If the bank card is a debit card, you can generally pick it up on the same day. Debit cards need to be handled at the counter of bank outlets, which can be handled according to the arrangement of the teller. The whole process can be completed in about half an hour. If it is a credit card, it usually takes about 15 working days.

How to apply for a bank card:

The first step is to choose the bank that needs to be handled, and then bring your ID card and account opening funds. It's best to choose working days, because some bank outlets are closed on Saturday and Sunday (the bank card here refers to the savings card).

Step two, when we are ready, we arrive at the bank outlet and wait in line in front of the bank's self-service teller machine. When it's your turn, tell the staff next to you to apply for a bank card. They will give you relevant guidance at this time. After we fill in the information, we can get the bank card.

The third step is to open online banking services. At this time, we need to get a numbered ticket. When called, give the bank card and ID card to the bank staff and ask them to help you open online banking.

The fourth step, we download the client designated by the bank outlet, and the staff will guide you how to use the mobile phone to transfer money. At this point, our bank card processing process is basically completed.

note:

The process of handling bank cards in each bank may be different. You can follow the instructions of the bank staff when handling it.

If you want to get a bank card. It is required that 16 years old or older, but people between 16 years old and 18 years old cannot apply for online banking services.

When you apply for a bank card. It's best to open SMS service and keep an eye on the trend of funds at any time.

Debit cards are divided into transfer cards, special cards and stored value cards according to different functions. Debit cards cannot be overdrawn. The transfer card has the functions of transfer, cash deposit and withdrawal and consumption.

Special card is a special-purpose debit card used in a specific area (except for department stores, restaurants and entertainment industries). It has the functions of transferring money and depositing and withdrawing cash. Stored value card is a prepaid wallet debit card in which the bank transfers funds to the card for storage according to the cardholder's requirements, and directly deducts money from the card during the transaction.

Debit card can be used for online or POS consumption or ATM transfer and withdrawal, and cannot be overdrawn. Interest is paid on the amount in the card according to the current deposit.

When spending or withdrawing money, the funds are directly withdrawn from the savings account. Debit cards usually require a password when used. Debit cards can be divided into ordinary cards, gold cards and platinum cards according to their grades; According to the scope of use, it can be divided into domestic cards and international cards.