A, how to operate the loan entrusted to pay

Have to find a third party, if it is to go to consumer consumption, then you have to look for the renovation company or buy furniture company contract. If you are operating then you have to provide upstream and downstream contracts. The money hits the third party before it can be earned to you.

Two, how to operate the loan fiduciary payment

The transaction pair with fiduciary payment. Only the loan transaction object is not clear, the loan amount of less than 300,000, you can use the independent

three, the bank entrusted to pay what formalities are required?

First of all, you need to be entrusted with the payment contract, including the transaction, account number, account name, amount, etc., clear and unambiguous;

Secondly, you need to be entrusted with the payment of the application, by the borrower in writing to apply for entrustment, the application contains the name of the person who is entrusted with the payment, the account number, the amount, the date, etc., clear and unambiguous. The bank will then proceed with the application.

Four, bank loan entrusted to pay what need to pay attention to?

Banks need to pay attention to the payment of trustee loans:

1, direct loan issuance bank credit asset security perspective

Each loan is issued or not, is the bank's own risk-benefit measurement of the results. Fiduciary payment can better allow enterprises to use the funds according to the purpose of the application, to ensure the authenticity of the trade background, the actual flow of funds is more likely to comply with the bank's pre-assessment, the loan repayment ability is more predictable.

2, from the regulatory point of view

Banks will not simply because individuals, legal persons can repay the loan, there is no other demand for lending; the role of the bank's service to the real economy and regulatory needs, the demand for macroeconomic control of the Bank of China and other visible hand will be on the flow of financial assets, the industry pendulum, the security of the many requirements.

Trusted payments can prevent loan funds from entering the stock market, irregularities into the housing market, creating bubbles. In short, it is a necessary measure to create a financial ecosystem.

3, the actual operation

Chinese anything about the variation, the above two perspectives in the actual operation of the deformation, especially small and micro-enterprise loan operations. Risk and return is the eternal game and **** dance, many banks will be based on their own judgment of the ultimate repayment risk, and even the second source of repayment of the judgment of the ability to realize the flexibility to act, which is also the truth.

Expanded Information

The precautions of the loan are as follows:

1, provide information to the bank to be true, to provide my address, contact information to be accurate, and to notify the bank of changes in a timely manner;

2, the use of the loan should be legal and compliant, and the background of the transaction should be true;

3, according to their own repayment ability and future income expectations, choose the suitable repayment method;

4, apply for the loan amount should be within their means, usually the monthly repayment amount should not exceed 50% of the total household income;

5, carefully read the terms of the contract, understand their rights and obligations;

6, to repay the loan on time, to avoid a bad credit record;

7, do not lose the loan contract and the debit notes, for the mortgage type of loan, do not forget to cancel the mortgage registration after repayment of the loan;

8, early repayment must be one month in advance to communicate with the bank to be processed.

9, outsiders for commercial loans in general banks require borrowers to have a stable income in the local area, but also to the household registration certificate (some banks also require office certificates); and housing real estate guarantee company for outsiders to have income in the local area outside the temporary residence permit can be handled.