2065438+In August 2004, the State Council, China issued "Several Opinions on Accelerating the Development of Modern Insurance Service Industry", which clearly put forward the requirements of exploring and carrying out compulsory liability insurance pilot projects in areas closely related to public interests such as food safety.
The so-called food safety liability insurance refers to the insurance that takes the legal liability of the insured to the victims of food safety accidents as the insurance subject, and can provide risk protection for food safety problems in all aspects of food production, processing, sales, catering services, etc., and help the injured consumers get compensation in time after food safety accidents.
The higher insurance threshold of food safety liability insurance is also the reason why it is difficult to implement in recent years. It is understood that food safety liability insurance generally only covers some large chain catering enterprises and retail enterprises, and does not cover some small and medium-sized catering enterprises. Changan liability insurance related business personnel also told reporters that when customers apply for food safety liability insurance, insurance companies usually have certain risk control audits, otherwise, in the event of serious food safety incidents, insurance companies will face greater risks.
Despite the pressure of difficult promotion, from the draft submitted by the State Council, we can still see the country's determination to introduce food safety liability insurance and its mandatory after its introduction. The draft has added special provisions in Article 1 13, and the food safety supervision and management departments shall order it to make corrections and give a warning according to their respective duties. Refuses to correct, a fine of 2000 yuan and 20 thousand yuan; If the circumstances are serious, it shall be ordered to suspend production or business until the license is revoked.