installment and "pen installment" transaction installment, with no interest and low handling fee.

double protection of password and short message: activate the card through the 24-hour customer service hotline, set the transaction password and inquiry password online in real time, or log in to online banking for real-time online activation, which is safe and fast.

consumers can enjoy an interest-free repayment period of up to 51 days: the longest is 51 days, and the shortest is 21 days, giving priority to enjoying a leisurely life.

billing date selection: multiple billing dates are available for selection, making it convenient and flexible to arrange repayment.

points are permanently valid: if you spend one yuan to accumulate one point, the points will be permanently valid, and points can be transferred and exchanged, so that various points plans can be easily realized.

Postal credit card is a kind of card that is relatively close to the people. It is free of annual fee, with strict security measures, long repayment period and permanent validity of points.

This concludes the introduction of postal credit card telephone customer service and postal credit card telephone customer service telephone. Did you find the information you need?