Including reducing the burden on enterprises, increasing financial support, stabilizing the workforce and strengthening accurate services. There are ***2 1 support policies to support SMEs to tide over the difficulties. This move has been widely concerned and praised by public opinion.
In this special period, "Xuzhou 2 1" gave small and medium-sized enterprises a reassurance.
Let small and medium-sized enterprises survive, live well and develop steadily, then Xuzhou's economic recovery and growth can have a solid foundation, and social and people's livelihood employment can have a stable guarantee.
Through comprehensive measures, we will actively implement the measures in fiscal policy and monetary policy to support the recovery of economic development, stabilize the expectations of enterprises and financial institutions, guide enterprises to innovate business models, and then promote the high-quality development of Xuzhou economy.
On February 14, according to the spirit of the relevant notice of the provincial government and the municipal government, the Municipal Leading Group Office for Promoting the Development of Small and Medium-sized Enterprises (the Municipal Bureau of Industry and Information Technology) worked with relevant departments to refine the relevant implementation rules.
A number of exemptions allow SMEs to go into battle lightly! ?
City, county (city) district two levels of government departments to small and medium-sized enterprises to collect some administrative fees suspended for 2 months. Suspend the collection of some administrative fees related to enterprises for 2 months, and at the same time reduce or exempt the rent or compensation fees occupied by small and medium-sized enterprises for the paid use of administrative institutions, outdoor advertising state-owned resources and river embankment projects. The collection will be suspended from February 5, 2020 to April 5, 2020. Some of the administrative fees involved in the collection are household registration fee, motor vehicle number plate fee, motor vehicle registration fee, motor vehicle driving license fee, temporary driver's license fee, arbitration fee, radio frequency occupation fee, professional and technical qualification assessment fee, water and soil conservation compensation fee, medical accident appraisal fee, land reclamation fee, real estate registration fee and urban garbage disposal fee.
Small and medium-sized enterprises and individual industrial and commercial households experiencing temporary difficulties in their operations affected by the epidemic mainly refer to small and medium-sized enterprises in key industries such as catering and accommodation, which are greatly affected by the epidemic, exempt from all kinds of penalty interests charged by overdue loans and appropriately increase the grace period for repayment.
For small and medium-sized enterprises and individual industrial and commercial households whose loans are due and difficult to repay during the epidemic period, banks should adopt ways such as extending the maturity time, renewing loans and restructuring loans. And appropriately reduce the loan interest rate. At the same time, the adverse effects caused by the epidemic, such as difficulties in production and operation, and the inability to get funds in place in time, should not be used as separate factors to downgrade the loan risk classification, but the loan quality classification results can be used before the epidemic. All banking financial institutions should reasonably arrange the submission of credit records of overdue loans, and submit credit records to enterprises and individual industrial and commercial households that have temporarily lost their income sources due to the epidemic in accordance with the adjusted repayment arrangements.
For imported materials that meet the policy requirements and should enjoy duty-free treatment, the relevant importing units can go through the tax refund formalities at the customs of the original declaration place before September 30, 2020 with the relevant tax reduction or exemption certificates. Among them, the application for import value-added tax refund shall provide the proof that the value-added tax has not been deducted issued by the competent tax authorities. After the government receives the application for enterprise property tax relief, it will forward it to the tax authorities, which will review it on its behalf, and put forward suggestions on whether to reduce or exempt it, and report it to the government for approval before implementation (according to the division of financial powers, municipal enterprises can apply to the municipal government, and the rest enterprises can apply to the district government where the real estate is located). Before the end of the epidemic, it is suggested that small and medium-sized enterprises take online channels and apply through the electronic tax bureau. Delayed declaration and deferred tax payment, as well as the application of C-level taxpayers, are all in online contact with Jiangsu Electronic Taxation Bureau of State Taxation Administration of The People's Republic of China.
