Meituan credit card has many advantages, and it is worth using Meituan frequently. This credit card is free of annual fee, overpayment cash withdrawal fee, SMS service fee, loss reporting fee and replacement fee.
Meituan Credit Card is a joint-name card jointly issued by the bank and Meituan Review, so the rights and interests of this card are largely related to Meituan. For example, cardholders can enjoy the "early adopter privilege" of Meituan's platform, credit card spending points can be automatically converted into Meituan's spare money on the platform according to the standard of 10 yuan/1 every day, and Meituan pays the first daily reduction of 6 yuan within 90 days after issuing the card.
This can save some money for the fans of Meituan, but if you don't use Meituan often, these rights and interests are redundant and should be handled according to your own needs.
Bank of Jiangsu and Meituan jointly issued "two batches of dual-use" credit cards;
2065438+On April 8, 2009, Jiangsu Bank Meituan co-branded credit card was officially launched. Co-branded cards are free of annual fees for life and are used in batches of seconds. It is understood that the Jiangsu Bank Meituan co-branded credit card jointly launched by Jiangsu Bank and Meituan is a credit card for young people.
It aims to provide cardholders with a more comprehensive and high-quality life experience by connecting various life scenes. Co-branded cards are free of annual fees for life, and users can apply through Jiangsu Bank APP, Meituan APP and other channels.
Credit card points can be deducted from cash when Meituan's APP pays. In addition, Jiangsu Bank Meituan co-branded credit card innovation achieved real-time approval. As long as citizens apply for online card verification, they can approve the card in 2 seconds at the earliest, and they can immediately use the "early adopter privilege" rights of the highest 500 yuan Meituan to pay for the order, thus truly realizing second approval and second use.
The above content refers to He Xun. Com- Jiangsu Bank and Meituan jointly issued a "second batch and second use" joint credit card.
How about Meituan Credit Card?
Meituan credit card is ok, just like ordinary credit cards, except that there is a discount for Meituan payment. Every time you order fast food, there is a discount of more than one yuan, which is actually equivalent to a fixed discount.
Meituan credit card is still more reliable. Meituan Credit Card is a joint-name card of the bank and Meituan, and there is a discount in Meituan consumption. Large-scale e-commerce companies have bank co-branded credit cards and platform consumption concessions. What users need to understand is that Meituan Credit Card is also a bank credit card and can only be accessed through Meituan's website. Meituan Credit Card is backed by Meituan and the bank, which is more reliable.
If users often use Meituan, the application pass rate may not be a big problem. Credit card payment is similar to bank card payment, except that credit card can be overdrawn and bank card can't. In addition, it should be noted that if the merchant does not open the credit card payment function, you will be required to pay the transaction fee (mostly 1% of the payment amount, that is, you need to pay 1 yuan to pay 100) when you use the credit card payment in Meituan. Group credit cards have many advantages, and it is worthwhile to use them frequently. This kind of credit card is free of annual fee, overpayment and withdrawal fee.
Meituan Credit Card Introduction: Meituan Credit Card is a joint-name card launched by Shanghai Bank and Meituan, which is an ordinary credit card focusing on the welfare of Meituan. Meituan Credit Card is currently divided into Shanghai Bank Meituan Credit Card (Arrival Edition), Shanghai Bank Meituan Credit Card (Takeaway Edition), Guangzhou Bank Meituan Credit Card and Qingdao Bank Meituan Credit Card. Among them, the discount of Shanghai Bank's credit card to the store is mainly provided when Meituan or Volkswagen Group purchases goods to the store for settlement, while the take-away version of Shanghai Bank is mainly provided when Meituan calls for take-away settlement. According to the relevant person in charge of the Consumer Finance and Credit Card Center of Jiangsu Bank, Jiangsu Bank adheres to the customer-centered service concept and makes full use of its own financial technology advantages. Innovatively create products and services that meet customer needs, continuously improve customer experience, and truly open the last mile of inclusive finance. The strong alliance between Jiangsu Bank and Meituan Review is to provide better financial services to customers with the power of science and technology.
How about the joint credit card of Meituan?
