The persistence of the epidemic has led to the suspension of some restaurants and tourism, some factories and some enterprises. All these conditions will affect our income this year. ?
Judging from the current situation, the fight against the epidemic is definitely not a short-term fast-paced event, and our daily work and life will be greatly affected, especially in terms of family financial expenditure. Aren't these worthy of our reflection?
Some people have also begun to reconsider how to adjust their family finances.
Here Bian Xiao gives some suggestions for your reference.
Because of the spread of the epidemic, we can't work normally, so our income will also drop, so we have to readjust our household expenses to deal with emergencies.
Specific practices
1. First of all, you should be clear about your family's financial expenses and sort out how much money you have in your account now, so as to be aware of it. Of course, a house is not working capital.
2. If the economy is tight at this time and you don't know when to start work, it is recommended to use credit card installment service. Although there is a handling fee, at least there is cash flow, which can also help us tide over the temporary difficulties.
3. Finally, we should consider the previous financial plan, and we must cut off unnecessary expenses, such as travel plans and replacing large pieces of furniture.
In short, it is frugality and frugality that can maintain a normal life. Of course, these methods can only alleviate the urgent need. In the long run, after this epidemic, we realized the importance of financial management.