2. Handling credit card: You need to bring your valid ID card (ID card or copy of ID card), residence certificate, unit income certificate or personal assets certificate and other materials to the bank counter to handle relevant procedures, and you need to fill out an application form, and the information required in the application form is true.
After filling out the application form, you should go to the head office of the bank for the record. It will take about 20 working days to issue cards to customers after the head office of the bank examines the application materials.
To open a basic deposit account, a domestic financial institution shall apply for a corporate card with an account opening permit issued by the People's Bank of China; Bank cards and their accounts are only used by cardholders approved by the issuing bank, and may not be rented or lent.
Extended data
Rights of the issuing bank:
1. The issuing bank has the right to review the credit status of the applicant, obtain the personal data of the applicant, and decide whether to issue a card to the applicant and determine the overdraft limit of the credit card holder.
2. The issuing bank has the right to recourse the overdraft of the cardholder. If the cardholder fails to return the overdraft within the prescribed time limit, the issuing bank has the right to apply for legal protection and investigate the legal responsibility of the cardholder or related parties according to law.
3. The issuing bank has the right to cancel the qualification of cardholders who do not meet the provisions of its articles of association, and may authorize relevant units to withdraw their bank cards.
4. The issuing bank shall not report the loss of the electronic wallet in the stored value card and ic card.
The issuing bank shall provide the cardholder with reconciliation service. Provide a statement to the cardholder on a monthly basis, and the issuing bank may not provide the statement to the cardholder under the following circumstances: it has provided the cardholder with a passbook or other transaction records; There is no transaction since the last month's statement, and there is no outstanding balance in the account; It has been agreed with the cardholder separately.
Baidu encyclopedia-bank card
Baidu Encyclopedia-Measures for the Administration of Bank Card Business