Yunnan guy turned 25 thousand, but the bank turned 250 thousand. On the phone, the supplier claimed that the payment was only 25,000 yuan. How did you give me 250 thousand? Is there a problem? Hearing this, Mr. Liu was shocked, and immediately looked at the receipt given by the bank carefully. Sure enough, the bank remittance was wrong, and his 25 thousand remitted to 250 thousand!
So Mr. Liu immediately contacted the bank and asked if the other party had made a mistake. But what Mr. Liu didn't expect was that the attitude of the bank was actually very tough, claiming that he was absolutely right!
Mr. Liu had to reluctantly accept the bank's toughness, and then informed the supplier, but what Mr. Liu didn't expect was that a few days after this incident, the bank actually contacted Mr. Liu again and asked him to return the 225,000 yuan remitted by the bank, but Mr. Liu refused, because "leaving the cabinet is not responsible" is your bank's own regulation, and you have inquired about it yourself, but you just refused!
After the negotiation between the two parties failed, the bank decided to sue Mr. Liu, so what kind of judgment will the court finally make? Does Mr. Liu need to return the extra 225,000 yuan?
Why did the bank lose three times? In the case of disputes between the two parties, the court finally ruled that the payment was remitted to the supplier's account by Mr. Liu, so it was an economic dispute between Mr. Liu and the supplier, which had nothing to do with the bank, so the bank's appeal was rejected!
Seeing that the supplier was powerless, the bank decided to "start" Mr. Liu, so it took the initiative to contact Mr. Liu and asked him to make up for the loss!
When Mr. Liu received the news from the bank, he was immediately amused by its operation. He called you as soon as something happened. I am an employee of your bank. I insist that the bank will not make mistakes and hang up. Besides, doesn't your bank have a rule that I'm not responsible for leaving the counter? It's been so long now, and I will never take responsibility this time!
Obviously, Mr. Liu's statement is not recognized by the bank. The bank staff warned Mr. Liu that your overpayment of 225,000 yuan was unjust enrichment. If you don't return it, the bank will sue you in court! Regarding the bank's almost rogue behavior, Mr. Liu said directly, then let's see you in court and see how the court finally decides!
Soon the local court accepted the case, and the bank's appeal was that the overpayment of 225,000 yuan by Mr. Liu belonged to unjust enrichment, requiring not only Mr. Liu to return, but also Mr. Liu to compensate!
Mr. Liu gave his own explanation: First, I called you the first time after the incident, but you insisted that there was nothing wrong. You should keep phone records. You can pull them out and see who is in charge. Second, you are not responsible for leaving the counter, which is also your bank's own regulations. Since it's been so long, never bear the loss yourself! Third, I don't have the extra 225 thousand at all. Why should I bear the loss?
For the testimony provided by both parties, the court made a final judgment and found that the evidence submitted by a bank was insufficient and the money was not in Mr. Liu's account, which did not constitute unjust enrichment.
Therefore, the court ruled that all the demands of the bank were rejected, and the bank lost the case again, but the bank after losing the case was not reconciled and immediately applied to the higher court for a second trial. But what makes the bank feel lost is that the court found that the first-instance judgment was legal and reasonable, so it maintained the first-instance judgment and the bank lost the case! So far, the bank has sued three times, all of which ended in failure, and the bank finally failed to get back the extra money!