Individual industrial and commercial households do not need to apply for rent reduction or rent-free, nor do they need to sign a separate contract agreement, and the leasing enterprise will reduce or waive it by itself. In order to implement Article 3 of Document No.5 of Su Zhengban [2020], county (city) district governments are encouraged to introduce more affordable rent reduction and subsidy policies, and state-owned enterprises are encouraged to appropriately extend the time for rent reduction and exemption. Government-operated science and technology business incubators and Zhongchuang Space incubate small and medium-sized science and technology enterprises and teams, and the rent reduction time is from February 2020 1 to March 3, 20201.
Increase support and improve the sense of acquisition of SMEs! ?
In order to speed up the payment of accounts of small and medium-sized enterprises, the detailed rules for implementation suggest that all localities and competent departments should strictly examine the special account ledgers cleared by government departments, government platform companies and state-owned enterprises to ensure that the data of the special account ledgers are accurate, the content is complete and the scheme is feasible. State-owned enterprises owned by SASAC shall be summarized by SASAC and reported to the Municipal Bureau of Industry and Information Technology.
For enterprises that need to expand their production capacity or implement technological transformation due to epidemic prevention and control work, they will be given a financial subsidy of 15% for their investment in new equipment; Enterprises engaged in garment production and other related industries that temporarily switch to protective equipment in epidemic prevention and control work will be given 20% financial subsidies for upgrading their workshops and investing in new equipment. The Municipal Bureau of Industry and Information Technology and the Municipal Finance Bureau * * * put forward opinions on the settlement amount of financial subsidies and submitted them to the municipal government for approval. Enterprises that fail to provide VAT invoices for decoration and equipment purchase within 3 months after the end of the epidemic will, in principle, fully recover the subsidy funds. If the VAT invoice for decoration and equipment cannot be provided, the amount of decoration and equipment can be approved by the third party after the approval of the municipal government.
With regard to the detailed rules for the implementation of the flexible employment policy, small and medium-sized enterprises that are restricted by the government's regulations to delay the resumption of work may, on the basis of safeguarding the legitimate rights and interests of employees, give priority to the annual leave during the delayed period after consultation with employees; If the annual leave period enjoyed by employees is exceeded, they can negotiate with employees to comprehensively adjust the rest days in the year. During the waiting period, within a salary payment period (up to 30 days), it shall be deemed that the laborer has provided normal labor and paid the salary according to the labor contract; If the payment period exceeds one salary, the enterprise shall pay at least 80% of the minimum wage of the workers.
According to the detailed implementation rules of the Municipal Human Resources and Social Security Bureau on increasing efforts to help enterprises stabilize their posts, the deadline for returning applications for stabilizing their posts is February 65438+February 3, 20201. Eligible enterprises need to log in to Xuzhou public employment service network through digital certificate (K disk) and apply through the Internet. If on-site treatment is really necessary during the epidemic, it can be handled by telephone consultation. The Municipal Bureau of Human Resources and Social Security extended the payment period of social insurance, and the payment period of social insurance was extended to 6 months. Enterprises that have passed the examination can pay the social security fees of the corresponding extension month to the tax authorities within 3 months from March 2020 to the end of the epidemic, and no late payment fee will be levied during the period. Enterprises to carry out training or training institutions to carry out project-based training, can first allocate no more than 50% of the training subsidy funds. After the training is completed, the enterprise or training institution shall apply for subsidy funds from the human society department in accordance with the principle of territoriality. After the audit by the human society department, the financial department at the same level will allocate the subsidy funds to the enterprise according to the regulations.
Financial aid provides all-round financial services! ?
In terms of credit support, financial institutions will actively meet the loan needs of key enterprises in epidemic prevention and control and affected enterprises, open green channels, simplify approval procedures and reduce approval links. For small and medium-sized enterprises and individual industrial and commercial households whose loans are difficult to repay during the epidemic period, support will be given by extending the maturity time, renewing loans and restructuring loans. And appropriately reduce the loan interest rate. At the same time, affected by the epidemic, such as difficulties in production and operation, and the inability to get funds in place in time, the loan quality classification results can be used as the classification results before the epidemic.
