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What is the contribution ratio of industrial injury insurance for enterprises?
The company's industrial injury payment ratio varies according to different industries. If logistics belongs to the postal industry, the general payment ratio is 0.5%, but the payment of work-related injury insurance does not need to be borne by individuals, but only by the company. In other words, the employee's work-related injury insurance payment is in 0 yuan, and 0.5% of the payment is borne by the company.

That is, high-risk enterprises pay more and low-risk units pay less, so as to motivate employers and strengthen measures to ensure occupational safety. In order to reduce the insurance premium rate, employers will be more active in improving workplace safety. In this way, the fewer accidents, the stronger the production capacity, and the cost of insurance premiums can improve the affordability of industrial injury insurance institutions.

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The scope of industrial injury and its identification

Article 8 An employee who is injured, disabled or killed due to one of the following circumstances shall be deemed as a work-related injury:

(a) engaged in the daily production, work or work temporarily designated by the person in charge of the unit, in an emergency, although not designated by the person in charge of the unit, but engaged in work directly related to the major interests of the unit;

(two) with the arrangement or consent of the person in charge of the unit, to engage in scientific experiments, inventions and technological improvements related to the unit;

(3) Exposure to occupational hazards in the production and working environment leads to occupational diseases;

(four) in the production and working hours and areas, due to unsafe factors, or sudden illness due to work pressure, after the first rescue treatment, he died or completely lost his ability to work;

(five) personal injury caused by the performance of duties;

(six) engaged in emergency rescue, disaster relief, ambulance and other activities to safeguard the interests of the state, society and the public;

(seven) because of the war, disabled soldiers demobilized to work in enterprises after the recurrence of old injuries.

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