1, disadvantages of Meituan co-branded card: irrational consumption, unlike paper money, looks very distressed. Some irrational consumers often spend blindly, spend money like water, and finally regret it when they repay. Meituan's co-branded card cooperates with local city commercial banks, and its influence is relatively small. Most banks also use the traffic of the US Mission to pull their heads and data.
Therefore, if the products are not controlled, there is too little support for the rights and interests of banks, so the rights and interests are almost invisible, and the rights and interests are pitiful, almost none.
2. Benefits
(1), every day, the first order of the US group's take-out is reduced by 6 yuan, which is really amazing. Within 90 days after the new card is activated, the 6 yuan can be reduced every day, and the original coupons of Meituan can be superimposed, which can reduce the single takeaway to a very low level.
(2) The early adopter privilege mainly means that a quota pool can be obtained in 500 yuan before the application card is passed, but the physical card has not been mailed, which cannot meet the consumer demand.
(3) movies are 50% off every month, provided that the consumption reaches the standard. What we have found at present is the Jiangsu Bank Meituan Card/Hangzhou Bank Meituan Co-branded Card. This month, we can spend 199 yuan to get 1 rights; 1 month can earn 4 times 50% interest.
Extended data
There is an annual fee for the joint credit card of Meituan. After the user applies for Meituan co-branded credit card and successfully issues it, if it is not activated, no annual fee will be generated. Has been activated and does not meet the conditions for annual fee reduction, then you need to pay an annual fee. For example, the US Mission of Shanghai Bank commented on the annual fee collection rules of food joint credit cards, and the annual fee was exempted in the first year, and the annual fee was exempted in the following year after swiping the card three times.
Different banks have different conditions for annual fee reduction and exemption. Please refer to the standards of the issuing bank for details.
References:
Bank of tianjin official website-Meituan co-branded card rights and interests
How about Meituan credit card?
As a college student who relies on take-out to improve food, Meituan take-out is one of the most frequently viewed softwares except social software in mobile phones. In addition to take-away, Meituan APP also has the function of searching for nearby food. Many shops in the business circle will cooperate with Meituan to launch meal packages or coupons. Poor students like us, who like bonus hunter, especially like to use Meituan. I remember that I have been using Meituan for four or five years. Meituan Credit Card was opened under the guidance of roommates. We opened it mainly to promote language concessions. For a college student, each takeaway is five yuan cheaper, which can save a lot of money in one month, so I resolutely applied for the Meituan credit card at that time.
After a period of use, we found that Meituan Credit Card is actually not easy to use. After the application is completed, the opening process is quite complicated. This credit card is actually a cooperation card between Meituan and a small local bank. Meituan guides users to make small discount cards to help banks improve their business. All the processing of credit cards must be handled at the corresponding outlets, and the consumption records can not be found in the relevant mobile banking, which can be said to be very inconvenient. In the process of use, I found that the APP did not use a joint credit card as the default payment method when paying for takeaway, and there was no consumption discount for each order. There is no need to apply for this so-called co-branded credit card to integrate all the data.
Looking through the network information, Bian Xiao found that Meituan's credit card rating is really not very good, indicating that this kind of credit card is really not practical, and it is not worth our time to open it. Some netizens also reported that if the information filling page appears when the take-away order is settled, users must see clearly what the information we fill in is for. Some netizens mistakenly fill in the credit card application form because they think they are filling in the delivery address and supplementing personal information at the time of settlement, so in order to avoid trouble, everyone must read it carefully when filling in the information.
To sum up, if you use Meituan APP simply to take out food and find food, you can pay by WeChat or bank card, and you don't need to apply for a Meituan co-branded credit card.
How about the joint credit card of Meituan?
It's good.
Meituan co-branded credit card is a standard credit card product issued by Meituan and local banks around the rights and interests of "eat, drink and be merry" in various life consumption scenarios. It combines the advantages of Meituan's big data and intelligent model with the advantages of banks' accumulated experience in capital and whole process risks, and reaches the real needs of users through the "online+offline" consumption scenario, providing "local customers+local finance in life+"featured and differentiated financial services. [1] Meituan's co-branded credit cards are aimed at users in different regions, and offer diversified discounts from time to time, such as "daily reduction of take-away food", "drawing red envelopes with a pen" and "binding WeChat and paying with Alipay". Users can apply for Meituan co-branded credit card after opening Meituan App through "wallet"-"credit card", completing personal information, real-name authentication and agreeing to relevant agreements.