In order to effectively reduce the financing costs of small and micro enterprises, preferential interest rates and fee reductions are implemented for key enterprises in epidemic prevention and control, and it is strictly forbidden to charge fees other than normal interest. For key enterprises, small and micro enterprises and individual industrial and commercial households, the average comprehensive financing cost was reduced by 0.5 percentage points on the original basis. Credit funds issued by legal entities within their jurisdiction to key enterprises for epidemic prevention and control can be re-loaned by the People's Bank of China, and may be extended as appropriate. Broaden the customer coverage of "bank-tax interaction" financing products, expand the tax credit rating from A and B to M, and appropriately increase the maximum credit line and second batch line of online loan business under the premise of controllable risks.
Increase the government financing guarantee. For enterprises with temporary loan repayment difficulties due to the epidemic, emergency liquidity is needed in the process of loan renewal. The loan bank may apply to the fund manager and assist the enterprise to submit materials. For enterprises in urgent need of support such as epidemic prevention and control and people's livelihood protection, the fund manager will renew the loan as soon as possible. After video verification, it is reduced to 1 working day in principle. The People's Bank of China will publish a list of key enterprises that have mastered the production, transportation and sales of important medical materials such as medical protective clothing and medical masks used in response to the epidemic and important living materials through the financial advisory section of the "Smart Xuzhou" APP. Financial institutions will timely connect with the listed enterprises online and provide credit support at preferential interest rates.
Imported drugs and medical devices used for epidemic prevention and control shall be delivered as soon as they arrive to ensure "zero delay" in customs clearance. Relevant enterprises are advised to contact Xuzhou Customs in advance if they have imported epidemic prevention materials. Enterprises can apply for the registration of the consignor and consignor of import and export goods through "multi-certificate integration", and the customs can complete the enterprise registration after confirming the receipt of the enterprise's industrial and commercial registration information, without going to the customs for registration. After customs approval, enterprises can log in to the single window of China international trade and print the receipt for customs record.
When purchasing goods, projects and services related to epidemic prevention and control with fiscal funds, the procurement unit should take meeting the needs of epidemic prevention and control as the primary goal, establish a "green channel" for procurement, and purchase imported materials without approval without implementing the methods and procedures stipulated in the Government Procurement Law. Matters involving multiple departments' windows and epidemic prevention-related enterprises are handled jointly. According to the needs of enterprises, the staff of the agency center of the municipal government office will provide full-time or partial process agents free of charge. The staff of the agency center encountered difficulties in work coordination during the whole agency process, and the municipal government office convened relevant departments to hold a joint meeting to solve them.
Relevant units such as the Municipal Enterprise Service Center will strengthen the implementation of the "yellow, orange and red" supervision and accountability mechanism, and start the supervision and accountability of the Municipal Commercial Office and the Municipal Commission for Discipline Inspection for enterprises that fail to respond to the demands of the enterprise service platform in time or fail to act on the demands of enterprises, so as to effectively ensure the timeliness of the demands during the epidemic prevention and control period.
Regarding the support policies promulgated by the provincial government Article 4, the detailed rules for implementation formulated by our city are to urge relevant units to implement phased deferred payment for electricity, water and gas used by small and medium-sized enterprises that have temporary difficulties during the epidemic period. During the holdover period, the measures of "non-stop payment of arrears" will be implemented, and all localities can arrange funds to give appropriate subsidies. During the period of epidemic prevention and control, the basic electricity fee of enterprises will be reduced or exempted according to the actual number of days when electricity consumption is suspended. The detailed rules for the implementation of the provincial policy 19 are that the new R&D institution will apply voluntarily to reduce the cost of R&D innovation, and the Municipal Science and Technology Bureau will review and summarize it.
According to the "Notice on Doing a Good Job in the Guidance and Inspection of Prevention and Control of Enterprises in Various Regions" (No.7 [2020] of Xu Epidemic Prevention Enterprise Prevention Letter), the leadership of the Municipal Bureau of Industry and Information Technology went deep into counties (cities) to guide and urge enterprises to resume work and production, and at the same time carried out the "send policy" activities. The first batch of 3,000 copies of "Detailed Rules for Implementation" were distributed to industrial enterprises in the city free of charge, which truly made 2 1 policies and measures "understandable, effective and applicable" to help enterprises cope with the impact of the epidemic and support enterprises to stabilize production.