In order to implement the above requirements, give full play to the positive role of prepaid cards in facilitating small non-cash payments and expanding consumption, prevent prepaid cards from being used for illegal activities such as money laundering and cashing, and effectively protect the legitimate rights and interests of cardholders, the People's Bank of China, under the overall policy framework established in Decree No.2 and Circular No.25, formulated and promulgated the Measures in accordance with the idea of standardized development and strict management, and established a system that meets the actual situation and management needs of China's prepaid card market.

What do you mean by advance payment filing?

Prepayment filing refers to:

As for the advance payment, the enterprise needs to handle it separately. If part of the advance payment is collected before the goods are exported, the enterprise needs to register the contract and withdraw money on the online service platform of SAFE in order to have the foreign exchange settlement quota.

There will be no advance payment limit for the first advance payment of a new enterprise. After the enterprise needs to register, it shall go to the foreign exchange bureau to review the approval documents and handle the settlement of advance payment. If other balances are collected after the goods are exported, the enterprise can directly occupy the general trade quota to settle foreign exchange without going through contract registration and withdrawal registration.

Advance payment must be filed, and all advance payments need contract registration and withdrawal registration.

What should I do after filing a single-purpose commercial prepaid card?

Single-purpose commercial prepaid cards are convenient for daily supervision and after-care work.

Regulations on the management of prepaid cards in Inner Mongolia?

In order to further strengthen the management of single-use commercial prepaid cards in our city, standardize the filing work of single-use commercial prepaid cards, and prevent and resolve the financial risks, according to the Measures for the Administration of Single-use Commercial Prepaid Cards (Trial) issued by the Ministry of Commerce (Order No.2012 of the Ministry of Commerce) and the revised requirements of Order No.2016 of the Ministry of Commerce, we are now filing the single-use commercial prepaid cards.

I. Declaring enterprises

Who is engaged in retail, accommodation and catering, residential services in our city card issuing enterprises should be in the business of single-use commercial prepaid card business within 30 days from the date of filing. Group card-issuing enterprises, brand card-issuing enterprises and large card-issuing enterprises shall file with the Municipal Bureau of Commerce; Other card-issuing enterprises shall file with the competent commercial departments of counties and districts where industrial and commercial registration is located.

(1) Group card-issuing enterprises

Refers to the parent company of the group that issues single-use cards for the group. A group refers to an enterprise legal person consortium that is absolutely controlled by the same enterprise legal person.

(2) Brand card-issuing enterprises

Refers to the issuance of single-use cards used in the franchise system of the same brand, the corporate logo or registered trademark of the brand, or the legal person enterprise authorized to have the exclusive right to use the corporate logo or registered trademark. The same brand franchise system refers to an enterprise legal person consortium that uses the same enterprise logo or registered trademark.

(3) scale card-issuing enterprises

Refers to enterprises other than group card-issuing enterprises and brand card-issuing enterprises whose business income in the previous year is more than 5 million yuan or whose registered capital in industry and commerce is more than 6.5438+0 million yuan but less than one year.

Second, the industry classification

(1) Retail card-issuing enterprises

1. Comprehensive retail card-issuing enterprises (including department stores, supermarkets, grocery stores and convenience stores);

2. Professional retail card issuing enterprises (including food, beverages, tobacco products, textiles, clothing, daily necessities, cultural and sports supplies and equipment, medicines and medical devices, automobiles and spare parts, motorcycles and spare parts, motor vehicle fuel, household appliances and electronic products, hardware, furniture and interior decoration materials);

3. No shops and other retail card issuing enterprises (including Internet retail, mail order, TV retail, second-hand retail and domestic fuel retail).

(2) Card issuing enterprises in accommodation and catering industry.

1. Card issuing enterprises in the accommodation industry (including tourist hotels and general hotels);

2. Card issuing enterprises in catering industry (including dinner service, fast food service, beverage and cold drink service and catering distribution service);

(3) Card issuing enterprises in the residential service industry

1. Card-issuing enterprises for residential services (including family services, washing and dyeing services, hairdressing and beauty services, bathing services, health care services and marriage services);

2. Card-issuing enterprises in the repair industry (including automobile and motorcycle maintenance, computer and office equipment maintenance, household appliances maintenance and other daily-use product repair industries);

3 other service industry card issuing enterprises (including cleaning services).

Third, the filing materials

(1) The card issuing enterprise shall submit the following materials:

1. Record Form of Single-purpose Card Issuing Enterprise

(It can be obtained from the filing authority or downloaded from official website of the Ministry of Commerce.

www . MOF com . gov . cn/a article/b/c/20 1209/20 1209083624 16 . html)；

2. Copy of business license (photocopy).

(2) A large card-issuing enterprise shall submit the following materials in addition to the copy of the Record Form for Single-purpose Card-issuing Enterprises and the Business License for Enterprise as a Legal Person (copy):

1. The financial statements of the previous year audited by the audit institution (with official seal), except for large-scale card-issuing enterprises whose industrial and commercial registration is less than one year;

2. Samples of information recorded in physical cards (front and back) and virtual cards;

3. Single-purpose card business management system and fund management system;

4. Card purchase regulations and card purchase agreements for single-purpose cards;

5. Fund depository account information and fund depository agreement.

What materials do you need for prepaid card filing?

Prepaid cards need to be filed with the local commerce commission. The required information is the business license, corporate identity card and relevant shareholders' rights and interests. And the declaration of applying for prepaid card with official seal. You also need ID card information and a copy of the ID card of the person in charge of corporate finance to stamp the official seal. After all the formalities are completed, you can see that the prepaid card application has been approved on the website of the Bureau of Commerce. At this time, prepaid cards can be publicly invented, and prepaid cards with real-name registration system can be invented.