The so-called co-branded credit card can be simply understood as a credit card in which Internet companies cooperate with banks to provide users with platform consumption concessions, cash-filled red envelopes and other rewards. Meituan co-branded credit card is a financial credit card jointly issued by Meituan and the bank. Users can use Meituan's co-branded credit card to spend on Meituan APP and enjoy related preferential activities. In fact, it is nothing new for banks to co-sign credit cards. At present, both state-owned banks and small and medium-sized banks have launched joint credit cards, and the cooperation platform covers Internet, aviation, catering, entertainment, education, medical care and insurance. Compared with ordinary credit cards, co-branded cards have two advantages: first, they are rich in rights and interests, and users can get more platform concessions; The second is to create brand IP, which can help publishers and joint parties expand their brand advantages and bring a win-win situation to * * *.
Banks choose to cooperate with the internet platform, in fact, they are also seeking a new way out. Compared with the expansion speed of adding tens of millions of credit cards in the previous year, the issuance speed of credit cards has slowed down significantly this year. This is mainly due to the credit overdraft products on the internet, which has caused a certain impact on the offline credit card business; In addition, the credit card market is gradually saturated, and the attractiveness of credit card fringe benefits is weakening.
How about Wuhan Rural Commercial Bank Meituan Credit Card?
1, Meituan Credit Card has many advantages and is worth using Meituan frequently. This kind of credit card is free of annual fee, overpayment withdrawal fee, SMS service fee, loss reporting fee and card replacement fee.
2. Meituan Credit Card is a joint-name card jointly issued by the bank and Meituan Review, so the rights and interests of this card are largely related to Meituan. For example, cardholders can enjoy the "early adopter privilege" of Meituan's platform, credit card spending points can be automatically converted into Meituan's spare money on the platform according to the standard of 10 yuan/1 every day, and Meituan pays the first daily reduction of 6 yuan within 90 days after issuing the card.
1, Wuhan Rural Commercial Bank is a joint-stock commercial bank approved by China Banking Regulatory Commission, a sub-provincial urban rural commercial bank, a local banking institution directly managed by the municipal party committee and municipal government, headquartered in Wuhan, and a first-class legal person. It was formally established on September 9, 2009.
2. Wuhan Rural Commercial Bank Co., Ltd. (hereinafter referred to as Wuhan Rural Commercial Bank) is the first sub-provincial urban rural commercial bank approved by the State Council, and it is a local banking institution with a first-class legal person. Wuhan Rural Commercial Bank Co., Ltd. was formerly known as Wuhan Rural Credit Cooperative of China Credit Union.
3. The logo design of Wuhan Rural Commercial Bank pays attention to the attributes of financial industry and skillfully combines the regional characteristics of Wuhan city; Core elements such as thoroughfare of nine provinces, four banks of two rivers, modern metropolis, Yellow Crane Tower and birthplace of Chu culture are highly refined. Chinese ancient coins, marked with a round square hole, embody the traditional philosophy of ancient China and show the stable and atmospheric cultural background of rural commercial banks; The internal pattern is the artistic effect of water pattern, which skillfully combines the idea of taking water as wealth in China traditional culture with the advantages of Wuhan Sanzhen Yangtze River geographical hub with abstract patterns, with heavy atmosphere and varied. The front of the logo implies the majestic tiger head image in the modeling, which endows Wuhan Rural Commercial Bank with unshakable dignity and status in the future financial industry development.
Credit card, also called debit card, is a credit certificate issued by commercial banks or credit card companies to qualified consumers. It is a card with name, expiration date, number and cardholder's name printed on the front, and a magnetic stripe and signature strip on the back. Consumers with credit cards can go to specialized commercial service departments for shopping or spending, and then the bank will settle accounts with merchants and cardholders, and cardholders can overdraw within the prescribed limits.
This concludes the introduction of Meituan Credit Card and Shanghai Bank Meituan Credit Card. I wonder if you have found the information you need?