Legal basis: Article 2 of People's Republic of China (PRC) Social Insurance Law.
The state establishes social insurance systems such as basic old-age insurance, basic medical insurance, industrial injury insurance, unemployment insurance and maternity insurance, so as to guarantee citizens' right to receive material assistance from the state and society in accordance with the law when they are old, sick, injured, unemployed and have children.
Article 4
Employers and individuals in People's Republic of China (PRC) pay social insurance premiums according to law, and have the right to inquire about payment records and personal rights records, and require social insurance agencies to provide social insurance consultation and other related services. Individuals enjoy social insurance benefits according to law and have the right to supervise the payment of their own units.
How long will it take to break the five insurances and one gold?
Five insurances and one gold break will not be void. As long as the basic old-age insurance and basic medical insurance are paid before retirement 15 years; However, the severance of basic medical insurance will affect the reimbursement and use of medical insurance. According to the relevant regulations of the state, after the insured leaves the original unit, the medical insurance, unemployment insurance, work injury insurance, maternity insurance and housing accumulation fund will be stopped by the original unit, and the old-age insurance will be automatically transferred to the state of individual payment. Individuals can pay pension and medical insurance.