Private small property houses must not be bought for investment or self-occupation
Compared with regular commercial houses, Shenzhen private small property houses have the advantage of low price, which is about 31% of the down payment price of regular commercial houses. The main shortcomings are that there is no guarantee, no legal protection, poor housing quality, difficulties in safeguarding rights, no loans, no legal protection, no inheritance, no listing and trading, no settlement, and disputes are not easy to handle. The shortcomings of the house itself are even more numerous.
private small property houses have the following legal risks.
1. The only evidence, the lawyer's witness, is not recognized by the state. When a small property right house encounters a property right dispute, the buyer's rights and interests will not be protected by law. I am even more afraid that the property owner will take the property right certificate of the whole building to the bank for loan, and then the building will not be sealed up by the bank. Banks, public security, courts and other state departments can not recognize anything like lawyer's testimony.
2. Small property houses can't be listed and traded without real estate license, and they can't go through the transfer procedures. You can't get a real estate license for a small property right house. In the second-hand housing transaction, you can't borrow money without a real estate license, so it is quite difficult to change hands. Only change the name in the lawyer's witness book when dealing in the second hand. What guarantee can such a certificate have?
3. In case of demolition, it will be regarded as an illegal building and will not be compensated for demolition. Even if there is compensation, the compensation will be paid to the property owner first, and then to every small property owner according to the previous purchase agreement. If there is no agreement, or the property owner does not pay attention to honesty, the interests of small owners will not be guaranteed.
Private small property houses still have many shortcomings.
1. The quality of housing construction. Because most private small property houses are built by small contractors, Jerry-building often happens. In addition, there is no formal quality supervision department to supervise them during construction and after completion, and the quality of houses has not been certified by the national quality supervision department, so the quality of houses is not guaranteed. It is very difficult to defend rights when you find quality problems after buying and ask for check-out.
2. The surrounding environment is poor. There is a two-story high-voltage substation about 5 meters away from the house. Although there is no scientific conclusion on the impact of electromagnetic radiation on human body, the farther away it is, the better. There is no closed chimney installed in the restaurant next to it, and the smoke is directly discharged, and the smell of cooking can be smelled around, and dirty water is poured everywhere. The distance between adjacent buildings is too small, and the lighting and ventilation are not good.
3. The quality of residents is poor. At the entrance gate on the first floor of the house, there are rubbish discarded by residents. The elevator can often see phlegm and smell smoke. The advertisements on the corridor walls are scribbled, and the neighbors' high-pitched horns and mahjong can be heard late at night.
4. poor property. At first, it was agreed to have security, and then it was explained that it meant to ensure your safety. A computer was installed in the duty room on the first floor, and a camera was installed on each floor, which meant security. There is no access control system installed, and if there is a theft, it can only be said that it is too bad luck.
5. Honesty of owners of private small property houses. Most buyers can't see the owners of small property houses, and everything is solved by the property. Frankly speaking, there is no room for discussion if you can't find the owner of a small property right house. What is said today can be changed at any time the next day, and the property will often be pushed to an owner of a small property right house that exists or doesn't exist, playing the role of Tai Ji Chuan.
6. Housing design. For the sake of simple space, one-room or one-bedroom apartment often has no balcony, so drying clothes should be put in the toilet or the window security net in the toilet to dry clothes, which will have an impact on health. In some rooms, there is a big beam with a height of about 41 cm in the middle, so the ceiling is very low, or there are columns protruding, which greatly reduces the use area and beauty.
from this, it can be concluded that if you buy such private small property houses as investment, rental income or self-occupation, it will be the beginning of troubles and troubles will continue.